HARMONY TOUCH
ActiveSummary
The computed 12-month bankruptcy probability of HARMONY TOUCH is 2.2% (moderate). The 2025 annual accounts show equity of €8,156 and a net result of €3,156. Its solvency ranks better than 95% of 5,718 sector peers (NACE 96, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 10-02-2025 Normal situation
- Activity
- Other personal services NACE 96999and 1 other
- Establishment unit
- 2.370.314.863 1030 Schaarbeek, since 10-02-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 06-01-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 2.2%
- Gross margin
- €3,193
- Turnover
- ≈ €15,000
- estimated
- Profit
- €3,156
- Equity
- €8,156
- Total assets
- €8,156
- 2025 accounts filed 31 days after the deadline
Score breakdownraises riskFounded in 2025Size: total assets €8,1561 change of registered office in 24 monthslowers riskFigures for financial year 2025 (filed on 01-09-2026)Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 93% of them on solvency, 11% on liquidity and 93% on profitability.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
Searched, nothing found (1)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 31 days after the deadline Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00479347.
Annual accounts 2025 filed on 31-08-2026 at the NBB
Amounts without an identifiable currency are taken as euros.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
| Line | 2025 |
|---|---|
| Gross operating margin9900 | €3,193 |
| Operating profit (loss)9901 | €3,193 |
| Financial charges65/66B | €38 |
| Recurring financial charges65 | €38 |
| Profit (loss) for the period before taxes9903 | €3,156 |
| Profit (loss) for the period9904 | €3,156 |
| Profit (loss) for the period to be appropriated9905 | €3,156 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €8,156 | |
| Current assets29/58 | €8,156 | |
| Amounts receivable within one year40/41 | €7,779 | |
| Trade receivables40 | €7,300 | |
| Other amounts receivable41 | €479 | |
| Cash at bank and in hand54/58 | €376 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €8,156 | |
| Equity10/15 | €8,156 | |
| Contributions10/11 | €5,000 | |
| Profit (loss) carried forward14 | €3,156 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €3,156 |
| Operating cash flow (approximation) | €3,156 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 11,279 companies had the same profile as HARMONY TOUCH has now. Two years later, 96.6% were still going and 0.7% had gone bankrupt.
- Micro
- under 2 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
The bankruptcy probability of HARMONY TOUCH itself is higher: 2.2% within 12 months. It rests on far more data about HARMONY TOUCH than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for HARMONY TOUCH. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 31-08-2026 | 2026-00479347 |
Board & ownership
Directors
Owners and capital
Shareholders
- RODRIGUES BRAZ Neidilene 100 shares (100%) · €5,000
Capital transactions
- 12-02-2025 Incorporation · €5,000 · 100 shares
Articles of association
Board and representation
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Avec ou sans limitation, 1”
Capital, shares and profit
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Moitié cédant moitié acquéreurs au prorata, mêmes formalités si non actionnaires de plein droit”
Audit, dissolution and liquidation
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 12-02-2025 (in French)
Network & group
HARMONY TOUCH shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of HARMONY TOUCH. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
04-12
Gazette deed
Registered office moved from Schaerbeek to HélécineNew seat: Rue Saint-Job 27, 1357 Hélécine · Previous seat: Chaussée de Louvain 467, 1030 Schaerbeek · Director in office3 points ▸
- General meeting, 01-11-2025
- Registered-office move, Rue Saint-Job 27, 1357 Hélécine
- Director in office, RODRIGUES BRAZ Neidilene (director)
12-02
Gazette deed
IncorporationStarting capital €5,000 · Appointment: RODRIGUES BRAZ Neidilene (director) · Power of attorney · Founder20 points ▸
- Incorporation, “HARMONY TOUCH” (deed in French)
- Power of attorney, Michaelina de Radzitzky
- Founder, RODRIGUES BRAZ Neidilene
- Other provision, 08-02-2025
- Other provision, “responsabilité des fondateurs, faillite dans les trois ans de l’acquisition de la personnalité juridique” (deed in French)
- Founding capital, €5,000
- Other provision, “capacité, faillite,règlement collectif de dettes,attribution d'un administrateur ou autre” (deed in French)
- Other provision, “commentaire et lecture de l'acte, intégralité par le notaire instrumentant” (deed in French)
- Other provision, “identité” (deed in French)
- Other provision, “arrêt des statuts, arrêter les statuts de la société” (deed in French)
- Other provision, “conformément à la loi, effectivité des dispositions finales et transitoires” (deed in French)
- Registered office clause, “1030 Schaerbeek, chaussée de Louvain 467, dépôt au greffe d'une expédition de l'acte constitutif” (deed in French)
- The act holds 8 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
1 former office
- Chaussée de Louvain 467, 1030 Schaerbeek until the act of 04-12-2025
Activities
NACEBEL 202517 activities
- L’exploitation d’un institut de soins de beauté dont l’entretien corporel,les soins de peau et d’épilations,les soins de manucure et de pédicure,les soins de drainages corporels et visages,les soins minceurs(la cryolipolyse,la madérothérapie),les massages corporels et les soins crâniens,les soins plus spécifiques comme les soins facialistes,les soins énergétiques,les soins des cheveux(Head Spa Japonais),le stylisme des ongles,le maquillage non permanent
- L’exploitation d’un salon de coiffure
- Tous services liés au bien-être et au confort physique fournis dans les établissements de thalassothérapie,stations thermales,bains turcs,saunas,bains de vapeur,salons de massages,etc…
- L’exploitation d’un spa(hammam,piscine,sauna,banc solaire…)
- Le coaching
- Le commerce de détail de produits de parfumerie et de produits de beauté en magasin spécialisé
- L’exploitation d’autres commerces de détails hors magasin,éventaires ou marchés
- Le commerce de détail par correspondance ou par Internet
- La vente par correspondance ou par Internet de tous produits,des articles de vêtements et accessoires pour hommes et femmes,destinés ou non à promouvoir son objet
- La vente du matériel,de machines,destinés ou non à promouvoir son objet
- L’activité de conseil en beauté et soins du visage(massages faciaux,traitement anti-rides,maquillage etc…)
- Toutes les activités pour autant qu’elles ne soient pas réglementées et qu’elles ne nécessitent pas un accès à la profession se rapportant directement ou indirectement à l’entretien,la rénovation,les travaux de réparations,d’embellissements,de renouvellement ou de modernisation et de maintenance de biens immeubles
- Les activités réglementées se rapportant directement ou indirectement à l’entretien,la rénovation,les travaux de réparations,d’embellissements,de renouvellement et de maintenance de biens immeubles pour autant que la société bénéficie de l’accès à la profession ou fasse exécuter les travaux par un entrepreneur ayant accès à la profession pour l’activité envisagée
- L’entretien et la création de parcs,de jardins,d’espaces verts ainsi que la désinfection et la dératisation
- Toute activité de nettoyage,d’entretien ou de désinfection intérieure ou extérieure,par tous les moyens,techniques et/ou méthodes appropriés,de bâtiments de tous types,en ce compris les immeubles résidentiels,appartements,bureaux,ateliers,usines,magasins,ainsi que de tous les locaux ou surfaces à usage privé,professionnel et/ou commercial
- La recherche et le développement,la fabrication et la confection tant artisanale,semi artisanale qu’industrielle,la commercialisation,le courtage,le négoce de gros et de détail,l’importation et l’exportation,la préparation et le conditionnement de tous produits alimentaires au sens le plus large,salés,sucrés,exotiques,régionaux
- L’Horeca de façon générale,l’exploitation de tous snacks,cafés,bars,brasseries,hôtels,restaurants,tavernes et buffets
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the addresses
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21904B0440/00Y003 | Brussels | 3,512 m² | 1 · 2,814 m² | 23.0 m · 2 |
| 25069A0763/00H002 | Wallonia | 129 m² | 1 · 76 m² | 9.8 m · 3 |