HASER BOUW

Active

Private limited companyfounded 20232 yrs activeVan Langenhovestraat (STG) 74, 9200 Dendermonde, BelgiumKBO/BCE: BE 1003.555.367

Summary

The computed 12-month bankruptcy probability of HASER BOUW is 6.6% (elevated). The 2024 annual accounts show equity of €10,089 and a net result of €10,089. Its solvency ranks better than 24% of 9971 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

HASER BOUWActiveChecked score 36/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001General construction of buildings NACE 41201

1 site

Size

€61,059total assets 2024

Equity: €10,089
Profit: €10,089

Turnover not published (abridged schema)

Financial health

36 Weak Checked score 2024

Bankruptcy chance 12 m: 6.6%

Structure

Accounts filed 59 d late0 of 1 deed read

Why 36- 1 financial year not filed after the legal deadline; latest accounts 59 days late; 1 of the last 3 late- Founded in 2023- Sector Construction of residential and non-residential buildings (NACE 41)- Size: total assets €61,059Show the evidence

Checked score

Score 2024

36 / 100

Weak

Probability in this band: 4.2% to 15.0%

Better than 43% of its sector peers (NACE 41, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Average

Solvency 42

equity 16.5% of total assets

Liquidity 35

short-term debt 57.7% · cash 11.7%

Profitability 89

return on assets 16.5%

Bankruptcy probability, 12 months

6.6% Elevated

0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,211 companies)

Last 24 months 01-2025: 3.6%lowest value 02-2025: 3.7%▲ +2.3% vs 01-2025 03-2025: 3.8%▲ +1.8% vs 02-2025 04-2025: 4.1%▲ +7.9% vs 03-2025 05-2025: 4.2%▲ +3.8% vs 04-2025 06-2025: 4.6%▲ +8.7% vs 05-2025 07-2025: 5.0%▲ +9.1% vs 06-2025 08-2025: 5.0%● 0.0% vs 07-2025 09-2025: 4.8%▼ -3.2% vs 08-2025 10-2025: 5.5%▲ +13.9% vs 09-2025 11-2025: 5.5%▼ -0.5% vs 10-2025 12-2025: 5.6%▲ +2.3% vs 11-2025 01-2026: 5.5%▼ -1.4% vs 12-2025 02-2026: 5.5%● 0.0% vs 01-2026 03-2026: 5.6%▲ +1.0% vs 02-2026 04-2026: 5.7%▲ +1.3% vs 03-2026 05-2026: 5.7%▲ +0.2% vs 04-2026 06-2026: 5.6%▼ -0.8% vs 05-2026 07-2026: 5.7%▲ +0.7% vs 06-2026 08-2026: 6.2%▲ +9.4% vs 07-2026 09-2026: 6.3%▲ +1.8% vs 08-2026 10-2026: 6.6%▲ +4.3% vs 09-2026highest value

1 financial year not filed after the legal deadline; latest accounts 59 days late; 1 of the last 3 late raises the probability
Founded in 2023 raises the probability for this profile
Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
Size: total assets €61,059 raises the probability for this profile

No publishable credit limit; credit only on tighter terms

Liquidity short (current ratio 0.98; short-term debt: 57.7% and cash: 11.7% of total assets), and 83.5% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 23%, liquidity 30%, profitability 75%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

1 financial year not filed after the legal deadline; latest accounts 59 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Founded in 2023

In the bankruptcy model this factor raises the probability for this profile.

KBO

Sector Construction of residential and non-residential buildings (NACE 41)

In the bankruptcy model this factor raises the probability.

KBO

Size: total assets €61,059

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 9971 sector peers (2024).

NBB · sector comparison

Position among 9971 sector peers

Solvency

better than 24%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-09-2025, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2024

59 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 59 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage