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Generated 12-08-2026
Active BE 0732.500.151Private limited company

HAVAZA

Lodewijk De Raetlaan 25 ·3900 Pelt, Belgium· 7 yrs active
Sector: Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment) (47521)
Conclusion Checked

The computed 12-month bankruptcy probability of HAVAZA is 1.7% (moderate). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 7 yrs
Board 2
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free
1.7% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2019, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview6 NBB filings
Financials being processed
NBB has 6 filing(s) on record for this company, latest fiscal year 2025 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
30-06-2025 verkort 12-02-2026 2026-00037461
30-06-2024 verkort 23-01-2025 2025-00008675
30-06-2023 verkort 25-01-2024 2024-00006374
30-06-2022 verkort 19-01-2023 2023-00000643
30-06-2021 verkort 28-01-2022 2022-04300029
30-06-2020 micro 27-01-2021 2021-02000245
Directors & mandates 4 directors
Current directors & mandates
  • BV JakoLegal entity
    Director
    State Gazette act 25008138 (17-01-2025)
    Current
    10-12-2024 → present
  • Koen Loyens
    Director
    State Gazette act 25008138 (17-01-2025)
    Current
    10-12-2024 → present
Former directors (2)
  • Robertus Johannes van Zantvoort
    Director
    State Gazette act 25008138 (17-01-2025)
    Former
    - → 10-12-2024
  • Sharon van Zantvoort
    Director
    State Gazette act 25008138 (17-01-2025)
    Former
    - → 10-12-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)(47521)
Legal form Private limited company(610)
Incorporation09-08-2019
StatusActive
Postal code3900
Establishment units 1 location
HAVAZA
Lodewijk De Raetlaan 25, 3900 PeltVerv van niet-elektrische verwarmings- en kooktoestellen (toest voor verwarming van woonruimts, keukenfornuizen, kookketels met vuurhaard, kachels, heetwatertoest, kook- of braadtoest)
since 20192.292.148.602
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72502E0103/00K005 Flanders 1,011 m² 1 · 437 m² 7.0 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 7 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
12-02-2026
NBB filing Annual accounts filed
fiscal year 2025 · verkort
2025
23-01-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
17-01-2025
State Gazette act Director changes
2024
25-01-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
19-01-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
28-01-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
27-01-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
17-01-2025 3 directors appointed, 2 resigning Director changes
  • Koen Loyens, Bestuurder
  • BV Jako, Bestuurder
  • VOF TN Consultancy, Algemeen beheerder
  • Robertus Johannes van Zantvoort, Bestuurder
  • Sharon van Zantvoort, Bestuurder
Technical details 
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      "reason": null,
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      "statutory": "niet_statutair",
      "compensated": null,
      "effective_date": "2024-12-10",
      "evidence_quote": "De algemene vergadering beslist tot het ontslag van Robertus Johannes van Zantvoort, met woonplaats te 3900 Pelt Lodewijk de Raetlaan 25, als niet-statutaire bestuurder, en dit met ingang op 10/12/2024. De algemene vergadering verleent deze persoon kwijting voor de uitoefening van diens mandaat.",
      "decharge_status": "granted",
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      "effective_date_qualifier": "immediate"
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      "evidence_quote": "De algemene vergadering beslist tot het ontslag van Sharon van Zantvoort, met woonplaats te 3920 Lommel Luikersteenweg 470, als niet-statutaire bestuurder, en dit met ingang op 10/12/2024. De algemene vergadering verleent deze persoon kwijting voor de uitoefening van diens mandaat.",
      "decharge_status": "granted",
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      "kind": "director_in",
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        "name": "Koen Loyens",
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      },
      "reason": null,
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      "effective_date": "2024-12-10",
      "evidence_quote": "De algemene vergadering beslist tot de benoeming van Koen Loyens, met woonplaats te 3920 Lommel Vaartstraat 2, als niet-statutaire bestuurder, en dit met ingang op 10/12/2024. Dit mandaat geldt voor onbepaalde duur. Het mandaat is onbezoldigd, tenzij de algemene vergadering daar met een gewone meerd",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": null,
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      "via_org": {
        "kbo": null,
        "name": "BV Jako",
        "address": "3900 Pelt Lodewijk De Raetlaan 25",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": "niet_statutair",
      "compensated": false,
      "effective_date": "2024-12-10",
      "evidence_quote": "De algemene vergadering beslist tot de benoeming van BV Jako, met zetel te 3900 Pelt Lodewijk De Raetlaan 25, als niet-statutaire bestuurder, en dit met ingang op 10/12/2024. Dit mandaat geldt voor onbepaalde duur. Het mandaat is onbezoldigd, tenzij de algemene vergadering daar met een gewone meerde",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
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      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "algemeen_beheerder",
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": "0501.669.053",
        "name": "VOF TN Consultancy",
        "address": "3920 Lommel, Lutlommel 184A",
        "country": "BE",
        "legal_form": "VOF"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De algemene vergadering verleent volmacht aan VOF TN Consultancy, rechtspersoon met zetel te 3920 Lommel, Lutlommel 184A, RPR Antwerpen afdeling Hasselt, gekend in de KBO onder nummer 0501.669.053, en aan diens aangestelden, voor onbepaalde tijd en tot aan de uitdrukkelijke herroeping, voor wat betr",
      "decharge_status": null,
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      "rep_rotation_new_rep": null,
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  ],
  "notary": {
    "name": null,
    "firm_city": null,
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    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-01-17",
    "filing_date": "2025-01-08",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-12-10",
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    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0732.500.151",
    "name_full": "HAVAZA",
    "legal_form": "BV",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Robertus Johannes van Zantvoort",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Bouwmarkten en andere doe-het-zelfzaken in bouwmaterialen, algemeen assortiment47521Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)47521
Primary activity highlighted.
Names & trade names
Legal nameNL HAVAZA
Registered office
Lodewijk De Raetlaan 25
3900 Pelt, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative