HD FINANCE
The computed 12-month bankruptcy probability of HD FINANCE is 0.4% (very low). The 2024 annual accounts show equity of €20k and a net result of €3k. Its solvency ranks better than 17% of 4818 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €20k |
| Net result | €3k |
| Better than sector | 17% |
| Active | 3 yrs |
Strong profile, led by stability.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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See plans →| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 20.8% | 61.0% | |
| Net result | €3k | €34k | |
| Equity | €20k | €59k | |
| Gross operating margin | €17k | €56k | |
| Total assets | €98k | €117k |
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €9k |
| Net profit | €3k |
| Cash flow | €3k |
| Staff costs | - |
| Income taxes | €4k |
| Dividends | - |
| Total assets | €98k |
| Equity | €20k |
| Debt | €78k |
| of which ≤ 1y | €56k |
| of which > 1y | €20k |
| Working capital | €23k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 1.40 |
| Quick ratio | 1.40 |
| Working capital ratio | 22.9% |
| Solvency | 20.8% |
| Debt / equity | 3.82 |
| Long-term debt ratio | 0.99 |
| Interest coverage | 2.45 |
| Gross margin | - |
| Net margin | - |
| ROA | 2.7% |
| ROE | 12.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €98k |
| Fixed assets | 21/28 | €20k |
| Tangible fixed assets | 22/27 | €20k |
| Current assets | 29/58 | €79k |
| Amounts receivable within one year | 40/41 | €79k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €98k |
| Equity | 10/15 | €20k |
| Contributions / capital | 10/11 | €150 |
| Reserves | 13 | €20k |
| Amounts payable | 17/49 | €78k |
| Amounts payable after one year | 17 | €20k |
| Amounts payable within one year | 42/48 | €56k |
| Trade debts payable within one year | 44 | €4k |
| Income statement | ||
| Gross operating margin | 9900 | €17k |
| Operating result | 9901 | €8k |
| Financial income | 75 | €2k |
| Financial charges | 65 | €4k |
| Result before taxes | 9903 | €7k |
| Income taxes | 67/77 | €4k |
| Net result for the period | 9904 | €3k |
| Result to be appropriated | 9905 | €3k |
| NACE primary | Lawyers(69101) |
| Legal form | Private limited company(610) |
| Incorporation | 26-09-2022 |
| Status | Active |
| Postal code | 2018 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1903/00G003 | Flanders | 1,076 m² | 1 · 310 m² | 19.5 m · 5 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
19-11-2025 Registered office moved within Antwerpen
- Van Putlei 17, 2018 Antwerpen → Van Putlei 64, 2018 Antwerpen
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Antwerpen",
"region": "Vlaams Gewest",
"street": "Van Putlei",
"country": "BE",
"postcode": "2018",
"box_number": "7",
"street_number": "64"
},
"old_address": {
"city": "Antwerpen",
"region": "Vlaams Gewest",
"street": "Van Putlei",
"country": "BE",
"postcode": "2018",
"box_number": null,
"street_number": "17"
},
"effective_date": "2025-10-01",
"evidence_quote": "BESLOTEN om de zetel van de Vennootschap te verplaatsen naar Van Putlei 64, bus 7, 2018 Antwerpen, Belgi\u00EB, met ingang vanaf 1 oktober 2025."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0791.423.889",
"name_full": "HD FINANCE",
"legal_form": "BV"
}
}28-09-2022 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "2018 Antwerpen, Van Putlei 17",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1999-07-07",
"name": "DAGHER Hussein",
"niss": null,
"address": "2018 Antwerpen, Van Putlei 17"
},
"share_class": "naam",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 150,
"holder_person_name": "DAGHER Hussein",
"is_subscriber_only": false,
"n_shares_subscribed": 10,
"amount_subscribed_eur": 150,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 150,
"subject_company": {
"kbo": "0791.423.889",
"name_full": "HD FINANCE",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2022-09-26",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | HD FINANCE |