Result
-€103,089 ▼ 3,666%
The result fell in 2025 from -€2,737 to -€103,089.
HCGI
Lifetime
3 annual accounts with figures on one time axispeak €80,358 (2024)
€34,315▼ 57.3%
lowest -€103,089 (2025)
-€103,089▼ €100,352
peak €1.3m (2023)
€1.2m▼ 7.7%
€1.2m▲ 2.5%
Board3 names since 2023
1 director
Documentsfilings and deeds
20-08-202620 days late
2025micro format
Gross margin from €80,358 to €34,315Loss of €103,089Investments €157,145
Key points
from the 2025 annual accountsTurnover
≈ €56,000 estimated
The micro format states no turnover.
Investments
€157,205 1.9 × depreciation
Green is investment, beige is depreciation. Machinery stands 54.6% higher than in 2024.
Liquidity
1.27 was 5.32 in 2024
Short-term debts rose from €62,389 to €143,714.
Filings
3 annual accounts 2 late
The 2025 accounts came latest: 20 days after the end of the period.
Position in the sector
-€103,089
Lower net result than 95% of companies in real estate. Sector median €5,995 · 17,190 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 480 companies had the same profile as HCGI has now. Each dot is one company, two years later.
95.8%
were still trading
3.1%
stopped another way
0.8%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 480 companies, not a prediction for HCGI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Director
- 133,001 sharesdeed of 08-05-2023
- 133,001 sharesdeed of 08-05-2023
Recent changes
1 director appointed, 1 resignation
Resignation: · Permanent representative: · Appointment: · General meeting of 06-12-2023 · Gazette deed
1 director appointed, 1 resignation
Resignation: · Appointment: · Permanent representative: · General meeting of 13-06-2023 · Gazette deed
Share issue · Amendment of the articles
Capital contribution: inbreng in natura onroerend goed · General meeting of 28-03-2023 · Gazette deed
Incorporation
Founding capital of €10, 2 shares · Founders: and · Appointment: (director) · published on 21-02-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| HCGI Overijse | €2.4m | €34,315 | 51.5% | - |
| Corsafien Wielsbeke | €2.1m | €40,264 | 14.0% | - |
| Vulpis Immo Bonheiden | €2.1m | €45,924 | 70.9% | - |
| KYODAI Uccle | €2.7m | €50,046 | 99.2% | - |
| ASTER IMMO Sprimont | €2.8m | €23,214 | 28.4% | - |
| TIMBER HOUSE Genappe | €3.0m | €37,966 | -10.2% | - |
| LF HOME INVEST Trooz | €1.9m | €46,844 | -7.4% | - |
These companies have the same main activity as HCGI: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €1.9m and €3m, founded between 2021 and 2023.
Official details
Source: KBO- Status
- Active since 17-02-2023Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201and 1 other
- Establishment unit
- 2.342.883.5603090 Overijse, since 17-02-2023
- Financial year end
- 31 December
- Peppol
- Reachable
Insights on HCGI
HCGI files the micro format. That format states no turnover. The gross margin fell from €68,538 in 2023 to €34,315 in 2025.
The balance sheet grew most in 2024 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about HCGI
- What is the company number of HCGI?
- The company number of HCGI is 0798.599.119. The VAT number is the same number with BE in front: BE 0798.599.119.
- Where is HCGI based?
- The registered office is at Terhulpensesteenweg 252A, 3090 Overijse.Company details
- What does HCGI do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of HCGI?
- HCGI is a private limited company (BV).
- When was HCGI founded?
- HCGI was founded on 17-02-2023.
- Is HCGI still active?
- Yes, HCGI is an active enterprise in the KBO register.
- What is the turnover of HCGI?
- The turnover in financial year 2025 is ≈ €56,000. This figure is estimated from the gross margin of €34,315 and 51 comparable companies (NACE 682). It probably lies between €42,000 and €81,000.Financials
- Is HCGI profitable?
- In financial year 2025, HCGI made a loss of €103,089.
- Where can I find the annual accounts of HCGI?
- HCGI filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of HCGI due?
- HCGI must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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