HAPPYBIZZ
ActiveHAPPYBIZZ has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €244k and a net result of €-6k. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 79% of 37960 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability16▲+6
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 5.55 against 5.67 in 2023; short-term debt: 17.1% and cash: 0% of total assets), and 17.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
82.9%
Return on assets
-2.1%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-6k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-08-2025, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
13 d late
2023
68 d late
2022
72 d late
2021
31 d late
2020
31 d late
2019
30 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€244k▼ 2.5%
2023 · €250k
2018: €166k
2019: €169k
2020: €182k
2021: €222k
2022: €271k
2023: €250k
2018 → 2024
Total assets
€294k▼ 2.0%
2023 · €300k
2018: €207k
2019: €207k
2020: €270k
2021: €271k
2022: €328k
2023: €300k
2018 → 2024
Net result
€-6k▲ 70.5%
2023 · €-21k
2018: €24k
2019: €4k
2020: €30k
2021: €40k
2022: €50k
2023: €-21k
2018 → 2024
Working capital
€229k▼ 2.2%
2023 · €234k
2018: €151k
2019: €162k
2020: €181k
2021: €219k
2022: €263k
2023: €234k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€182k-€222k▲ 22.0%€271k▲ 22.3%€250k▼ 7.9%€244k▼ 2.5%
Operating result€40k-€54k▲ 32.9%€71k▲ 32.1%€-26k€-12k▲ 53.5%
Net result€30k-€40k▲ 34.6%€50k▲ 24.1%€-21k€-6k▲ 70.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €12k in 2024 against €26k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €294k
Fixed assets
€15k▼ 6.7%
Current assets
€279k▼ 1.8%
Equity and liabilities €294k
Equity
€244k▼ 2.5%
Debt
€50k▲ 0.4%
The debt ratio rises from 16.7% to 17.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-8k▲
2023 · €-23k
Cash flow
€-2k▲
2023 · €-19k
Solvency
82.9%▼
2023 · 83.3%
Current ratio
5.55▼
2023 · 5.67
Quick ratio
5.55▼
2023 · 5.67
Debt / equity
0.21▲
2023 · 0.20
ROE
-2.6%▲
2023 · -8.5%
ROA
-2.1%▲
2023 · -7.1%
Interest coverage
-5.75▲
2023 · -16.03
Debt
€50k▲
2023 · €50k
Debt ≤ 1 year
€50k▲
2023 · €50k
Income taxes
€140▲
2023 · €132
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€300k€294k▼
Fixed assets21/28€16k€15k▼
Intangible fixed assets21€7k€5k▼
Tangible fixed assets22/27€3k€4k▲
Furniture and vehicles24€3k€4k▲
Financial fixed assets28€6k€6k=
Current assets29/58€284k€279k▼
Amounts receivable after more than one year29€185k€185k=
Other amounts receivable291€185k€185k=
Amounts receivable within one year40/41€98k€94k▼
Trade receivables40€15k€14k▼
Other amounts receivable41€83k€80k▼
Cash at bank and in hand54/58€1k€0▼
Deferred charges and accrued income490/1€327€253▼
Equity and liabilities
Total equity and liabilities10/49€300k€294k▼
Equity10/15€250k€244k▼
Contributions10/11€6k€6k=
Reserves13€131k€131k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€129k€129k=
Profit (loss) carried forward14€113k€106k▼
Amounts payable17/49€50k€50k▲
Amounts payable within one year42/48€50k€50k▲
Financial debts43€3k€1k▼
Credit institutions430/8€3k€1k▼
Trade debts44€4k€1k▼
Suppliers440/4€4k€1k▼
Taxes, remuneration and social security45€8k€12k▲
Taxes450/3€8k€12k▲
Other amounts payable47/48€35k€35k=
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€-22k€-7k▲
Operating profit (loss)9901€-26k€-12k▲
Financial income75/76B€6k€7k▲
Recurring financial income75€6k€7k▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€-21k€-6k▲
Income taxes67/77€132€140▲
Profit (loss) for the period9904€-21k€-6k▲
Profit (loss) for the period to be appropriated9905€-21k€-6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€113k€106k▼
Profit (loss) brought forward from the previous period14P€134k€113k▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
31-12
Financial
Weakest financial yearnet €-21k ▼143%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
11-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 72 days late
2022
31-12
Financial
Highest result since 2018net €50k ▲24.1%
Operating result €71k, net result €50k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Equity above €200kEq €222k ▲22%
4 profitable years in a row build equity to €222k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
23-05
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Floréallaan 401180 UkkelGround area
240 m²
Building footprint
87 m²
Volume, LiDAR
865 m³
Parcel 21016B0098/00Y000, Brussels · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
HappyBizz
since 20082.172.717.351
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21016B0098/00Y000 | Brussels | 240 m² | 1 · 87 m² | 14.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CHRIPLAN
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Loreley
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 39,023 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-07-2008
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62020IT consultancy
62200Computer consultancy and computer facilities management
70210Activities of head offices; management consultancy activities
73110Advertising agencies
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.