FLEX HOME
ActiveSummary
FLEX HOME has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-46k) and a net result of €12k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability65▼-10
Solvency13▲+2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.22 against 0.32 in 2024; short-term debt: 53.9% and cash: 0.9% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-12.5%
Return on assets
3.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 31791 sector peers (2025).
NBB · sector comparisonPosition among 31791 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
15 d early
2023
2 d early
2022
6 d early
2021
130 d late
2020
1 d early
2019
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€12k▼ 39.0%
2024 · €20k
Working capital
€-154k▼ 5.3%
2024 · €-147k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-15k€13k€-23k€30k€23k▼ 22.4%
Net result€-27k▼ 9,190%€4k€-56k€20k€12k▼ 39.0%
Equity€-25k€-22k▲ 14.5%€-78k▼ 261%€-58k▲ 25.3%€-46k▲ 20.6%
Total assets€511k▼ 7.9%€444k▼ 13.1%€411k▼ 7.5%€401k▼ 2.4%€369k▼ 8.1%
Debt€536k▼ 3.0%€466k▼ 13.2%€489k▲ 4.9%€459k▼ 6.0%€415k▼ 9.7%
Working capital€-67k▼ 109%€-61k▲ 8.5%€-163k▼ 167%€-147k▲ 10.0%€-154k▼ 5.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 22% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €369k
Fixed assets
€324k ▼ 2.3%
Current assets
€44k ▼ 35.9%
Key figures and ratios
EBITDA
€39k▼
2024 · €55k
Cash flow
€28k▼
2024 · €44k
Solvency
-12.5%▲
2024 · -14.5%
Current ratio
0.22▼
2024 · 0.32
Debt to equity
-9.00▼
2024 · -7.91
ROA
3.2%▼
2024 · 4.9%
Interest coverage
5.07▼
2024 · 6.36
Debt ≤ 1 year
€199k▼
2024 · €216k
Debt > 1 year
€214k▼
2024 · €241k
Income taxes
€4k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €5k | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €30k | €28k | €26k | €25k | €16k | ▼ 35.0% |
| Other operating charges640/8 | €348 | €348 | €4k | €4k | €6k | ▲ 29.9% |
| Non-recurring operating charges66A | - | - | €35k | - | - | - |
| Gross operating margin9900 | €15k | €41k | €42k | €59k | €45k | ▼ 23.8% |
| Operating profit (loss)9901 | €-15k | €13k | €-23k | €30k | €23k | ▼ 22.4% |
| Financial income75/76B | - | - | €2k | - | €124 | - |
| Recurring financial income75 | - | - | €2k | - | €124 | - |
| Financial charges65/66B | €12k | €10k | €35k | €9k | €8k | ▼ 9.7% |
| Recurring financial charges65 | €12k | €10k | €9k | €9k | €8k | ▼ 9.7% |
| Non-recurring financial charges66B | - | - | €26k | - | - | - |
| Profit (loss) for the period before taxes9903 | €-27k | €4k | €-56k | €21k | €16k | ▼ 26.9% |
| Income taxes67/77 | €18 | - | - | €2k | €4k | ▲ 101% |
| Profit (loss) for the period9904 | €-27k | €4k | €-56k | €20k | €12k | ▼ 39.0% |
| Profit (loss) for the period to be appropriated9905 | €-27k | €4k | €-56k | €20k | €12k | ▼ 39.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €511k | €444k | €411k | €401k | €369k | ▼ 8.1% |
| Fixed assets21/28 | €367k | €339k | €357k | €332k | €324k | ▼ 2.3% |
| Tangible fixed assets22/27 | €362k | €334k | €352k | €327k | €319k | ▼ 2.3% |
| Land and buildings22 | €331k | €312k | €336k | €320k | €312k | ▼ 2.6% |
| Plant, machinery and equipment23 | €390 | €260 | €2k | €1k | €2k | ▲ 44.4% |
| Other tangible fixed assets26 | €31k | €23k | €14k | €6k | €6k | = |
| Financial fixed assets28 | €5k | €5k | €5k | €5k | €5k | = |
