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HCconcept

Active Private limited companyfounded 2010active for 16 yearsAvenue Edouard Cordonnier 131, 4800 VerviersKBO/BCE: BE 0822.737.073

Lifetime

16 annual accounts with figures on one time axis
peak €414,153 (2025)
€414,153▲ 295%
lowest -€46,507 (2017)
€240,378▲ 15×
peak €180,262 (2025)
€180,262▲ 352%
€619,886▲ 85.6%
peak 2.3 FTE (2017)
-not published
Board1 name since 2021
1 director
Documentsfilings and deeds
24-06-202637 days before the deadline
2025micro format
Gross margin from €104,886 to €414,153Result from €15,726 to €240,378Dividend €100,000Equity from €39,884 to €180,262Debts from €333,916 to €619,886Investments €98,467

Key points

from the 2025 annual accounts

Equity

€180,262 ▲ 352%

HCconcept has made a profit without a break since 2018.

Result

€240,378 ▲ 15×
€15,7002024€240,0002025

The result rose in 2025 from €15,726 to €240,378.

Debts

€619,886 ▲ 85.6%
Suppliers
+141,487
Other debts
+66,837
Taxes and wages
+64,199
The rest
+13,447

Debts rose by €285,970 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.

Investments

€191,542 6.8 × depreciation
2022202320242025

Green is investment, beige is depreciation. Land and buildings stand 12.4% higher than in 2024.

Staff

2 employees on 31-12-2025
112021212022012023102024222025

In 2025, 2 people joined and 2 left.

Filings

16 annual accounts since 2010
AprilJune31 JulyOctober2010201520202025

Four of the last ten came late. The 2019 accounts came latest: 69 days after the end of the period.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 5,052 companies had the same profile as HCconcept has now. Each dot stands for 13 companies, two years later.

95.9%
were still trading
2.4%
stopped another way
1.6%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 5,052 companies, not a prediction for HCconcept. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0822737073
New establishment in Dison Avenue Jardin Ecole 44
Change of role: , from manager to director Director discharge: · General meeting of 23-10-2023 · Gazette deed
Registered office moved within Verviers New registered office: Avenue Edouard Cordonnier 131D-4800 Verviers · Previous registered office: Rue des Gardes Frontières 18-4800 Verviers · Board meeting of 01-08-2018 · Gazette deed
All 27 events

Comparable companies

same main activity, similar in size and age
Company
HCconcept Verviers €800,148 €414,153 22.5% -
ENTREPRISES MICHEL DELMELLE ET FILS SPRL Herstal €877,764 €496,477 48.6% 7.4
YRO TECHNIQUE La Louvière €756,376 €392,812 51.0% -
DE KONINCK ROBBY Aalst €784,234 €372,325 86.8% 3.3
D.K.N. Duffel €784,158 €457,794 39.2% -
JUST FRANSSEN Pelt €838,129 €474,798 12.2% 3
SUBLIGYP Halle €775,433 €459,044 35.2% -

These companies have the same main activity as HCconcept: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €756,000 and €878,000, founded between 2008 and 2011.

Official details

Source: KBO
Status
Active since 29-01-2010Normal situation
Activity
General construction of residential buildingsNACE 41001and 2 others
Establishment units
2.185.032.8864800 Verviers, since 27-01-2010
2.368.716.4424820 Dison, since 01-11-2024
Financial year end
31 December
Peppol
Reachable since 25-08-2025
Company details

Annual accounts 2025

≈ €950,000estimated
€800,148▲ 114%
Employeeson 31-12-2025
2=
Filing
Filed on 24-06-2026, 37 days before the end of the filing period
Financials

Insights on HCconcept

HCconcept files the micro format. That format states no turnover. The gross margin rose from €12,995 in 2010 to €414,153 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about HCconcept

What is the company number of HCconcept?
The company number of HCconcept is 0822.737.073. The VAT number is the same number with BE in front: BE 0822.737.073.
Where is HCconcept based?
The registered office is at Avenue Edouard Cordonnier 131, 4800 Verviers.Company details
What does HCconcept do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of HCconcept?
HCconcept is a private limited company (BV).
When was HCconcept founded?
HCconcept was founded on 29-01-2010.
Is HCconcept still active?
Yes, HCconcept is an active enterprise in the KBO register.
How many employees does HCconcept have?
HCconcept had an average of 1.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of HCconcept?
The turnover in financial year 2025 is ≈ €950,000. This figure is estimated from the gross margin of €414,153 and 34 comparable companies (NACE 41001). It probably lies between €740,000 and €1.5m.
Is HCconcept profitable?
In financial year 2025, HCconcept made a profit of €240,378.
Where can I find the annual accounts of HCconcept?
HCconcept filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HCconcept due?
HCconcept must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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