KAPSALON BEN
ActiveSummary
KAPSALON BEN has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34,211 and a net result of €14,139. Equity is growing by ~33.6% per year across the filed fiscal years. Its solvency ranks better than 79% of 4801 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Overview
What they do
Hairdressing and barber services
NACE 96210Hairdressing NACE 96021
1 site
How big
€53,414total assets 2025
- Equity
- €34,211
- Profit
- €14,139
Turnover not published (abridged schema)
Who decides
Accounts 44 d early0 of 1 deed read
Why 85- Limited track record+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+60
Solvency89▲+15
Growth52=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 2.66 against 1.75 in 2024; short-term debt: 22.1% and cash: 58.2% of total assets), and 36% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64%
Return on assets
26.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-12-2025, 44 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
44 d early
2024
42 d early
2023
50 d early
2022
47 d early
2021
45 d early
2020
45 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 46 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 17 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close01-10-2026 today31-01-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Financials
Fiscal year 2025Total assets €53,414Profit €14,139Solvency 64.0%Liquidity 2.66
Total assets
€53,414▲ 18.0%
2020 - 2025
Net result
€14,139▲ 3,116%
2020 - 2025
Equity
€34,211▲ 52.8%
2020 - 2025
Staff (FTE)
0.2▼ 50.0%
2020 - 2021
Financials · fiscal year 2025, micro schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€947€9,563€17,210▲ 80.0%€2,208▼ 87.2%€19,497▲ 783%
Net result-€1,291within the sector's middle half€7,229within the sector's middle half€13,181within the sector's middle half▲ 82.3%€440within the sector's middle half▼ 96.7%€14,139within the sector's middle half▲ 3,116%
Equity€7,909within the sector's middle half▼ 14.0%€9,200within the sector's middle half▲ 16.3%€21,955within the sector's middle half▲ 139%€22,395within the sector's middle half▲ 2.0%€34,211within the sector's middle half▲ 52.8%
Total assets€13,149below the sector's middle half▼ 48.5%€22,996within the sector's middle half▲ 74.9%€32,070within the sector's middle half▲ 39.5%€45,269within the sector's middle half▲ 41.2%€53,414within the sector's middle half▲ 18.0%
Debt€5,240▼ 67.9%€13,796▲ 163%€10,115▼ 26.7%€22,875▲ 126%€19,203▼ 16.1%
Working capital€7,909within the sector's middle half▼ 14.0%€7,047within the sector's middle half▼ 10.9%€12,103within the sector's middle half▲ 71.7%€10,376within the sector's middle half▼ 14.3%€19,581within the sector's middle half▲ 88.7%
Solvency60.2%above the sector's middle half▲ 24.1pp40.0%within the sector's middle half▼ 20.1pp68.5%above the sector's middle half▲ 28.5pp49.5%within the sector's middle half▼ 19.0pp64.0%above the sector's middle half▲ 14.6pp
Current ratio2.51above the sector's middle half▲ 0.951.52within the sector's middle half▼ 0.992.20within the sector's middle half▲ 0.671.75within the sector's middle half▼ 0.442.66above the sector's middle half▲ 0.90
Return on assets (ROA)-9.8%below the sector's middle half▼ 92.9pp31.4%above the sector's middle half▲ 41.2pp41.1%above the sector's middle half▲ 9.7pp1.0%within the sector's middle half▼ 40.1pp26.5%above the sector's middle half▲ 25.5pp
Staff (FTE)0.2▼ 50.0%
above
within
below
the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 783% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €53,414
Fixed assets
€22,003 ▲ 4.0%
Current assets
€31,411 ▲ 30.2%
Equity and liabilities €53,414
Equity
€34,211 ▲ 52.8%
Debt
€19,203 ▼ 16.1%
Debt's share of the balance-sheet total falls from 50.5% to 36.0%. Equity is higher and debt is lower.
