Checked.be
Active
BE 0750.691.710Private limited company
HCL Bouwgroep
· 5 yrs active
Sector: Construction of buildings
(41001)
Conclusion
The file of HCL Bouwgroep contains 2 historical bankruptcy publications and 1 administrative flag, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 14.7% (high). The 2021 annual accounts show equity of €7k and a net result of €-3k.
Based on the State Gazette, CBE and 1 annual account.
Key figures
| Equity | €7k |
| Net result | €-3k |
| Staff (FTE) | 1.2 |
| Active | 5 yrs |
Snowflake analysis
28
/ 100
Fragile profile — watch profitability in particular.
Health
10
Profitability
0
Solvency
25
Growth
50
Stability
56
Bankruptcy probability (12 mo)
14.7%
High
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile
+Recent warning signals
+Young company
+
Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
23 / 100
Moderate riskComponents
· 2 historical bankruptcy publications (+20)
· 1 administrative flag (+3)
Trust signals
Prior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette — no current open procedure.
Administrative Flags
Address struck
Health barometer
10
/ 100
Critical
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.
Financial overview
Annual accounts filed on 07-12-2022 with the NBB · fiscal year 2021 · micro
| Fiscal year | 2021 |
|---|---|
| Revenue | — |
| EBITDA | €-888 |
| Net profit | €-3k |
| Cash flow | €-844 |
| Staff costs | €118k |
| Income taxes | €465 |
| Dividends | — |
| Total assets | €36k |
| Equity | €7k |
| Debt | €28k |
| of which ≤ 1y | €24k |
| of which > 1y | €5k |
| Working capital | €-1k |
| Employees (FTE) | 1.2 |
Ratios (computed)
| 2021 | |
|---|---|
| Current ratio | 0.94 |
| Quick ratio | 0.94 |
| Working capital ratio | -3.7% |
| Solvency | 20.7% |
| Debt / equity | 3.82 |
| Long-term debt ratio | 0.61 |
| Interest coverage | -2.89 |
| Gross margin | — |
| Net margin | — |
| ROA | -7.3% |
| ROE | -35.2% |
| EBITDA margin | — |
| Days sales outstanding | — |
| Days payable outstanding | — |
| Inventory turnover | — |
| Days inventory (DSI) | — |
Balance-sheet composition 2021
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2021 |
|---|---|---|
| Balance sheet — Assets | ||
| TOTAL ASSETS | 20/58 | €36k |
| Fixed assets | 21/28 | €12k |
| Formation expenses | 20 | €2k |
| Intangible fixed assets | 21 | €893 |
| Tangible fixed assets | 22/27 | €4k |
| Financial fixed assets | 28 | €7k |
| Current assets | 29/58 | €22k |
| Amounts receivable within one year | 40/41 | €22k |
| Cash & bank | 54/58 | €798 |
| Balance sheet — Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €36k |
| Equity | 10/15 | €7k |
| Contributions / capital | 10/11 | €10k |
| Accumulated profits (losses) | 14 | €-3k |
| Amounts payable | 17/49 | €28k |
| Amounts payable after one year | 17 | €5k |
| Amounts payable within one year | 42/48 | €24k |
| Trade debts payable within one year | 44 | €24k |
| Income statement | ||
| Gross operating margin | 9900 | €118k |
| Operating result | 9901 | €-3k |
| Financial income | 75 | €816 |
| Financial charges | 65 | €307 |
| Result before taxes | 9903 | €-2k |
| Income taxes | 67/77 | €465 |
| Net result for the period | 9904 | €-3k |
| Result to be appropriated | 9905 | €-3k |
Ratios computed by Checked.
Directors & mandates
| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | DANIEL LIBENS BEEKSTRAAT 26, 3800 SINT-TRUIDEN- |
30-06-2025 → present | Belgian State Gazette |
| Curator | ANDRE BYVOET ST.-TRUIDER-
STEENWEG 547, 3500 HASSELT |
30-06-2025 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Construction of buildings(41001) |
| Legal form | Private limited company(610) |
| Incorporation | 15-07-2020 |
| Status | Active |
| Postal code | — |
| First BS signal | 11-07-2025 |
| Latest BS signal | 01-06-2026 |
Company structure — linked entities
Mandates
↔
2
of these mandate-holders are active on other cases — click any red card to open that KBO.
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72013A0237/00M000 | Flanders | 805 m² | 1 · 222 m² | 6.9 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data — this is not proof of ownership.
Updates
A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2026
01-06-2026
Bankruptcy
Bankruptcy closure (insufficient assets)
2025
11-07-2025
Bankruptcy
Opening
11-07-2025
KBO administration
Address struck
2022
07-12-2022
NBB filing
Annual accounts filed
Lifecycle & Insolvency Signals
01-06-2026
Bankruptcy
Bankruptcy closure (insufficient assets)
11-07-2025
Bankruptcy
Opening
11-07-2025
KBO administration
Address struck
Time machine — BS events + macro context
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023–2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Credit advice
AI due-diligence brief
Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE)
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Handelsbemiddeling in goederen, algemeen assortiment46190Handelsbemiddeling in de niet-gespecialiseerde groothandel46190Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Ingenieurs en aanverwante technische adviseurs, exclusief landmeters71121Activiteiten van ingenieurs en aanverwante technische adviseurs, exclusief landmeters-experts71121Overige gespecialiseerde wetenschappelijke en technische activiteiten74909Overige activiteiten van vrije beroepen en andere wetenschappelijke en technische activiteiten, neg74999Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
| Legal nameNL | HCL Bouwgroep |
Registration history
- 11-07-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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