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Complete company report
Generated 12-08-2026
Active BE 0558.888.462Private limited company (pre-2019)Open bankruptcy

HAR & GIN

Herenlaakweg 64 ·3680 Maaseik, Belgium· 12 yrs active
Sector: Cafés en bars (56301)
Conclusion Checked

A bankruptcy procedure is open for HAR & GIN according to publications in the Belgian State Gazette. The 2023 annual accounts show equity of €13k and a net result of €90k.

Based on the State Gazette, CBE and 5 annual accounts.
Key figures
Equity €13k
Net result €90k
Better than sector 86%
Active 12 yrs
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health24Profitability100Solvency91Growth78Stability0
59 / 100

Mixed profile: strong on profitability, weaker on stability.

All 5 axes are computed from data Checked has read.

Health 24
Profitability 100
Solvency 91
Growth 78
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
50 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
Trust signals 2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2023 · computed
24 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview8 NBB filings
Annual accounts filed on 29-02-2024 with the NBB · fiscal year 2023 · micro
€-50k€0€50k€100kOperating result 2019: €4k€4kNet result 2019: €-7k€-7kOperating result 2020: €-14k€-14kNet result 2020: €-22k€-22kOperating result 2021: €-24k€-24kNet result 2021: €-46k€-46kOperating result 2022: €-36k€-36kNet result 2022: €-37k€-37kOperating result 2023: €92k€92kNet result 2023: €90k€90k20192020202120222023
Operating resultNet result
Sector comparison
Fiscal year 2023 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 61.7% 16.7%
better than 86% of 4791 sector peers
Net result €90k €2k
better than 95% of 4780 sector peers
Equity €13k €11k
better than 52% of 4805 sector peers
Gross operating margin €105k €42k
better than 72% of 4763 sector peers
Staff costs €10k €47k
higher than 20% of 3406 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€93k
- 19-23
Net profit
€90k
- 19-23
Cash flow
€92k
- 19-23
Total assets
€21k
-21.8% 19-23
Equity
€13k
- 19-23
Working capital
€5k
- 19-23
Employees (FTE)
1
-41.7% 19-23
Staff costs
€10k
+305.6% 19-23
Income taxes
€172
+57.1% 19-23
Debt
€8k
-92.3% 19-23
Debt ≤ 1y
€8k
-92.3% 19-23
Current ratio
1.65
+622.0% 19-23
Quick ratio
1.32
+549.1% 19-23
Solvency
61.7%
- 19-23
Debt / equity
0.62
- 19-23
ROE
696.8%
+1354.3% 19-23
ROA
430.0%
- 19-23
Interest coverage
52.29
- 19-23
Figures by fiscal year
Fiscal year2023
Depositmicro
Revenue-
EBITDA€93k
Net profit€90k
Cash flow€92k
Staff costs€10k
Income taxes-
Dividends-
Total assets€21k
Equity€13k
Debt€8k
of which ≤ 1y€8k
of which > 1y-
Working capital€5k
Employees (FTE)-
Ratios (computed)
2023
Current ratio1.65
Quick ratio1.32
Working capital ratio25.0%
Solvency61.7%
Debt / equity0.62
Long-term debt ratio-
Interest coverage52.29
Gross margin-
Net margin-
ROA430.0%
ROE696.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€21k
Fixed assets 21/28€8k
Tangible fixed assets 22/27€8k
Current assets 29/58€13k
Stocks & contracts in progress 3€3k
Amounts receivable within one year 40/41€1k
Cash & bank 54/58€9k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€21k
Equity 10/15€13k
Contributions / capital 10/11€6k
Accumulated profits (losses) 14€7k
Amounts payable 17/49€8k
Amounts payable within one year 42/48€8k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€105k
Operating result 9901€92k
Financial income 75€2
Financial charges 65€2k
Result before taxes 9903€90k
Net result for the period 9904€90k
Result to be appropriated 9905€90k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 3 directors
Current directors & mandates
  • Henderikus Immink
    Director
    State Gazette act 24060447 (12-04-2024)
    Current
    01-09-2023 → present
  • Sirinapha Chuenchom
    Director
    State Gazette act 24060447 (12-04-2024)
    Current
    01-09-2023 → present
Former directors (1)
  • Hendrik Katoele
    Director
    State Gazette act 24060447 (12-04-2024)
    Former
    - → 31-08-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Directors & mandates2 persons
Role Name Tenure Source
Curator CHRISTOPHE HERMANS
ELISABETHWAL 4 BUS 2, 3700 TONGEREN
 12-12-2024 → present Belgian State Gazette
Curator PIETER WIRIX
ELISABETHWAL 4 BUS 2, 3700 TONGEREN-
 12-12-2024 → present Belgian State Gazette
Legal Structure
NACE primary Cafés en bars(56301)
Legal form Private limited company (pre-2019)(015)
Incorporation04-08-2014
StatusActive
Postal code3680
First BS signal 27-12-2024
Latest BS signal 27-12-2024
Establishment units 1 location
HAR & GIN
Herenlaakweg 64, 3680 MaaseikEetgelegenheden met beperkte bediening
since 20142.233.501.412
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72021B0688/00S000indicative Flanders 1,172 m² - -
Methodology
via registered seat: 1
0 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 10 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024
27-12-2024
Bankruptcy Opening
Ondernemingsrechtbank Antwerpen, afdeling Hasselt · HAR & GIN BV HEREN- LAAKWEG 64, 3680 MAASEIK · event 12-12-2024
12-04-2024
State Gazette act Director changes
29-02-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
31-01-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
03-02-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
23-02-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
13-02-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
23-01-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
09-01-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2016
23-12-2016
NBB filing Annual accounts filed
fiscal year 2016 · verkort
Lifecycle & Insolvency Signals 1 events
27-12-2024
Bankruptcy Opening
Date: 12-12-2024 · Ondernemingsrechtbank Antwerpen, afdeling Hasselt · HAR & GIN BV HEREN- LAAKWEG 64, 3680 MAASEIK · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262024-12-27 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2024
12-04-2024 2 directors appointed, 1 resigning Director changes
  • Henderikus Immink, Bestuurder
  • Sirinapha Chuenchom, Bestuurder
  • Hendrik Katoele, Bestuurder
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  "act_meta": {
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    "pub_date": "2024-04-12",
    "filing_date": "2023-08-31",
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  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2023-08-31",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0558.888.462",
    "name_full": "HAR \u0026 GIN",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": "0451.657.041",
    "org_name": "Moore Finance \u0026 Tax BV",
    "person_name": null,
    "org_rep_person_name": "Elien Baekelmans",
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Cafés en bars56301Cafés en bars56301
Primary activity highlighted.
Names & trade names
Legal nameNL HAR & GIN
Registered office
Herenlaakweg 64
3680 Maaseik, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative