Active BE 0758.982.735Private limited companyOpen bankruptcy

HBN THMS

Diestersteenweg 462 ·3680 Maaseik, Belgium· 5 yrs active

Sector: Financial services (64210)

Conclusion Checked

A bankruptcy procedure is open for HBN THMS according to publications in the Belgian State Gazette. The 2024 annual accounts show equity of €12k and a net result of €217.

Based on the State Gazette, CBE and 3 annual accounts.

Key figures

Equity	€12k
Net result	€217
Better than sector	74%
Active	5 yrs

Snowflake analysis 5 axes · computed by Checked

37 / 100

Fragile profile — watch stability in particular.

Health 26

Profitability 9

Solvency 100

Growth 52

Stability 0

Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open — a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based

50 / 100

High risk

Components

· Open bankruptcy (+50)

Trust signals 1 signals

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

26 / 100 Weak

050100

Unlock the full score breakdown, per-year score history and the indicative credit limit from Starter.

See plans →

Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.

Financial overview4 NBB filings

Annual accounts filed on 11-07-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 64 — Financial services · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	75.7%	53.8%	better than 74% of 604 sector peers
Net result	€217	€31k	better than 16% of 601 sector peers
Equity	€12k	€69k	better than 15% of 604 sector peers
Gross operating margin	€2k	€50k	better than 15% of 601 sector peers
Total assets	€16k	€177k	better than 5% of 605 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€2k

-80.9% 22–24

Net profit

€217

-96.7% 22–24

Cash flow

€836

-88.1% 22–24

Total assets

€16k

-11.3% 22–24

Equity

€12k

+1.8% 22–24

Working capital

€11k

+18.2% 22–24

Income taxes

€1k

-53.5% 22–24

Debt

€4k

-36.8% 22–24

Debt ≤ 1y

€3k

-50.9% 22–24

Current ratio

4.65

+84.9% 22–24

Quick ratio

4.65

+84.9% 22–24

Solvency

75.7%

+14.9% 22–24

Debt / equity

0.32

-37.9% 22–24

ROE

1.8%

-96.8% 22–24

ROA

1.4%

-96.3% 22–24

Interest coverage

24.27

-82.1% 22–24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	—
EBITDA	€2k
Net profit	€217
Cash flow	€836
Staff costs	—
Income taxes	€1k
Dividends	—
Total assets	€16k
Equity	€12k
Debt	€4k
of which ≤ 1y	€3k
of which > 1y	—
Working capital	€11k
Employees (FTE)	—

Ratios (computed)

	2024
Current ratio	4.65
Quick ratio	4.65
Working capital ratio	67.9%
Solvency	75.7%
Debt / equity	0.32
Long-term debt ratio	—
Interest coverage	24.27
Gross margin	—
Net margin	—
ROA	1.4%
ROE	1.8%
EBITDA margin	—
Days sales outstanding	—
Days payable outstanding	—
Inventory turnover	—
Days inventory (DSI)	—

Balance-sheet composition 2024

Assets

Fixed assets €2k · 13.5% Current assets €14k · 86.5%

Equity & liabilities

Equity €12k · 75.7% Debt €4k · 24.3%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet — Assets
TOTAL ASSETS	20/58	€16k
Fixed assets	21/28	€2k
Tangible fixed assets	22/27	€2k
Current assets	29/58	€14k
Amounts receivable within one year	40/41	€8k
Cash & bank	54/58	€6k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€16k
Equity	10/15	€12k
Contributions / capital	10/11	€3k
Reserves	13	€9k
Amounts payable	17/49	€4k
Amounts payable within one year	42/48	€3k
Trade debts payable within one year	44	€392
Income statement
Gross operating margin	9900	€2k
Operating result	9901	€1k
Financial income	75	€260
Financial charges	65	€74
Result before taxes	9903	€1k
Income taxes	67/77	€1k
Net result for the period	9904	€217
Result to be appropriated	9905	€217

You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates2 persons

Role	Name	Tenure	Source
Curator	MICHAEL WARSON HAVERMARKT 22, 3500 HASSELT- ↔ Also on 113 other cases	08-01-2026 → present	Belgian State Gazette
Curator	TOM RENCKENS HAVERMARKT 22, 3500 HASSELT	08-01-2026 → present	Belgian State Gazette

Legal Structure

NACE primary	Financial services(64210)
Legal form	Private limited company(610)
Incorporation	02-12-2020
Status	Active
Postal code	3680
First BS signal	14-01-2026
Latest BS signal	14-01-2026

Company structure — linked entities2 linked entities

Mandates

↔ 1 of these mandate-holders are active on other cases — click any red card to open that KBO.

Establishment units 1 location

HBN THMS

Diestersteenweg 462, 3680 MaaseikOverige dienstverlenende activiteiten op het gebied van informatie, n.e. g.

since 20212.310.133.390

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
72021D0220/00V000	Flanders	967 m²	1 · 129 m²	11.7 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data — this is not proof of ownership.

Updates 5 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

14-01-2026

Bankruptcy Opening

Ondernemingsrechtbank Antwerpen, afdeling Hasselt · HBN THMS BV DIESTER- STEENWEG 462, 3680 MAASEIK · event 08-01-2026

2025

11-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

25-07-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

23-08-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

2022

04-07-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

Lifecycle & Insolvency Signals 1 events

14-01-2026

Bankruptcy Opening

Date: 08-01-2026 · Ondernemingsrechtbank Antwerpen, afdeling Hasselt · HBN THMS BV DIESTER- STEENWEG 462, 3680 MAASEIK · Publications in State Gazette ↗

Time machine — BS events + macro context 2021 — 2026

Macro context

2020-Q2/Q3 COVID lockdown

2022 energy crisis

2023–2024 ECB rate hikes

Legend

Bankruptcy

Interim / reorg

KBO event

Credit advice verdict per customer and amount

AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon

AI-generated from Checked data; indicative, not legal or investment advice.

Company registry (CBE) Crossroads Bank

Activities

Holdings64200Activiteiten van holdings64210

Primary activity highlighted.

Names & trade names

Legal nameNL

HBN THMS

Registered office

Diestersteenweg 462

3680 Maaseik, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

Similar companies Same NACE

GROEP BRUSSEL LAMBERT BE 0407.040.209 · Brussel

A.C. CONSULTING BE 0421.845.377 · Maasmechelen

AKT BE 0429.812.740 · Tienen

ALBIMO BE 0423.275.138 · Bree

ALFA BE 0421.819.247 · Tongeren-Borgloon