HARODAK
ActiveHARODAK has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €242k and a net result of €91k. Equity is growing by ~20% per year across the filed fiscal years. Its solvency ranks better than 56% of 27787 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+43
Solvency77▼-2
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 2.09 against 2.18 in 2024; short-term debt: 47.9% and cash: 0.3% of total assets), and 47.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.1%
Return on assets
19.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
139 d late
2023
463 d late
2022
414 d late
2021
74 d late
2020
83 d late
2019
131 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€242k▲ 59.7%
2024 · €152k
2018: €58k
2019: €66k
2020: €79k
2021: €88k
2022: €109k
2023: €145k
2024: €152k
2018 → 2025
Total assets
€465k▲ 65.8%
2024 · €281k
2018: €170k
2019: €155k
2020: €167k
2021: €175k
2022: €221k
2023: €223k
2024: €281k
2018 → 2025
Net result
€91k▲ 1,343%
2024 · €6k
2018: €9k
2019: €8k
2020: €13k
2021: €9k
2022: €21k
2023: €37k
2024: €6k
2018 → 2025
Working capital
€242k▲ 59.7%
2024 · €152k
2018: €8
2019: €19k
2020: €44k
2021: €61k
2022: €89k
2023: €145k
2024: €152k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€88k-€109k▲ 23.7%€145k▲ 34.0%€152k▲ 4.3%€242k▲ 59.7%
Operating result€23k-€19k▼ 16.2%€52k▲ 168%€12k▼ 76.8%€124k▲ 924%
Net result€9k-€21k▲ 144%€37k▲ 77.7%€6k▼ 83.0%€91k▲ 1,343%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 924% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €465k
Equity
€242k▲ 59.7%
Debt
€223k▲ 72.9%
The debt ratio rises from 45.9% to 47.9%. Equity and debt are higher.
Key figures and ratios
Solvency
52.1%▼
2024 · 54.1%
Current ratio
2.09▼
2024 · 2.18
Quick ratio
2.09▼
2024 · 2.18
Debt / equity
0.92▲
2024 · 0.85
ROE
37.4%▲
2024 · 4.1%
ROA
19.5%▲
2024 · 2.2%
Debt
€223k▲
2024 · €129k
Debt ≤ 1 year
€223k▲
2024 · €129k
Income taxes
€33k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€281k€465k▲
Current assets29/58€281k€465k▲
Amounts receivable within one year40/41€279k€464k▲
Trade receivables40€43k€223k▲
Other amounts receivable41€236k€241k▲
Cash at bank and in hand54/58€1k€1k=
Equity and liabilities
Total equity and liabilities10/49€281k€465k▲
Equity10/15€152k€242k▲
Contributions10/11€10k€10k=
Reserves13€142k€142k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€140k€140k=
Profit (loss) carried forward14-€91k
Amounts payable17/49€129k€223k▲
Amounts payable within one year42/48€129k€223k▲
Financial debts43€13k€13k=
Credit institutions430/8€13k€13k=
Trade debts44€62k€123k▲
Suppliers440/4€62k€123k▲
Taxes, remuneration and social security45€17k€50k▲
Taxes450/3€17k€50k▲
Other amounts payable47/48€37k€37k=
Income statement
Code20242025
Other operating charges640/8€478€1k▲
Gross operating margin9900€13k€125k▲
Operating profit (loss)9901€12k€124k▲
Financial charges65/66B€3k-
Recurring financial charges65€3k-
Profit (loss) for the period before taxes9903€9k€124k▲
Income taxes67/77€3k€33k▲
Profit (loss) for the period9904€6k€91k▲
Profit (loss) for the period to be appropriated9905€6k€91k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€91k▲
Transfer to equity691/2€6k-
To other reserves6921€6k-
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
31-12
Financial
Highest result since 2018net €91k ▲1343%
Operating result €124k, net result €91k, both a record.
31-12
Financial
Equity above €200kEq €242k ▲59.7%
8 profitable years in a row build equity to €242k.
17-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 139 days late
06-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 463 days late
2024
31-12
Financial
Weakest financial yearnet €6k ▼83%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €152k ▲4.3%
7 profitable years in a row build equity to €152k.
17-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 414 days late
2022
31-12
Financial
Equity above €100kEq €109k ▲23.7%
5 profitable years in a row build equity to €109k.
13-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 74 days late
2021
22-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 83 days late
2020
09-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 131 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
04-01
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 157 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halen · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kolenbergstraat 203545 HalenGround area
4,719 m²
Building footprint
89 m²
Volume, LiDAR
568 m³
Parcel 71063B0965/00D003, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HAROFLY.BE
since 20042.135.578.031
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71063B0965/00D003 | Flanders | 4,719 m² | 1 · 89 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Algemene Dakwerken Van Wynendaele Pascal
BE 0869.589.459
Erpe-Mere · Eq €242k
IW Perings
BE 0778.634.638
Sankt Vith · Eq €242k
DIELS DAKWERKEN
BE 0550.538.049
Schoten · Eq €242k
DAK- EN WANDSYSTEMEN VANDE VYVERE
BE 0823.233.357
Pittem · Eq €242k
REBAT
BE 0446.895.628
Beersel · Eq €242k
Of 8,563 companies in sector 43410 we hold annual accounts for 4,358. 3,495 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-01-2004
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
45220
32400Other manufacturing
47639Retail sale of other sporting goods
47640Retail trade
93191Sports, amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.