Key figures and ratios
Key figures and ratios
EBITDA
€20,893▲
2024 · €3,380
Cash flow
€15,535▲
2024 · €1,612
Debt to equity
0.56▼
2024 · 1.02
ROE
41.3%▲
2024 · 2.0%
Interest coverage
17.17▲
2024 · 2.36
Debt ≤ 1 year
€11,830▼
2024 · €13,744
Debt > 1 year
€7,372▼
2024 · €9,131
Income taxes
€4,162▲
2024 · €401
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €1,047 | €3,159 | €21 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €76 | €192 | €1,172 | €1,396 | ▲ 19.1% |
| Gross operating margin9900 | €5,710 | €10,685 | €20,561 | €3,401 | €20,893 | ▲ 514% |
| Operating profit (loss)9901 | -€947 | €9,563 | €17,210 | €2,208 | €19,497 | ▲ 783% |
| Financial income75/76B | - | - | - | €66 | €21 | ▼ 68.1% |
| Recurring financial income75 | €136 | - | - | €66 | €21 | ▼ 68.1% |
| Financial charges65/66B | - | €845 | €733 | €1,433 | €1,217 | ▼ 15.1% |
| Recurring financial charges65 | €480 | €845 | €733 | €1,433 | €1,217 | ▼ 15.1% |
| Profit (loss) for the period before taxes9903 | -€1,291 | €8,718 | €16,478 | €841 | €18,301 | ▲ 2,077% |
| Income taxes67/77 | - | €1,489 | €3,297 | €401 | €4,162 | ▲ 938% |
| Profit (loss) for the period9904 | -€1,291 | €7,229 | €13,181 | €440 | €14,139 | ▲ 3,116% |
| Profit (loss) for the period to be appropriated9905 | -€1,291 | €7,229 | €13,181 | €440 | €14,139 | ▲ 3,116% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €13,149 | €22,996 | €32,070 | €45,269 | €53,414 | ▲ 18.0% |
| Fixed assets21/28 | - | €2,446 | €9,852 | €21,149 | €22,003 | ▲ 4.0% |
| Tangible fixed assets22/27 | - | €2,446 | €9,852 | €21,149 | €22,003 | ▲ 4.0% |
| Plant, machinery and equipment23 | - | - | €5,443 | €4,898 | €4,353 | ▼ 11.1% |
| Furniture and vehicles24 | - | - | €2,064 | €1,849 | €1,635 | ▼ 11.6% |
| Other tangible fixed assets26 | - | €2,446 | €2,345 | €14,402 | €16,016 | ▲ 11.2% |
| Current assets29/58 | €13,149 | €20,550 | €22,218 | €24,121 | €31,411 | ▲ 30.2% |
| Amounts receivable within one year40/41 | €1,432 | €696 | €476 | €853 | €350 | ▼ 59.0% |
| Trade receivables40 | - | - | €476 | €350 | €350 | = |
| Other amounts receivable41 | - | €696 | - | €503 | - | - |
| Cash at bank and in hand54/58 | €11,718 | €19,854 | €21,742 | €23,267 | €31,061 | ▲ 33.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €13,149 | €22,996 | €32,070 | €45,269 | €53,414 | ▲ 18.0% |
| Equity10/15 | €7,909 | €9,200 | €21,955 | €22,395 | €34,211 | ▲ 52.8% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €3,000 | €3,000 | €15,755 | €16,195 | €28,011 | ▲ 73.0% |
| Distributable reserves133 | - | €3,000 | €15,755 | €16,195 | €28,011 | ▲ 73.0% |
| Profit (loss) carried forward14 | -€1,291 | - | - | - | - | - |
| Amounts payable17/49 | €5,240 | €13,796 | €10,115 | €22,875 | €19,203 | ▼ 16.1% |
| Amounts payable after more than one year17 | - | €294 | - | €9,131 | €7,372 | ▼ 19.3% |
| Financial debts170/4 | - | €294 | - | €9,131 | €7,372 | ▼ 19.3% |
| Amounts payable within one year42/48 | €5,240 | €13,502 | €10,115 | €13,744 | €11,830 | ▼ 13.9% |
| Current portion of amounts payable after more than one year42 | - | €1,265 | €292 | €2,251 | €96 | ▼ 95.7% |
| Trade debts44 | €1,835 | €3,254 | €801 | €5,286 | €2,052 | ▼ 61.2% |
| Suppliers440/4 | - | €3,254 | €801 | €5,286 | €2,052 | ▼ 61.2% |
| Taxes, remuneration and social security45 | - | €8,983 | €9,022 | €6,207 | €9,682 | ▲ 56.0% |
| Taxes450/3 | - | €8,983 | €9,022 | €6,207 | €9,682 | ▲ 56.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,291 | €7,229 | €13,181 | €440 | €14,139 | ▲ 3,116% |
| + Depreciation and write-downs630 | - | €76 | €192 | €1,172 | €1,396 | ▲ 19.1% |
| Operating cash flow (approximation) | -€1,291 | €7,305 | €13,373 | €1,612 | €15,535 | ▲ 864% |
| Investment in fixed assets (approximation) | - | - | -€7,598 | -€12,469 | -€2,250 | ▲ 82.0% |
| Change in cash | - | €8,136 | €1,888 | €1,525 | €7,794 | ▲ 411% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
Similar companies · same sector, comparable size
KLS PROJECT
BE 0740.601.829
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CHS Business
BE 0835.554.337
Schaarbeek · Eq €34,088
Haarstyliste Annelies Meeusen
BE 1002.410.767
Merksplas · Eq €34,082
HAIRDELUX
BE 0799.707.491
Beveren-Kruibeke-Zwijndrecht · Eq €34,037
Locro
BE 1001.667.035
Geel · Eq €34,035
Of 21,722 companies in this sector we hold annual accounts for 2,838. 2,263 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Timeline
8 eventsLatest 18-12-2025Next filing 31-01-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
18-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
12-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
15-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Back to profitnet €7,229
Net result €7,229 after one loss-making year.
2021
17-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Weakest financial yearnet -€1,291
Net result drops to -€1,291, the lowest in the series; recovery starts the following year.
2020
17-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Company details
Private limited company · founded 15-07-2019Year ends 30-06Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company
Founded15-07-2019
Fiscal year end30-06
Activities, NACEBEL 2025
96210Hairdressing and barber services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0730712579
Also
9925:BE0730712579
Registered
02-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Londerzeel · 1 establishment unit since 2019
Ground area
405 m²
Building footprint
139 m²
Volume, LiDAR
923 m³
Parcel 23045E0355/00Z004, Flanders · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
KAPSALON BEN
since 2019unit no. 2.292.176.316
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23045E0355/00Z004 | Flanders | 405 m² | 1 · 138 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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