HARIBA
ActiveSummary
HARIBA has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €34k and a net result of €12k. Equity is growing by ~63.1% per year across the filed fiscal years. Its solvency ranks better than 10% of 19908 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability73▲+1
Solvency34▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.01 against 0.01 in 2023; short-term debt: 20.4% and cash: 4.2% of total assets), and 90.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
9.1%
Return on assets
3.3%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 19908 sector peers (2024).
NBB · sector comparisonPosition among 19908 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
33 d early
2022
31 d early
2021
37 d early
2020
36 d early
2019
35 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€34k▲ 56.9%
2023 · €22k
2018: €-25k
2019: €-11k
2020: €7k
2021: €14k
2022: €14k
2023: €22k
2018 → 2024
Total assets
€378k▲ 17.9%
2023 · €320k
2018: €412k
2019: €393k
2020: €380k
2021: €358k
2022: €341k
2023: €320k
2018 → 2024
Net result
€12k▲ 53.3%
2023 · €8k
2018: €13k
2019: €14k
2020: €19k
2021: €7k
2022: €-753
2023: €8k
2018 → 2024
Working capital
€677
2023 · €-144k
2018: €-95k
2019: €-98k
2020: €-95k
2021: €-106k
2022: €-132k
2023: €-144k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€7k-€14k▲ 95.1%€14k▼ 5.2%€22k▲ 59.0%€34k▲ 56.9%
Operating result€29k-€17k▼ 40.2%€11k▼ 39.7%€13k▲ 20.9%€22k▲ 72.7%
Net result€19k-€7k▼ 62.6%€-753€8k€12k▲ 53.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 73% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €378k
Fixed assets
€300k ▼ 5.9%
Current assets
€78k ▲ 5,389%
Equity and liabilities €378k
Equity
€34k ▲ 56.9%
Debt
€344k ▲ 15.1%
Debt's share of the balance-sheet total falls from 93.2% to 90.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€41k▲
2023 · €32k
Cash flow
€31k▲
2023 · €27k
Current ratio
1.01▲
2023 · 0.01
Debt to equity
10.05▼
2023 · 13.70
ROE
36.3%▼
2023 · 37.1%
ROA
3.3%▲
2023 · 2.5%
Interest coverage
8.40▼
2023 · 17.72
Debt ≤ 1 year
€77k▼
2023 · €145k
Debt > 1 year
€266k▲
2023 · €153k
Income taxes
€5k▲
2023 · €3k
Staff costs
€26k▲
2023 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 41 lines
Balance sheet
Code20232024
Assets
Total assets20/58€320k€378k▲
Fixed assets21/28€319k€300k▼
Tangible fixed assets22/27€319k€300k▼
Land and buildings22€252k€244k▼
Plant, machinery and equipment23€67k€56k▼
Furniture and vehicles24€63-
Current assets29/58€1k€78k▲
Amounts receivable within one year40/41-€62k
Trade receivables40-€62k
Cash at bank and in hand54/58€1k€16k▲
Deferred charges and accrued income490/1€349€362▲
Equity and liabilities
Total equity and liabilities10/49€320k€378k▲
Equity10/15€22k€34k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€16k€28k▲
Amounts payable17/49€299k€344k▲
Amounts payable after more than one year17€153k€266k▲
Financial debts170/4€153k€120k▼
Other amounts payable178/9-€146k
Amounts payable within one year42/48€145k€77k▼
Current portion of amounts payable after more than one year42€41k€35k▼
Trade debts44€1k€4k▲
Suppliers440/4€1k€4k▲
Taxes, remuneration and social security45€7k€9k▲
Taxes450/3€3k€5k▲
Remuneration and social security454/9€4k€4k▲
Other amounts payable47/48€97k€30k▼
Accrued charges and deferred income492/3€395€335▼
Income statement
Code20232024
Remuneration, social security and pensions62€26k€26k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€60k€70k▲
Operating profit (loss)9901€13k€22k▲
Financial charges65/66B€2k€5k▲
Recurring financial charges65€2k€5k▲
Profit (loss) for the period before taxes9903€11k€17k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€8k€12k▲
Profit (loss) for the period to be appropriated9905€8k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€28k▲
Profit (loss) brought forward from the previous period14P€8k€16k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 104current ratio 1.01
Current ratio from 0.01 to 1.01; short-term debt falls from €145k to €77k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-753 ▼111%
Net result drops to €-753, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €19k ▲34.3%
Operating result €29k, net result €19k, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
24-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Frélaan 2191180 UkkelGround area
497 m²
Building footprint
331 m²
Volume, LiDAR
3,730 m³
Parcel 21618B0337/00N006, Brussels · tallest building 15.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
HARIBA
since 20152.239.545.797
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21618B0337/00N006 | Brussels | 497 m² | 1 · 331 m² | 15.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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MOUDICO
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Of 16,627 companies in sector 86220 we hold annual accounts for 7,974. 4,297 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-01-2015
Fiscal year end31-12
Activities, NACEBEL 2025
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.