hbits
ActiveSummary
hbits has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €223k and a net result of €-39k. Equity is growing by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 30% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability11▲+2
Solvency60▼-29
Growth37=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 15.12 against 7.23 in 2024; short-term debt: 6.6% and cash: 88.9% of total assets), but 65.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-39k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-03-2026, 144 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
144 d early
2024
17 d early
2023
20 d early
2022
45 d early
2021
30 d early
2020
2 d early
2019
25 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€463k▼ 8.1%
2022 · €504k
2021: €548k
2022: €504k
2021 → 2023
EBIT margin
-17.7%▼ 30.3pp
2022 · 12.6%
2021: 42.7%
2022: 12.6%
2021 → 2023
Net result
€-39k▼ 11.1%
2024 · €-35k
2019: €10k
2020: €126k
2021: €205k
2022: €54k
2023: €-82k
2024: €-35k
2019 → 2025
Working capital
€601k▲ 57.8%
2024 · €381k
2019: €17k
2020: €136k
2021: €371k
2022: €440k
2023: €507k
2024: €381k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€548k-€504k▼ 8.0%€463k▼ 8.1%
Equity€348k-€402k▲ 15.6%€320k▼ 20.4%€285k▼ 10.9%€223k▼ 21.7%
Operating result€234k-€63k▼ 72.9%€-82k€-35k▲ 57.9%€-38k▼ 10.7%
Net result€205k-€54k▼ 73.5%€-82k€-35k▲ 57.7%€-39k▼ 11.1%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €38k in 2025 against €35k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €645k
Fixed assets
€2k ▼ 44.8%
Current assets
€643k ▲ 45.6%
Equity and liabilities €645k
Equity
€223k ▼ 21.7%
Debt
€422k ▲ 164%
Debt's share of the balance-sheet total rises from 35.9% to 65.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-35k▼
2024 · €-29k
Cash flow
€-35k▼
2024 · €-29k
Current ratio
15.12▲
2024 · 7.23
Debt to equity
1.89▲
2024 · 0.56
ROE
-17.3%▼
2024 · -12.2%
ROA
-6.0%▲
2024 · -7.8%
Interest coverage
-140.24▲
2024 · -355.79
Debt ≤ 1 year
€43k▼
2024 · €61k
Income taxes
€189▲
2024 · €165
Staff costs
€126k▲
2024 · €118k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€445k€645k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€442k€643k▲
Stocks and contracts in progress3€34k-
Contracts in progress37€34k-
Amounts receivable within one year40/41€67k€67k▼
Trade receivables40€5k€2k▼
Other amounts receivable41€62k€65k▲
Cash at bank and in hand54/58€338k€573k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€445k€645k▲
Equity10/15€285k€223k▼
Contributions10/11€7k€7k=
Reserves13€395k€372k▼
Distributable reserves133€395k€372k▼
Profit (loss) carried forward14€-117k€-155k▼
Amounts payable17/49€160k€422k▲
Amounts payable within one year42/48€61k€43k▼
Trade debts44€45k€25k▼
Suppliers440/4€45k€25k▼
Taxes, remuneration and social security45€16k€17k▲
Taxes450/3-€188
Remuneration and social security454/9€16k€17k▲
Other amounts payable47/48€344€455▲
Accrued charges and deferred income492/3€99k€380k▲
Income statement
Code20242025
Remuneration, social security and pensions62€118k€126k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€3k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€-59k-
Other operating charges640/8€601€695▲
Gross operating margin9900€30k€91k▲
Operating profit (loss)9901€-35k€-38k▼
Financial income75/76B€5€15▲
Recurring financial income75€5€15▲
Financial charges65/66B€82€249▲
Recurring financial charges65€82€249▲
Profit (loss) for the period before taxes9903€-35k€-38k▼
Income taxes67/77€165€189▲
Profit (loss) for the period9904€-35k€-39k▼
Profit (loss) for the period to be appropriated9905€-35k€-39k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-117k€-155k▼
Profit (loss) brought forward from the previous period14P€-82k€-117k▼
Transfer from equity791/2-€23k
Profit to be distributed694/7-€23k
Return on contributions (dividend)694-€23k
Social balance
Average headcount (FTE)90871.8-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
State Gazette act
Resignations: MINNEN Joeri, vAN TIENOVEN Theun Pieter and RYMENANTS SvenAppointments: MINNEN Joeri, vAN TIENOVEN Theun Pieter and RYMENANTS Sven · Legal-form conversion · Statutes amendment14 facts ▸
State Gazette act
Resignations: MINNEN Joeri, vAN TIENOVEN Theun Pieter and RYMENANTS Sven
Appointments: MINNEN Joeri, vAN TIENOVEN Theun Pieter and RYMENANTS Sven · Legal-form conversion · Statutes amendment14 facts ▸
- General meeting, 24 juli 2026
- Legal-form conversion, Besloten vennootschap
- Statutes amendment
- Reserve release, Opheffing statutair onbeschikbare eigen vermogensrekening en vrijstelling volstorting niet-volstort kapitaal
- Director resignation, MINNEN Joeri (manager)
- Director resignation, vAN TIENOVEN Theun Pieter (manager)
- Director resignation, RYMENANTS Sven (manager)
- Director appointment, MINNEN Joeri (non-statutory director)
- Director appointment, vAN TIENOVEN Theun Pieter (non-statutory director)
- Director appointment, RYMENANTS Sven (non-statutory director)
- Mandate compensation, MINNEN Joeri
- Mandate compensation, vAN TIENOVEN Theun Pieter
- +2 further facts in this act
99.1% of this act was read; anything after the cut is not in this list.Read the act at the Belgisch Staatsblad ↗
09-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 15.12
Current ratio from 7.23 to 15.12; short-term debt falls from €61k to €43k.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-82k
Net result drops to €-82k, the lowest in the series; recovery starts the following year.
