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Complete company report
Generated 11-07-2026
Active BE 0672.930.966Private limited company

HAPOC

Veurestraat 48 ·9051 Gent, Belgium· 9 yrs active
Sector: Financial services (64210)
Conclusion Checked

HAPOC is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 9 yrs
Locations 1
Publications 2
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2017, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview8 NBB filings
Financials being processed
NBB has 8 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 verkort 26-08-2025 2025-00405643
31-12-2023 verkort 05-03-2024 2024-00039338
31-12-2022 verkort 28-03-2023 2023-00046863
31-12-2021 verkort 19-05-2022 2022-20032401
31-12-2020 verkort 11-03-2021 2021-07400281
31-12-2019 verkort 23-07-2020 2020-32900506
31-12-2018 verkort 24-04-2019 2019-10500425
31-12-2017 verkort 22-08-2018 2018-48400289
Legal Structure
NACE primary Financial services(64210)
Legal form Private limited company(610)
Incorporation22-03-2017
StatusActive
Postal code9051
Establishment units 1 location
Hapoc
Veurestraat 48, 9051 GentManagementsactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.
since 20172.262.957.045
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44002B0148/00Z000 Flanders 2,569 m² 1 · 254 m² 9.6 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 10 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
26-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
05-03-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
28-03-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
22-03-2023
State Gazette act Director changes
Thomas Dusselier
2022
09-08-2022
State Gazette act Registered-office change
HAРОС
19-05-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
11-03-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
23-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
24-04-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
22-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
Belgisch Staatsblad, acts 2 acts
Address history · 1
09-08-2022
Registered-office move
All acts · 2 updated 3 years ago
2023
22-03-2023 COSAERT Pieter appointed as director Director changes·Thomas Dusselier
  • COSAERT Pieter, Bestuurder
Notary: Thomas Dusselier · Knokke-Heist
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "COSAERT Pieter",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": "statutair",
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_pending",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "COSAERT Pieter",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": "pending_next_agm",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "Thomas Dusselier",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Knokke-Heist",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-03-22",
    "filing_date": "2023-03-20",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-03-17",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-03-17",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-03-17",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-03-17",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-03-17",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-03-17",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-03-17",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0672.930.966",
    "name_full": "Hapoc",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Thomas Dusselier",
    "org_rep_person_name": null,
    "person_role_at_subject": "notaris"
  },
  "co_filed_documents": [
    "expeditie van de akte",
    "gecoordineerde statuten"
  ],
  "corrected_publication_numac": null
}
2022
09-08-2022 Registered office moved from Deurle to Afsnee Registered-office change·HAРОС
  • Philips de Denterghemlaan 51, 9831 Deurle → Veurestraaat 48, 9051 Afsnee (Gent)
Notary: HAРОС · Gent
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Veurestraaat 48, 9051 Afsnee (Gent)",
        "city": "Afsnee",
        "region": "vlaams_gewest",
        "street": "Veurestraaat",
        "country": "BE",
        "postcode": "9051",
        "box_number": null,
        "street_number": "48",
        "locality_suffix": "(Gent)"
      },
      "old_address": {
        "raw": "Philips de Denterghemlaan 51, 9831 Deurle",
        "city": "Deurle",
        "region": "vlaams_gewest",
        "street": "Philips de Denterghemlaan",
        "country": "BE",
        "postcode": "9831",
        "box_number": null,
        "street_number": "51",
        "locality_suffix": null
      },
      "effective_date": null,
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "not_specified",
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": "HA\u0420\u041E\u0421",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Gent",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2022-07-27",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "raad_van_bestuur",
    "date": "2022-06-02",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0672.930.966",
    "name_full": null,
    "legal_form": "besloten vennootschap",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Cosaert Pieter",
    "org_rep_person_name": null,
    "person_role_at_subject": "bestuurder"
  },
  "co_filed_documents": []
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210
Primary activity highlighted.
Names & trade names
Legal nameNL HAPOC
Registered office
Veurestraat 48
9051 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative