KlusCompany
ActiveKlusCompany has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €496k and a net result of €64k. Equity is growing by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 93% of 7744 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 7.53 against 4.72 in 2024; short-term debt: 11.9% and cash: 46.5% of total assets), and 12% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88%
Return on assets
11.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
6 d early
2023
55 d late
2022
7 d early
2021
23 d late
2020
4 d late
2019
53 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€496k▲ 1.0%
2024 · €491k
2018: €257k
2019: €322k
2020: €362k
2021: €385k
2022: €420k
2023: €431k
2024: €491k
2018 → 2025
Total assets
€563k▼ 8.6%
2024 · €616k
2018: €445k
2019: €491k
2020: €531k
2021: €542k
2022: €532k
2023: €609k
2024: €616k
2018 → 2025
Net result
€64k▼ 20.5%
2024 · €80k
2018: €23k
2019: €65k
2020: €40k
2021: €22k
2022: €35k
2023: €11k
2024: €80k
2018 → 2025
Working capital
€437k▲ 0.1%
2024 · €437k
2018: €226k
2019: €272k
2020: €316k
2021: €350k
2022: €426k
2023: €401k
2024: €437k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€385k-€420k▲ 9.1%€431k▲ 2.6%€491k▲ 14.0%€496k▲ 1.0%
Operating result€19k-€49k▲ 154%€16k▼ 68.4%€112k▲ 622%€90k▼ 20.1%
Net result€22k-€35k▲ 56.6%€11k▼ 69.4%€80k▲ 646%€64k▼ 20.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €563k
Fixed assets
€58k▼ 5.0%
Current assets
€504k▼ 9.0%
Equity and liabilities €563k
Equity
€496k▲ 1.0%
Debt
€67k▼ 46.1%
The debt ratio falls from 20.3% to 12.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€108k▼
2024 · €125k
Cash flow
€82k▼
2024 · €93k
Solvency
88.0%▲
2024 · 79.7%
Current ratio
7.53▲
2024 · 4.72
Quick ratio
4.74▲
2024 · 4.62
Debt / equity
0.14▼
2024 · 0.25
ROE
12.9%▼
2024 · 16.3%
ROA
11.3%▼
2024 · 13.0%
Interest coverage
236.97▼
2024 · 296.19
Debt
€67k▼
2024 · €125k
Debt ≤ 1 year
€67k▼
2024 · €117k
Debt > 1 year
€278▼
2024 · €5k
Income taxes
€26k▼
2024 · €32k
Staff costs
€288k▲
2024 · €226k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€616k€563k▼
Fixed assets21/28€61k€58k▼
Tangible fixed assets22/27€61k€58k▼
Plant, machinery and equipment23€24k€32k▲
Furniture and vehicles24€36k€27k▼
Other tangible fixed assets26€1k€0▼
Current assets29/58€554k€504k▼
Stocks and contracts in progress3€12k€187k▲
Stocks30/36€12k€187k▲
Amounts receivable within one year40/41€43k€46k▲
Trade receivables40€32k€43k▲
Other amounts receivable41€11k€2k▼
Cash at bank and in hand54/58€496k€262k▼
Deferred charges and accrued income490/1€3k€10k▲
Equity and liabilities
Total equity and liabilities10/49€616k€563k▼
Equity10/15€491k€496k▲
Contributions10/11€19k€19k=
Reserves13€200k€205k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€200k€205k▲
Profit (loss) carried forward14€272k€272k=
Amounts payable17/49€125k€67k▼
Amounts payable after more than one year17€5k€278▼
Financial debts170/4€5k€278▼
Amounts payable within one year42/48€117k€67k▼
Current portion of amounts payable after more than one year42€9k€5k▼
Trade debts44€74k€15k▼
Suppliers440/4€74k€15k▼
Taxes, remuneration and social security45€31k€35k▲
Taxes450/3€17k€23k▲
Remuneration and social security454/9€14k€12k▼
Other amounts payable47/48€4k€11k▲
Accrued charges and deferred income492/3€2k€16▼
Income statement
Code20242025
Remuneration, social security and pensions62€226k€288k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€18k▲
Other operating charges640/8€27k€4k▼
Gross operating margin9900€378k€400k▲
Operating profit (loss)9901€112k€90k▼
Financial income75/76B€771€567▼
Recurring financial income75€771€567▼
Financial charges65/66B€423€454▲
Recurring financial charges65€423€454▲
Profit (loss) for the period before taxes9903€113k€90k▼
Income taxes67/77€32k€26k▼
Profit (loss) for the period9904€80k€64k▼
Profit (loss) for the period to be appropriated9905€80k€64k▼
Appropriation of the result
Profit (loss) to be appropriated9906€352k€336k▼
Profit (loss) brought forward from the previous period14P€272k€272k=
Transfer from equity791/2€20k€59k▲
Transfer to equity691/2€80k€64k▼
To other reserves6921€80k€64k▼
Profit to be distributed694/7€20k€59k▲
Return on contributions (dividend)694€20k€59k▲
Social balance
Average headcount (FTE)90876.04.6▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €80k ▲646%
Operating result €112k, net result €80k, both a record.
24-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 55 days late
2023
31-12
Financial
Weakest financial yearnet €11k ▼69.4%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
04-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 53 days late
2019
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 8 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Doornpark(BEV) 729120 Beveren-Kruibeke-ZwijndrechtGround area
746 m²
Building footprint
606 m²
Parcel 46503C1346/00Z000, Flanders. Linked by address, not a title deed.
1 establishment unit
KlusCompany
since 20092.181.434.780
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46503C1346/00Z000 | Flanders | 746 m² | 1 · 606 m² | 0.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 2,292 EUR awarded · 2,292 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 1,158 EUR | 1,158 EUR |
| 2024 | 1 | 1,104 EUR | 1,104 EUR |
| 2022 | 1 | 30 EUR | 30 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
Recognitions · licences · registrations
Dual-learning approval
1 endedSimilar companies · same sector, comparable size
E.DESIGN
BE 0627.828.441
Maarkedal · Eq €496k
MASSON & ROSEN
BE 0871.579.741
Waimes · Eq €495k
LANG
BE 0430.794.816
Aalter · Eq €494k
TVB Algemene Bouwwerken
BE 0728.594.120
Stekene · Eq €498k
DEPIELIE
BE 0438.378.335
Knokke-Heist · Eq €498k
Of 7,289 companies in sector 43350 we hold annual accounts for 2,361. 1,327 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-09-2009
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
43990Other specialised construction activities
43999Specialised construction activities
16230Manufacture of other builders' carpentry and joinery
43221Plumbing work
43331Floor and wall tiling
43332Laying of wooden floor and wall coverings
43333Wallpapering and laying of floor and wall coverings in other materials
43341Painting of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@kluscompany.net
Phone:0477 032 600