Skip to content

Hartis Terrazzo

Active
Private limited companyfounded 2008active for 18 yearsRoosbloemstraat 26, 9860 Oosterzele, BelgiumKBO/BCE: BE 0806.426.821

From the official registers: KBO 16 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of Hartis Terrazzo is 4.5% (elevated). The 2025 annual accounts show equity of €120,231 and a net result of -€55,411. Equity has been shrinking by about 12% per year since 2019. Its solvency ranks better than 29% of 9,883 sector peers (NACE 43, financial year 2025). The company has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
Hartis TerrazzoActiveChecked score 36/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 18-09-2008 Normal situation
Legal form
Private limited company
Registered office
Roosbloemstraat 26, 9860 Oosterzele
Activity
Other specialised construction activities NACE 43990and 2 others
Establishment unit
2.173.503.744 9860 Oosterzele, since 01-10-2008
Financial year end
30 June
Peppol
Reachable since 21-10-2026
Company details

Board and ownership

Board
Shareholders
Board & ownership

Financial position

36 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
4.5%
Annual accounts to 30-06-2025
Gross margin
€243,352
▼ 16.6%
Turnover
≈ €1.1m
estimated
Loss
€55,411
Equity
€120,231
▼ 31.5%
Total assets
€447,108
▼ 10.4%
Staff
3.8 FTE
=
2025 accounts filed 115 days after the deadline
Filed on 26-05-2026PDF
Financials
Score breakdownraises riskLoss of €55,411 (financial year 2025)Last filed accounts filed 116 days late; 1 of the last 3 accounts late1 change of registered office in 24 monthsSize: 3.8 FTE, total assets €447,108Show the evidence

Checked score

Score 2025
36 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 16% of micro companies in specialised construction (NACE 43)
Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 52-8
equity 26.9% of total assets
Liquidity 25-4
short-term debt 72.9% · cash 11.6%
Profitability 3-34
return on assets -12.4%
Bankruptcy probability within 12 months
4.5% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 11-2024: 0.9% 12-2024: 0.9%● unchanged vs 11-2024 01-2025: 1.1%▲ +0.2 percentage points vs 12-2024 02-2025: 0.5%▼ -0.6 percentage points vs 01-2025lowest value 03-2025: 0.5%● unchanged vs 02-2025lowest value 04-2025: 0.5%● unchanged vs 03-2025lowest value 05-2025: 0.5%● unchanged vs 04-2025lowest value 06-2025: 0.5%● unchanged vs 05-2025lowest value 07-2025: 0.5%● unchanged vs 06-2025lowest value 08-2025: 0.9%▲ +0.4 percentage points vs 07-2025 09-2025: 0.9%● unchanged vs 08-2025 10-2025: 1.1%▲ +0.2 percentage points vs 09-2025 11-2025: 1.3%▲ +0.2 percentage points vs 10-2025 12-2025: 1.2%▼ -0.1 percentage points vs 11-2025 01-2026: 1.4%▲ +0.2 percentage points vs 12-2025 02-2026: 2.1%▲ +0.7 percentage points vs 01-2026 03-2026: 2.7%▲ +0.6 percentage points vs 02-2026 04-2026: 4.3%▲ +1.6 percentage points vs 03-2026 05-2026: 4.4%▲ +0.1 percentage points vs 04-2026 06-2026: 4.2%▼ -0.2 percentage points vs 05-2026 07-2026: 4.2%● unchanged vs 06-2026 08-2026: 4.2%● unchanged vs 07-2026 09-2026: 4.2%● unchanged vs 08-2026 10-2026: 4.5%▲ +0.3 percentage points vs 09-2026highest value
Credit of up to €4,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is tight, with a current ratio of 1.35 (1.52 in 2024), below the usual 1.5. Short-term debt is 72.9% and cash 11.6% of total assets. 73.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 28% of them on solvency, 15% on liquidity, 9% on profitability and 13% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
raises risk
raises risk · Loss of €55,411 (financial year 2025)
NBB · annual accounts
raises risk · Last filed accounts filed 116 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Size: 3.8 FTE, total assets €447,108
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 115 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-05-2026, 115 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
115 days late
2024
39 days early
2023
on the day
2022
4 days early
2021
on the day
2020
11 days early
2019
51 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 1 day after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (4 of the last 5 filed years within 39 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end01-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €11,440 in 2024 -€55,411 View
  • Caution: Lower net result than 94% of companies in specialised constructionsector median €26,861 · 9,875 companies -€55,411 View
  • Flemish supportawarded from 2022 to 2024 €51,163 View

Documents

Annual accounts at the NBB

All 16 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about Hartis Terrazzo

What is the company number of Hartis Terrazzo?
The company number of Hartis Terrazzo is 0806.426.821. The VAT number is the same number with BE in front: BE 0806.426.821.
Where is Hartis Terrazzo based?
The registered office is at Roosbloemstraat 26, 9860 Oosterzele.Company details
What does Hartis Terrazzo do?
According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of Hartis Terrazzo?
The legal form of Hartis Terrazzo is Private limited company (BV).
When was Hartis Terrazzo founded?
Hartis Terrazzo was founded on 18-09-2008.
Is Hartis Terrazzo still active?
Yes, Hartis Terrazzo is an active enterprise in the KBO register.
How many employees does Hartis Terrazzo have?
Hartis Terrazzo had an average of 3.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Hartis Terrazzo?
The turnover in financial year 2025 is ≈ €1.1m. This figure is estimated from the gross margin of €243,352 and 71 comparable companies (NACE 43990). It probably lies between €700,000 and €1.8m.
Is Hartis Terrazzo profitable?
In financial year 2025, Hartis Terrazzo made a loss of €55,411.
Where can I find the annual accounts of Hartis Terrazzo?
Hartis Terrazzo filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of Hartis Terrazzo due?
Hartis Terrazzo must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

Companies linked to Hartis Terrazzo

Comparable companies

These companies have the same main activity as Hartis Terrazzo: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €389,000 and €563,000, founded between 2006 and 2009.

CompanyTotal assetsGross margin
Hartis Terrazzo Oosterzele€447,108€243,352
Donckers U Antwerpen€447,482€235,566
KEMAQUA Mont-Saint-Guibert€419,504€232,464
STEPPA Kapellen€442,369€310,985
L&D ENERGY Mons€528,933€294,806
BUILD-X Zulte€388,726€176,795
KlusCompany Beveren-Kruibeke-Zwijndrecht€562,867€399,531
Full comparison

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure