HARMONIES
The computed 12-month bankruptcy probability of HARMONIES is 0.4% (very low). The 2025 annual accounts show equity of €371k and a net result of €9k. Equity remains stable across the filed fiscal years (±2.1% per year). The company has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €371k |
| Net result | €9k |
| Staff (FTE) | 1.8 |
| Active | 43 yrs |
Strong profile, led by stability.
Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil–Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Fiscal year | 2025 |
|---|---|
| Revenue | — |
| EBITDA | €43k |
| Net profit | €9k |
| Cash flow | €26k |
| Staff costs | €76k |
| Income taxes | €10k |
| Dividends | — |
| Total assets | €745k |
| Equity | €371k |
| Debt | €375k |
| of which ≤ 1y | €51k |
| of which > 1y | €272k |
| Working capital | €342k |
| Employees (FTE) | 1.8 |
| 2025 | |
|---|---|
| Current ratio | 7.73 |
| Quick ratio | 3.18 |
| Working capital ratio | 45.9% |
| Solvency | 49.7% |
| Debt / equity | 1.01 |
| Long-term debt ratio | 0.73 |
| Interest coverage | 3.37 |
| Gross margin | — |
| Net margin | — |
| ROA | 1.2% |
| ROE | 2.5% |
| EBITDA margin | — |
| Days sales outstanding | — |
| Days payable outstanding | — |
| Inventory turnover | — |
| Days inventory (DSI) | — |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet — Assets | ||
| TOTAL ASSETS | 20/58 | €745k |
| Fixed assets | 21/28 | €353k |
| Intangible fixed assets | 21 | €2k |
| Tangible fixed assets | 22/27 | €350k |
| Current assets | 29/58 | €393k |
| Stocks & contracts in progress | 3 | €231k |
| Amounts receivable within one year | 40/41 | €34k |
| Cash & bank | 54/58 | €118k |
| Balance sheet — Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €745k |
| Equity | 10/15 | €371k |
| Contributions / capital | 10/11 | €25k |
| Reserves | 13 | €346k |
| Amounts payable | 17/49 | €375k |
| Amounts payable after one year | 17 | €272k |
| Amounts payable within one year | 42/48 | €51k |
| Trade debts payable within one year | 44 | €24k |
| Income statement | ||
| Gross operating margin | 9900 | €120k |
| Operating result | 9901 | €26k |
| Financial income | 75 | €6k |
| Financial charges | 65 | €13k |
| Result before taxes | 9903 | €19k |
| Income taxes | 67/77 | €10k |
| Net result for the period | 9904 | €9k |
| Result to be appropriated | 9905 | €9k |
| NACE primary | Retail trade(47552) |
| Legal form | Private limited company(610) |
| Incorporation | 06-09-1982 |
| Status | Active |
| Postal code | 1310 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25050B0403/00B002 | Wallonia | 501 m² | 1 · 263 m² | — |
| 25050B0403/00C002 | Wallonia | 137 m² | 1 · 60 m² | — |
A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
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| Legal nameFR | HARMONIES |