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HAS KREDIET

Active Risk: not assessed
Private limited companyfounded 1995active for 31 yearsSleepstraat 186, 9000 Gent, BelgiumKBO/BCE: BE 0454.873.283
Summary

HAS KREDIET is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €197,936 and a net result of -€17,891. Equity has been growing by about 4.2% per year since 2018. Its solvency ranks better than 68% of 1,853 sector peers (NACE 66, financial year 2025). The company has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals.

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HAS KREDIETActive
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Overview

Official details

Source: KBO
Status
Active since 29-03-1995 Normal situation
Activity
Insurance agents and brokers NACE 66220
Joint committee
307 Paritair Comité voor de makelarij en verzekeringsagentschappen · annual accounts 2022
Establishment unit
2.071.447.965 9000 Gent, since 28-04-1995
Financial year end
31 December
Peppol
Reachable since 11-12-2025
Company details

Board and ownership

Board
  • Cakir HasanDirector
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Loss
€17,891
Equity
€197,936
▼ 8.3%
Total assets
€333,727
▼ 23.6%
Employees on 31-12-2025
5
▲ 25.0%
Financials
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
9 days early
2024
23 days early
2023
41 days late
2022
60 days late
2021
25 days late
2020
31 days late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 18 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 August (4 of the last 5 accounts filed within 35 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 90% of companies in auxiliary financial servicessector median €71,356 · 1,851 companies -€17,891 View
  • Positive: Turnover rose in 2025from €329,952 to €422,280 ▲ 28.0% View

Recent changes

  1. · Gazette deed Incorporation
All 18 events

Comparable companies

These companies have the same main activity as HAS KREDIET: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €323,000 and €525,000, founded between 1986 and 2004.

CompanyTotal assetsGross margin
HAS KREDIET Gent€333,727€157,325
DELCROIX VERZEKERINGEN Brasschaat€322,952€169,454
ASSUTRANS INTERNATIONAL Wommelgem€525,415€134,445
fiexum insurance Waregem€368,783€251,703
BUREAU D'ASSURANCES CHRISTIAN SPOIDEN ET CIE Bastogne€482,497€196,827
JORIS & MASSOZ Durbuy€327,567€227,249
SLABBAERT EN Co Antwerpen€338,450€328,810
Full comparison

Key facts about HAS KREDIET
What is the company number of HAS KREDIET?
The company number of HAS KREDIET is 0454.873.283. The VAT number is the same number with BE in front: BE 0454.873.283.
Where is HAS KREDIET based?
The registered office is at Sleepstraat 186, 9000 Gent.Company details
What does HAS KREDIET do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of HAS KREDIET?
The legal form of HAS KREDIET is Private limited company (BV).
When was HAS KREDIET founded?
HAS KREDIET was founded on 29-03-1995.
Is HAS KREDIET still active?
Yes, HAS KREDIET is an active enterprise in the KBO register.
How many employees does HAS KREDIET have?
HAS KREDIET had an average of 4.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does HAS KREDIET fall under?
In its 2022 annual accounts, HAS KREDIET states joint committee 307 (Paritair Comité voor de makelarij en verzekeringsagentschappen).
What is the turnover of HAS KREDIET?
The turnover of HAS KREDIET was €422,280 in financial year 2025, according to the filed annual accounts.
Is HAS KREDIET profitable?
In financial year 2025, HAS KREDIET made a loss of €17,891.
Where can I find the annual accounts of HAS KREDIET?
HAS KREDIET filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HAS KREDIET due?
HAS KREDIET must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See whether the workforce is growing and whether people stay.Employer check

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