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Complete company report
Generated 28-06-2026
Active BE 0600.995.568Private limited company

HD CONSTRUCT

Vijverstraat 3c ·2800 Mechelen, Belgium· 11 yrs active
Sector: Construction of buildings (41003)
Conclusion Checked

The computed 12-month bankruptcy probability of HD CONSTRUCT is 0.9% (low). The 2024 annual accounts show equity of €239k and a net result of €51k. Equity is growing by ~47.6% per year across the filed fiscal years. Its solvency ranks better than 90% of 779 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.
Key figures
Equity €239k
Net result €51k
Better than sector 90%
Active 11 yrs
Snowflake analysis 5 axes · computed by Checked
Health100Profitability100Solvency100Growth75Stability100
95 / 100

Exceptional profile — strong across almost every axis.

Health 100
Profitability 100
Solvency 100
Growth 75
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.9% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Established
Founded in 2015 — 11 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
100 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 31-01-2026 with the NBB · fiscal year 2024 · micro
€0€200k€400kRevenue 2020: €304k€304kOperating result 2020: €49k€49kNet result 2020: €38k€38kRevenue 2021: €140k€140kOperating result 2021: €21k€21kNet result 2021: €13k€13kRevenue 2022: €451k€451kOperating result 2022: €72k€72kNet result 2022: €43k€43kRevenue 2023: €298k€298kOperating result 2023: €77k€77kNet result 2023: €49k€49kRevenue 2024: €268k€268kOperating result 2024: €49k€49kNet result 2024: €51k€51k20202021202220232024
RevenueOperating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts — not a forecast, the extended trend.
growing Net result: growth of ~15.1%/year over 7 fiscal years — indicative, assuming unchanged policy.
€-200k€-100k€0€100k2025: €62k (€51k – €73k)2026: €68k (€50k – €87k)2027: €75k (€50k – €100k)2018: €-105k2019: €30k2020: €38k2021: €13k2022: €43k2023: €49k2024: €51k2018201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil–Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 41 — Construction of buildings · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 75.2% 38.2%
better than 90% of 779 sector peers
Net result €51k €11k
better than 88% of 779 sector peers
Equity €239k €27k
better than 95% of 780 sector peers
Gross operating margin €66k €27k
better than 77% of 779 sector peers
Total assets €318k €80k
better than 91% of 779 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€268k
-9.8% ≈ vs sector
EBITDA
€64k
-30.4% +39% vs sector
Net profit
€51k
+4.1% +298% vs sector
Cash flow
€66k
+3.1% +52% vs sector
Total assets
€318k
-30.7% +180% vs sector
Equity
€239k
+27.2% +279% vs sector
Working capital
€278k
-24.6% +1003% vs sector
Income taxes
€18k
+16.8% +351% vs sector
Debt
€79k
-70.9% +7% vs sector
Debt ≤ 1y
€28k
-55.5% -44% vs sector
Debt > 1y
€50k
-65.8% ≈ vs sector
Current ratio
10.77
+59.2% +702% vs sector
Quick ratio
5.84
+270.1% +334% vs sector
Solvency
75.2%
+83.5% +35% vs sector
Debt / equity
0.33
-77.1% -42% vs sector
ROE
21.4%
-18.2% ≈ vs sector
ROA
16.1%
+50.1% +24% vs sector
Net margin
19.1%
+15.4% ≈ vs sector
EBITDA margin
23.9%
-22.8% ≈ vs sector
Interest coverage
385.34
+4130.0% +96% vs sector
Figures by fiscal year
Fiscal year2024
Revenue€268k
EBITDA€64k
Net profit€51k
Cash flow€66k
Staff costs—
Income taxes—
Dividends—
Total assets€318k
Equity€239k
Debt€79k
of which ≤ 1y€28k
of which > 1y€50k
Working capital€278k
Employees (FTE)—
Ratios (computed)
2024
Current ratio10.77
Quick ratio5.84
Working capital ratio87.5%
Solvency75.2%
Debt / equity0.33
Long-term debt ratio0.21
Interest coverage385.34
Gross margin24.5%
Net margin19.1%
ROA16.1%
ROE21.4%
EBITDA margin23.9%
Days sales outstanding72d
Days payable outstanding—
Inventory turnover1.44
Days inventory (DSI)254d
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet — Assets
TOTAL ASSETS 20/58€318k
Fixed assets 21/28€11k
Tangible fixed assets 22/27€11k
Financial fixed assets 28€312
Current assets 29/58€307k
Stocks & contracts in progress 3€141k
Amounts receivable within one year 40/41€53k
Cash & bank 54/58€112k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€318k
Equity 10/15€239k
Contributions / capital 10/11€19k
Reserves 13€142k
Accumulated profits (losses) 14€79k
Amounts payable 17/49€79k
Amounts payable after one year 17€50k
Amounts payable within one year 42/48€28k
Income statement
Turnover 70€268k
Gross operating margin 9900€66k
Operating result 9901€49k
Financial income 75€2k
Financial charges 65€166
Result before taxes 9903€51k
Net result for the period 9904€51k
Result to be appropriated 9905€51k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Construction of buildings(41003)
Legal form Private limited company(610)
Incorporation16-03-2015
StatusActive
Postal code2800
Establishment units 1 location
Vijverstraat 3c, 2800 Mechelen
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
since 20152.241.094.631
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12404G0661/00D000 Flanders 434 m² 1 · 96 m² —
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data — this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
31-01-2026
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
23-09-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
20-12-2023
State Gazette act Director changes
JEAN-LUC PEÊRS
05-09-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
31-01-2023
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
27-09-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
07-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
30-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
28-09-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
31-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
31-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
Belgisch Staatsblad — acts 1 acts
All acts · 1 updated 2 years ago
2023
20-12-2023 DORA Hikmet appointed as non-statutory director Director changes·JEAN-LUC PEÊRS
  • DORA Hikmet — Niet-statutair bestuurder
Notary: JEAN-LUC PEÊRS · Vilvoorde
Technical details 
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      "role": "bestuurder",
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      "evidence_quote": "",
      "decharge_status": "granted",
      "mandate_duration": {
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      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": "JEAN-LUC PE\u00CARS",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Vilvoorde",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-12-20",
    "filing_date": "2023-12-16",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-12-08",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0600.995.568",
    "name_full": "HD CONSTRUCT",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Jean-Luc Pe\u00EArs",
    "org_rep_person_name": null,
    "person_role_at_subject": "notaris"
  },
  "co_filed_documents": [
    "uitgifte van de akte",
    "gecoordine\u00EBrde statuten"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Algemene bouw van andere niet-residentiële gebouwen41003Algemene bouw van andere niet-residentiële gebouwen41203
Primary activity highlighted.
Names & trade names
Legal nameNL HD CONSTRUCT
Registered office
Vijverstraat 3c
2800 Mechelen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative