HAVAL K
ActiveSummary
The computed 12-month bankruptcy probability of HAVAL K is 2.4% (moderate). The 2024 annual accounts show equity of €9,507 and a net result of €12,165. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 49% of 6161 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+10
Solvency48▲+29
Growth58=
Track record100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.81 against 0.61 in 2023; short-term debt: 76.8% and cash: 40.6% of total assets), and 76.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
23.2%
Return on assets
29.6%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
56 d late
2023
66 d late
2022
276 d late
2021
172 d late
2020
537 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 221 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€9,507
2023 · -€2,657
Total assets
€41,029▼ 6.3%
2023 · €43,781
Net result
€12,165▲ 63.2%
2023 · €7,456
Working capital
-€5,983▲ 66.8%
2023 · -€18,039
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€7,669--€12,806-€22,896▼ 78.8%€8,326€12,902▲ 55.0%
Net result€7,207within the sector's middle half--€12,979below the sector's middle half-€23,341below the sector's middle half▼ 79.8%€7,456within the sector's middle half€12,165within the sector's middle half▲ 63.2%
Equity€26,207within the sector's middle half-€13,228within the sector's middle half▼ 49.5%-€10,113below the sector's middle half-€2,657within the sector's middle half▲ 73.7%€9,507within the sector's middle half
Total assets€41,367within the sector's middle half-€35,315within the sector's middle half▼ 14.6%€28,109within the sector's middle half▼ 20.4%€43,781within the sector's middle half▲ 55.8%€41,029within the sector's middle half▼ 6.3%
Debt€15,160-€22,087▲ 45.7%€38,222▲ 73.0%€46,438▲ 21.5%€31,522▼ 32.1%
Working capital-€12,019within the sector's middle half--€17,561within the sector's middle half▼ 46.1%-€25,670within the sector's middle half▼ 46.2%-€18,039within the sector's middle half▲ 29.7%-€5,983within the sector's middle half▲ 66.8%
Solvency63.4%above the sector's middle half-37.5%within the sector's middle half▼ 25.9pp-36.0%below the sector's middle half▼ 73.4pp-6.1%within the sector's middle half▲ 29.9pp23.2%within the sector's middle half▲ 29.2pp
Current ratio0.21below the sector's middle half-0.20below the sector's middle half=0.33below the sector's middle half▲ 0.120.61within the sector's middle half▲ 0.280.81within the sector's middle half▲ 0.20
Return on assets (ROA)17.4%above the sector's middle half--36.8%below the sector's middle half▼ 54.2pp-83.0%below the sector's middle half▼ 46.3pp17.0%above the sector's middle half▲ 100.1pp29.6%above the sector's middle half▲ 12.6pp
above
within
below
the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 55% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €41,029
Fixed assets
€15,490 ▲ 0.7%
Current assets
€25,539 ▼ 10.1%
Equity and liabilities €41,029
Equity
€9,507
Debt
€31,522
Debt finances 76.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€18,194▲
2023 · €13,828
Cash flow
€17,456▲
2023 · €12,958
Debt to equity
3.32▲
2023 · -17.48
ROE
128.0%
Interest coverage
24.66▲
2023 · 15.59
Debt ≤ 1 year
€31,522▼
2023 · €46,438
Staff costs
€30,165▼
2023 · €42,784
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,713 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.8%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,713 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €5,806 | - | €36,058 | €42,784 | €30,165 | ▼ 29.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,225 | €8,588 | €5,268 | €5,502 | €5,292 | ▼ 3.8% |
| Other operating charges640/8 | €2,447 | €2,621 | €4,369 | €12,213 | €1,575 | ▼ 87.1% |
| Gross operating margin9900 | €21,147 | -€1,597 | €22,799 | €68,825 | €49,935 | ▼ 27.4% |
| Operating profit (loss)9901 | €7,669 | -€12,806 | -€22,896 | €8,326 | €12,902 | ▲ 55.0% |
| Financial income75/76B | - | - | - | €17 | - | - |
| Recurring financial income75 | - | - | - | €17 | - | - |
| Financial charges65/66B | €462 | €173 | €445 | €887 | €738 | ▼ 16.8% |
| Recurring financial charges65 | €462 | €173 | €445 | €887 | €738 | ▼ 16.8% |
| Profit (loss) for the period before taxes9903 | €7,207 | -€12,979 | -€23,341 | €7,456 | €12,165 | ▲ 63.2% |
| Profit (loss) for the period9904 | €7,207 | -€12,979 | -€23,341 | €7,456 | €12,165 | ▲ 63.2% |
| Profit (loss) for the period to be appropriated9905 | €7,207 | -€12,979 | -€23,341 | €7,456 | €12,165 | ▲ 63.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €41,367 | €35,315 | €28,109 | €43,781 | €41,029 | ▼ 6.3% |
| Fixed assets21/28 | €38,226 | €30,789 | €15,557 | €15,382 | €15,490 | ▲ 0.7% |
| Intangible fixed assets21 | €4,658 | €3,358 | €2,058 | €758 | - | - |
| Tangible fixed assets22/27 | €29,817 | €23,680 | €11,095 | €9,520 | €10,386 | ▲ 9.1% |
| Plant, machinery and equipment23 | €14,735 | €12,243 | €9,401 | €5,559 | €1,762 | ▼ 68.3% |
| Furniture and vehicles24 | €14,068 | €10,529 | €892 | €1,383 | €998 | ▼ 27.8% |
| Other tangible fixed assets26 | €1,015 | €908 | €801 | €2,578 | €7,626 | ▲ 196% |
| Financial fixed assets28 | €3,750 | €3,750 | €2,404 | €5,104 | €5,104 | = |
| Current assets29/58 | €3,141 | €4,527 | €12,552 | €28,399 | €25,539 | ▼ 10.1% |
| Amounts receivable within one year40/41 | - | - | - | €9,000 | €8,874 | ▼ 1.4% |
| Trade receivables40 | - | - | - | €9,000 | €8,874 | ▼ 1.4% |
| Cash at bank and in hand54/58 | €3,141 | €4,527 | €12,552 | €19,399 | €16,665 | ▼ 14.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €41,367 | €35,315 | €28,109 | €43,781 | €41,029 | ▼ 6.3% |
| Equity10/15 | €26,207 | €13,228 | -€10,113 | -€2,657 | €9,507 | ▲ 458% |
| Contributions10/11 | €19,000 | €19,000 | €19,000 | €19,000 | €19,000 | = |
| Capital10 | €19,000 | €19,000 | €19,000 | €19,000 | €19,000 | = |
| Issued capital100 | €19,000 | €19,000 | €19,000 | €19,000 | €19,000 | = |
| Profit (loss) carried forward14 | €7,207 | -€5,772 | -€29,113 | -€21,657 | -€9,493 | ▲ 56.2% |
| Amounts payable17/49 | €15,160 | €22,087 | €38,222 | €46,438 | €31,522 | ▼ 32.1% |
| Amounts payable within one year42/48 | €15,160 | €22,087 | €38,222 | €46,438 | €31,522 | ▼ 32.1% |
| Trade debts44 | €1,733 | €2,788 | €5,361 | €2,836 | €263 | ▼ 90.7% |
| Suppliers440/4 | €1,733 | €2,788 | €5,361 | €2,836 | €263 | ▼ 90.7% |
| Taxes, remuneration and social security45 | €1,470 | €1,767 | €22,111 | €21,469 | €23,677 | ▲ 10.3% |
| Taxes450/3 | €1,092 | €1,767 | €9,419 | €9,126 | €11,390 | ▲ 24.8% |
| Remuneration and social security454/9 | €378 | - | €12,693 | €12,343 | €12,287 | ▼ 0.5% |
| Other amounts payable47/48 | €11,957 | €17,533 | €10,750 | €22,133 | €7,582 | ▼ 65.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,207 | -€12,979 | -€23,341 | €7,456 | €12,165 | ▲ 63.2% |
| + Depreciation and write-downs630 | €5,225 | €8,588 | €5,268 | €5,502 | €5,292 | ▼ 3.8% |
| Operating cash flow (approximation) | €12,432 | -€4,391 | -€18,073 | €12,958 | €17,456 | ▲ 34.7% |
| Investment in fixed assets (approximation) | - | -€1,151 | €9,964 | -€5,327 | -€5,400 | ▼ 1.4% |
| Change in cash | - | €1,386 | €8,025 | €6,847 | -€2,734 | ▼ 140% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
31-12
Financial
Highest result since 2020net €12,165 ▲63.2%
Operating result €12,902, net result €12,165, both a record.
05-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 66 days late
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 276 days late
2023
31-12
Financial
Back to profitnet €7,456
Net result €7,456 after 2 loss-making years.
19-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 172 days late
19-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 537 days late
2022
31-12
Financial
Weakest financial yearnet -€23,341
Net result drops to -€23,341, the lowest in the series; recovery starts the following year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 3 establishment units since 2019
Ground area
1,050 m²
Building footprint
629 m²
Volume, LiDAR
2,548 m³
3 parcels, Flanders · tallest building 14.1 m, ±4 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
3 establishment units
BARBERSHOP PUTTE DUBAI
since 20192.291.395.564
BANDIDO BARBERSHOP
since 20202.298.420.146
AYLA BARBERSHOP
since 20242.365.727.951
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12014A0762/00B004 | Flanders | 753 m² | 1 · 319 m² | - |
| 12014K0646/00S002 | Flanders | 190 m² | 1 · 204 m² | 12.6 m · 2 fl. |
| 12029B0389/00E000 | Flanders | 106 m² | 1 · 106 m² | 14.1 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,732 companies in sector 96210 we hold annual accounts for 2,835. 2,261 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-07-2019
Fiscal year end31-12
Activities, NACEBEL 2025
96210Hairdressing and barber services
56301Cafés and bars
E-invoicing
Reachable via Peppol
Peppol ID
0208:0730668237
Also
9925:BE0730668237
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.