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2019net €205k ▲63%
Operating result €234k, net result €205k, both a record.
31-12
Financial
Equity above €200kEq €348k ▲144%
3 profitable years in a row build equity to €348k.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €143k ▲744%
2 profitable years in a row build equity to €143k.
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
no sitting director, last change in 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
10-08-2026
Joeri Minnen: Resigned as Manager
10-08-2026
Sven Rymenants: Resigned as Manager
10-08-2026
vAN TIENOVEN Theun Pieter: Resigned as Manager
24-07-2026
Joeri Minnen: Appointed as Non-statutory director
24-07-2026
Sven Rymenants: Appointed as Non-statutory director
Not every act has been read: a resignation may be missing here
3 of this company's 4 Belgian State Gazette acts have not been read yet. 1 act was read only in part. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2018
Ground area
3,170 m²
Building footprint
2,221 m²
Volume, LiDAR
21,757 m³
Parcel 21363B0348/00A002, Brussels · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
93
companies at this address
See who is registered here
1 establishment unit
hbits
since 20182.282.491.360
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21363B0348/00A002 | Brussels | 3,170 m² | 1 · 2,221 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
Purpose
Het ontwikkelen en uitvoeren van marktonderzoek, beleidsonderzoek en sociaalwetenschappelijk onderzoek... Het ontwikkelen en uitvoeren van organisatie- en personeelsbeleid... Het…
Full purpose
Het ontwikkelen en uitvoeren van marktonderzoek, beleidsonderzoek en sociaalwetenschappelijk onderzoek... Het ontwikkelen en uitvoeren van organisatie- en personeelsbeleid... Het ontwikkelen en uitvoeren van klanten- en gebruikersonderzoek... Het analyseren en interpreteren van data... Het beheren en uitvoeren van panelonderzoek... Het vervullen van consultancyopdrachten... Het geven van lezingen en trainingen... Het organiseren van workshops en congressen... Het verlenen van software licenties... Het verlenen van IT-diensten... Het verkopen en verhuren van hardware... Het verwerven van participaties... Het toestaan van leningen... Het verlenen van adviezen... Het waarnemen van bestuursopdrachten... Het ontwikkelen, kopen, verkopen van octrooien... Het verlenen van administratieve prestaties... De aan- en verkoop van goederen... Het onderzoek, de ontwikkeling, de vervaardiging of commercialisering van nieuwe producten... Beheer van een eigen roerend en onroerend vermogen...
Public money · subsidies and aid
European Union, budget
2023 · 2 entries · 737,723 EUR in total| Year | Entries | awarded |
|---|---|---|
| 2023 | 2 | 737,723 EUR |
Projects
SSI - SMART SURVEY IMPLEMENTATION
WINWIN4WORKLIFE - HEALTHY, INCLUSIVE AND SUSTAINABLE REMOTE WORK FUTURES AS A WIN-WIN FOR EMPLOYEES AND EMPLOYERS IN URBAN, RURAL AND CROSS-BORDER AREAS
European research
1 project · 295,386 EUR EU contributionProgrammes
Horizon Europe
Projects
Healthy, inclusive and sustainable remote work futures as a Win-Win for employees and employers in urban, rural and cross-border areas
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Of 16,879 companies in sector 62100 we hold annual accounts for 8,771. 6,481 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-10-2018
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.