Financials
- Financial year
- 2025
- Total assets
- €93,370
- Loss
- -€34,496
- Solvency
- -16.2%
Total assets▲ 72.5%
Net result
20182025
HARO-CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of HARO-CONSTRUCT is 4.2% (elevated). The 2025 annual accounts show negative equity (-€15,096) and a net result of -€34,496. Equity remains stable across the filed financial years (±1.2% per year). Its solvency ranks better than 5% of 9,799 sector peers (NACE 43, financial year 2025). The company has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Roofing work
NACE 43410
1 site
Size
€93,370total assets 2025
- Equity
- -€15,096
- Loss
- -€34,496
Turnover not published (abbreviated or micro format)
Structure
- Parent
- HARODAK · 100%
2025 accounts 4 days early1 of 2 deeds summarised
Why 45raises risk1 change of registered office in 24 monthsLoss of €34,496, the second in a row (financial year 2025)Negative equity -€15,096lowers riskSize: total assets €93,370Show the evidence
Checked score
Score 2025
45
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 4% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Weak
Solvency
9-52
equity -16.2% of total assets
Liquidity
2-18
short-term debt 116.2% · cash 1.5%
Profitability
0-17
return on assets -36.9%
Bankruptcy probability, 12 months
4.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.2%lowest value
12-2024: 1.2%● unchanged vs 11-2024lowest value
01-2025: 2.4%▲ +1.2 percentage points vs 12-2024
02-2025: 2.4%● unchanged vs 01-2025
03-2025: 2.4%● unchanged vs 02-2025
04-2025: 2.5%▲ +0.1 percentage points vs 03-2025
05-2025: 2.8%▲ +0.3 percentage points vs 04-2025
06-2025: 2.7%▼ -0.1 percentage points vs 05-2025
07-2025: 2.8%▲ +0.1 percentage points vs 06-2025
08-2025: 3.6%▲ +0.8 percentage points vs 07-2025
09-2025: 4.4%▲ +0.8 percentage points vs 08-2025
10-2025: 6.4%▲ +2.0 percentage points vs 09-2025
11-2025: 6.6%▲ +0.2 percentage points vs 10-2025
12-2025: 7.4%▲ +0.8 percentage points vs 11-2025
01-2026: 9.8%▲ +2.4 percentage points vs 12-2025
02-2026: 9.8%● unchanged vs 01-2026
03-2026: 10.1%▲ +0.3 percentage points vs 02-2026highest value
04-2026: 9.3%▼ -0.8 percentage points vs 03-2026
05-2026: 9.3%● unchanged vs 04-2026
06-2026: 6.5%▼ -2.8 percentage points vs 05-2026
07-2026: 6.6%▲ +0.1 percentage points vs 06-2026
08-2026: 4.2%▼ -2.4 percentage points vs 07-2026
09-2026: 4.2%● unchanged vs 08-2026
10-2026: 4.2%● unchanged vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.86, compared with 1.56 in 2024, below 1; short-term debt: 116.2% and cash: 1.5% of total assets), and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 6% on solvency, 3% on liquidity, 4% on profitability and 2% on growth.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€15,096
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 days early
2024
295 days late
2023
on the day
2022
66 days late
2021
30 days early
2020
33 days early
2019
104 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 57 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 August (4 of the last 5 filed years within 65 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · abbreviated…
- Annual accounts filedfinancial year 2024 · micro…
- Weakest financial yearnet -€34,496
Key points
By topic
Board & ownership
- Parent
- HARODAK · 100%
Timeline
- Events
- 24
- Since
- 2007
- Next accounts
- by 31-07-2027
- 17-12-2024Registered office
- 31-07-2024Annual accounts filed
- 05-10-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Roofing workNACE 43410
- Founded
- 07-02-2006
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about HARO-CONSTRUCT
- What is the company number of HARO-CONSTRUCT?
- 0879.176.524. In Belgium the VAT number is the company number with BE in front: BE 0879.176.524.
- Where is HARO-CONSTRUCT based?
- The registered office is at Kolenbergstraat 20, 3545 Halen.Company details
- What does HARO-CONSTRUCT do?
- According to the KBO register, the main activity is roofing work (NACE 43410).
- What is the legal form of HARO-CONSTRUCT?
- Private limited company (pre-2019) (BVBA).
- When was HARO-CONSTRUCT founded?
- On 07-02-2006.
- Is HARO-CONSTRUCT still active?
- Yes, HARO-CONSTRUCT is an active enterprise in the KBO register.
- How many employees does HARO-CONSTRUCT have?
- On average 0.7 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
- What is the turnover of HARO-CONSTRUCT?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is HARO-CONSTRUCT profitable?
- In financial year 2025, HARO-CONSTRUCT made a loss of €34,496.
- Where can I find the annual accounts of HARO-CONSTRUCT?
- HARO-CONSTRUCT filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of HARO-CONSTRUCT due?
- By 31-07-2027, for financial year 2026.Timeline
Companies related to HARO-CONSTRUCT
Parent and group
- HARODAK100%
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- Baeten R.Halen
- Benny SwartenbroekxHalen
- DAKWERKEN DE BONDT YVESHalen
- DRV DAKWERKENHalen
- EDB-Roof ProjectsHalen
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