| Current assets29/58 | €144k | €105k | €54k | €69k | €44k | ▼ 35.9% |
| Amounts receivable within one year40/41 | €140k | €100k | €49k | €62k | €38k | ▼ 39.8% |
| Trade receivables40 | €134k | €95k | €44k | €62k | €37k | ▼ 41.3% |
| Other amounts receivable41 | €6k | €5k | €5k | - | €957 | - |
| Current investments50/53 | €2k | €2k | €2k | €2k | €2k | = |
| Cash at bank and in hand54/58 | €1k | €2k | €2k | €4k | €3k | ▼ 11.0% |
| Deferred charges and accrued income490/1 | €1k | €933 | €1k | €1k | €1k | ▲ 37.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €511k | €444k | €411k | €401k | €369k | ▼ 8.1% |
| Equity10/15 | €-25k | €-22k | €-78k | €-58k | €-46k | ▲ 20.6% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €-33k | €-30k | €-86k | €-66k | €-54k | ▲ 18.1% |
| Amounts payable17/49 | €536k | €466k | €489k | €459k | €415k | ▼ 9.7% |
| Amounts payable after more than one year17 | €326k | €298k | €270k | €241k | €214k | ▼ 11.2% |
| Financial debts170/4 | €326k | €298k | €270k | €241k | €214k | ▼ 11.2% |
| Amounts payable within one year42/48 | €211k | €166k | €217k | €216k | €199k | ▼ 7.9% |
| Current portion of amounts payable after more than one year42 | €27k | €28k | €28k | €29k | €27k | ▼ 5.1% |
| Trade debts44 | €65k | €14k | €15k | €34k | €3k | ▼ 92.1% |
| Suppliers440/4 | €65k | €14k | €15k | €34k | €3k | ▼ 92.1% |
| Advances received on contracts in progress46 | €8k | €8k | €8k | €8k | €1k | ▼ 87.1% |
| Taxes, remuneration and social security45 | €31k | €28k | €5k | €4k | €45k | ▲ 1,141% |
| Taxes450/3 | €6k | €10k | €2k | €4k | €22k | ▲ 513% |
| Remuneration and social security454/9 | €25k | €19k | €2k | - | €23k | - |
| Other amounts payable47/48 | €80k | €88k | €161k | €142k | €123k | ▼ 13.3% |
| Accrued charges and deferred income492/3 | - | €2k | €2k | €2k | €2k | ▼ 9.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-27k | €4k | €-56k | €20k | €12k | ▼ 39.0% |
| + Depreciation and write-downs630 | €30k | €28k | €26k | €25k | €16k | ▼ 35.0% |
| Operating cash flow (approximation) | €3k | €31k | €-30k | €44k | €28k | ▼ 36.8% |
| Investment in fixed assets (approximation) | - | €0 | €-44k | €597 | €-8k | ▼ 1,515% |
| Change in cash | - | €606 | €4 | €2k | €-402 | ▼ 120% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-56k
Net result drops to €-56k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
08-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 130 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2009
Ground area
78 m²
Building footprint
78 m²
Volume, LiDAR
1,195 m³
Parcel 21806F0233/00K000, Brussels · tallest building 19.6 m, ±6 floors. Linked by address, not a title deed.
64
companies at this address
See who is registered here
1 establishment unit
Flex Home
since 20092.252.498.267
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21806F0233/00K000 | Brussels | 78 m² | 1 · 78 m² | 19.6 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 7,243 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded22-10-2008
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68310Real estate agency activities
73300Public relations and communication consultancy
Contact
E-mail
stephan@themug.beBrussel
Phone
0470/108 412Brussel
Scores and ratios are computed by Checked and are not a credit decision.