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Complete company report
Generated 07-08-2026
Active BE 1000.219.755Private limited company

HAYA

Rue du Pachy 30 ·1315 Incourt, Belgium· 2 yrs active
Sector: Food manufacturing (10890)
Conclusion Checked

The computed 12-month bankruptcy probability of HAYA is 4.3% (elevated). The 2024 annual accounts show negative equity (€-2k) and a net result of €-6k. Its solvency ranks better than 21% of 633 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €-2k
Net result €-6k
Better than sector 21%
Active 2 yrs
Snowflake analysis 5 axes · computed by Checked
Health12Profitability100Solvency42Growth32Stability82
54 / 100

Mixed profile: strong on profitability, weaker on health.

Health 12
Profitability 100
Solvency 42
Growth 32
Stability 82
Bankruptcy probability (12 mo) Checked model v1 · free
4.3% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
12 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 04-08-2025 with the NBB · fiscal year 2024 · micro
€-8k€-6k€-4k€-2k€0€2kOperating result 2023: €2k€2kNet result 2023: €1k€1kOperating result 2024: €-6k€-6kNet result 2024: €-6k€-6k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 10, Food manufacturing · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -7.9% 21.2%
better than 21% of 633 sector peers
Net result €-6k €7k
better than 25% of 632 sector peers
Equity €-2k €25k
better than 25% of 633 sector peers
Gross operating margin €-4k €60k
better than 9% of 631 sector peers
Total assets €26k €134k
better than 10% of 633 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-6k
- far below sector median
Net profit
€-6k
- +35% vs sector
Cash flow
€-6k
- far below sector median
Total assets
€26k
+29.1% -100% vs sector
Equity
€-2k
- far below sector median
Working capital
€-3k
- far below sector median
Income taxes
€82
-86.5% -100% vs sector
Debt
€28k
+76.0% -99% vs sector
Debt ≤ 1y
€28k
+75.4% -99% vs sector
Current ratio
0.87
-26.5% -42% vs sector
Quick ratio
0.78
-34.6% -42% vs sector
Solvency
-7.9%
- far below sector median
Debt / equity
-13.59
- far below sector median
ROE
303.2%
+1010.3% far above sector median
ROA
-24.1%
- far below sector median
Interest coverage
-29.93
- far below sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€-6k
Net profit€-6k
Cash flow€-6k
Staff costs-
Income taxes€82
Dividends-
Total assets€26k
Equity€-2k
Debt€28k
of which ≤ 1y€28k
of which > 1y-
Working capital€-3k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.87
Quick ratio0.78
Working capital ratio-13.5%
Solvency-7.9%
Debt / equity-13.59
Long-term debt ratio-
Interest coverage-29.93
Gross margin-
Net margin-
ROA-24.1%
ROE303.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€26k
Fixed assets 21/28€2k
Tangible fixed assets 22/27€2k
Current assets 29/58€24k
Stocks & contracts in progress 3€3k
Amounts receivable within one year 40/41€5k
Cash & bank 54/58€16k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€26k
Equity 10/15€-2k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€-5k
Amounts payable 17/49€28k
Amounts payable within one year 42/48€28k
Trade debts payable within one year 44€3k
Income statement
Gross operating margin 9900€-4k
Operating result 9901€-6k
Financial income 75€16
Financial charges 65€184
Result before taxes 9903€-6k
Income taxes 67/77€82
Net result for the period 9904€-6k
Result to be appropriated 9905€-6k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Food manufacturing(10890)
Legal form Private limited company(610)
Incorporation25-09-2023
StatusActive
Postal code1315
Establishment units 1 location
Hi Falafel
Rue du Pachy 30, 1315 IncourtVervaardiging van andere voedingsmiddelen, neg
since 20232.350.831.226
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25043B0344/00A004 Wallonia 528 m² 1 · 80 m² 8.2 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
04-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
30-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
14-11-2023
State Gazette act Director changes
23145224 · correction
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2023
14-11-2023 Discharge granted to the board Director changescorrection
Summary: 23145224
Technical details 
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    {
      "kind": "decharge_granted",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Rachid Ha\u00EFfa",
        "address": null,
        "birth_date": null,
        "profession": null,
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      },
      "reason": "rechtzetting",
      "subkind": "rectification",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2023-09-22",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale, par un vote sp\u00E9cial et \u00E0 l\u0027unanimit\u00E9, acte la modification du mandat d\u0027administratrice de Madame Rachid Ha\u00EFfa.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "administratrice",
      "person": {
        "rrn": null,
        "name": "RACHID Ha\u00EFfa",
        "address": null,
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        "profession": null,
        "birth_place": null
      },
      "reason": "rechtzetting",
      "subkind": "rectification",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2023-09-22",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale, par un vote sp\u00E9cial et \u00E0 l\u0027unanimit\u00E9, acte la modification du mandat d\u0027administratrice de Madame Rachid Ha\u00EFfa.",
      "decharge_status": null,
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      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2023-11-14",
    "filing_date": "2023-11-02",
    "act_kind_objet": "Obiet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-09-25",
      "unanimous": true
    }
  ],
  "is_correction": true,
  "subject_company": {
    "kbo": "1000.219.755",
    "name_full": "HAYA",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": "EXPERYA",
    "person_name": null,
    "org_rep_person_name": "LOUYET",
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": "23145224"
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Vervaardiging van andere voedingsmiddelen, n.e.g.10890Vervaardiging van andere voedingsmiddelen, neg10890Handelsbemiddeling in goederen, algemeen assortiment46190Handelsbemiddeling in de niet-gespecialiseerde groothandel46190Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112
Primary activity highlighted.
Names & trade names
Legal nameFR HAYA
Registered office
Rue du Pachy 30
1315 Incourt, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative