Turnover
≈ €15,000 estimated
The micro format states no turnover.
HARMONY TOUCH
Lifetime
1 annual account with figurespeak €3,193 (2025)
€3,193
peak €3,156 (2025)
€3,156
peak €8,156 (2025)
€8,156
-not published
Board1 name since 2025
1 directorRODRIGUES BRAZ Neidilene
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Registered office moved from Schaerbeek to Hélécine 04-12Incorporation 12-021 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€5,000 100 shares
Position in the sector
100.0%
Higher solvency than 95% of companies in personal services. Sector median 26.9% · 5,754 companies.
2025 accounts filed 31 days after the deadline
Checked score
54
Fair
Financially stronger than 66% of micro companies in personal services (NACE 96)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 7,626 companies (NACE 96, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2026: 3.6%
04-2026: 3.6%● unchanged vs 03-2026
05-2026: 3.7%▲ +0.1 percentage points vs 04-2026
06-2026: 4.2%▲ +0.5 percentage points vs 05-2026
07-2026: 4.2%● unchanged vs 06-2026
08-2026: 4.6%▲ +0.4 percentage points vs 07-2026highest value
09-2026: 2.2%▼ -2.4 percentage points vs 08-2026lowest value
10-2026: 2.2%● unchanged vs 09-2026
11-2026: 2.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2025
Size: total assets €8,156
1 change of registered office in 24 months
lowers risk
Figures for financial year 2025 (filed on 01-09-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 93% of them on solvency, 11% on liquidity and 93% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as HARMONY TOUCH has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
The bankruptcy probability of HARMONY TOUCH itself is higher: 2.2% within 12 months. It rests on far more data about HARMONY TOUCH than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for HARMONY TOUCH. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
31 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1019820386
Registered office moved from Schaerbeek to Hélécine
New registered office: Rue Saint-Job 27, 1357 Hélécine · Previous registered office: Chaussée de Louvain 467, 1030 Schaerbeek · General meeting of 01-11-2025 · Gazette deed
Incorporation
Founding capital of €5,000, 100 shares · Founder: RODRIGUES BRAZ Neidilene · Appointment: RODRIGUES BRAZ Neidilene (director) · published on 12-02-2025 · Gazette deed
First establishment
Leuvensesteenweg 467, Schaerbeek
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| HARMONY TOUCH Hélécine | €8,156 | €3,193 | 100.0% | - |
| SAMEN VERDER GROEIEN Turnhout | €7,310 | €2,939 | 46.0% | - |
| D&S Worx Wuustwezel | €8,700 | €5,308 | 95.0% | - |
| Kenon Antwerp | €9,565 | €4,099 | 46.1% | - |
| ImagiForm Tournai | €7,893 | €1,343 | 26.4% | - |
| MADI FIT Molenbeek-Saint-Jean | €12,478 | €8,010 | 49.3% | - |
| La Doyenne Coaching Gingelom | €16,504 | €4,551 | 50.9% | - |
These companies have the same main activity as HARMONY TOUCH: other personal services (NACE 96999). They are comparable in size and age: total assets between €7,310 and €16,500, founded between 2023 and 2025.
Official details
Source: KBO- Status
- Active since 10-02-2025Normal situation
- Activity
- Other personal servicesNACE 96999and 1 other
- Establishment unit
- 2.370.314.8631030 Schaerbeek, since 10-02-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 06-01-2026
Insights on HARMONY TOUCH
The computed 12-month bankruptcy probability of HARMONY TOUCH is 2.2% (moderate). The 2025 annual accounts show equity of €8,156 and a net result of €3,156.
Its solvency ranks better than 95% of 5,754 sector peers (NACE 96, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about HARMONY TOUCH
- What is the company number of HARMONY TOUCH?
- The company number of HARMONY TOUCH is 1019.820.386. The VAT number is the same number with BE in front: BE 1019.820.386.
- Where is HARMONY TOUCH based?
- The registered office is at Rue Saint-Job, Neerh. 27, 1357 Hélécine.Company details
- What does HARMONY TOUCH do?
- According to the KBO register, the main activity is other personal services (NACE 96999).
- What is the legal form of HARMONY TOUCH?
- HARMONY TOUCH is a private limited company (BV).
- When was HARMONY TOUCH founded?
- HARMONY TOUCH was founded on 10-02-2025.
- Is HARMONY TOUCH still active?
- Yes, HARMONY TOUCH is an active enterprise in the KBO register.
- What is the turnover of HARMONY TOUCH?
- The turnover in financial year 2025 is ≈ €15,000. This figure is estimated from the gross margin of €3,193 and 33 comparable companies (NACE 969). It probably lies between €7,100 and €40,000. It is a rough estimate.Financials
- Is HARMONY TOUCH profitable?
- In financial year 2025, HARMONY TOUCH made a profit of €3,156.
- Where can I find the annual accounts of HARMONY TOUCH?
- HARMONY TOUCH filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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