HAPI HOME
ActiveSummary
HAPI HOME has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38,571 and a net result of -€2,733. Its solvency ranks better than 34% of 17,149 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 20-12-2023 Normal situation
- Activity
- Renting and operating of own or leased non-residential real estate, excluding land NACE 68203
- Establishment unit
- 2.356.805.634 6941 Durbuy, since 20-12-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 10-02-2026
Board and ownership
- HAMTIAUX Maxime Vanessa Jean-MarieDirector · since 20-12-2023
- PIÉRARD Dominique Jean Marie GhislainDirector · since 20-12-2023
- PIÉRARD Dominique Jean Marie Ghislain50 sharesdeed of 22-12-2023
- HAMTIAUX Maxime Vanessa Jean-Marie50 sharesdeed of 22-12-2023
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.9%
- Gross margin
- €30,375
- ▲ 4.8%
- Turnover
- ≈ €50,000
- estimated
- Loss
- €2,733
- Equity
- €38,571
- ▼ 6.6%
- Total assets
- €329,683
- ▼ 7.4%
- 2025 accounts filed 31 days after the deadline
Score breakdownraises riskLast filed accounts filed 31 days late; 2 of the last 3 accounts lateLiquidity: current ratio 0.13, cash €3,439, halvedlowers riskSector: Real estate activities (NACE 68)Size: total assets €329,683Show the evidence
Checked score
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 32% of them on solvency, 39% on liquidity, 38% on profitability and 32% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 2 accounts on average 31 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 31 days after the deadline Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00458089.
Annual accounts 2025 filed on 31-08-2026 at the NBB all 2 filings
Every figure per financial year
The operating result for 2025 is 31% lower than in 2024.
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Tangible fixed assets | €361,798 | - |
| Depreciation and write-downs of the year | €17,481 | €21,851 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Turnover70 | €31,200 | - | - |
| Non-recurring operating income76A | €6,000 | - | - |
| Goods, raw materials, services and sundry goods60/61 | €2,208 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €17,481 | €21,851 | ▲ 25.0% |
| Other operating charges640/8 | €2,043 | €2,024 | ▼ 1.0% |
| Gross operating margin9900 | €28,992 | €30,375 | ▲ 4.8% |
| Operating profit (loss)9901 | €9,468 | €6,500 | ▼ 31.3% |
| Financial charges65/66B | €8,165 | €9,233 | ▲ 13.1% |
| Recurring financial charges65 | €8,165 | €9,233 | ▲ 13.1% |
| Profit (loss) for the period before taxes9903 | €1,303 | -€2,733 | - |
| Profit (loss) for the period9904 | €1,303 | -€2,733 | - |
| Profit (loss) for the period to be appropriated9905 | €1,303 | -€2,733 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €356,201 | €329,683 | ▼ 7.4% |
| Fixed assets21/28 | €342,724 | €320,873 | ▼ 6.4% |
| Tangible fixed assets22/27 | €342,724 | €320,873 | ▼ 6.4% |
| Land and buildings22 | €342,724 | €320,873 | ▼ 6.4% |
| Current assets29/58 | €13,476 | €8,810 | ▼ 34.6% |
| Amounts receivable within one year40/41 | €1,694 | €5,370 | ▲ 217% |
| Trade receivables40 | €1,694 | €5,370 | ▲ 217% |
| Cash at bank and in hand54/58 | €11,782 | €3,439 | ▼ 70.8% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €356,201 | €329,683 | ▼ 7.4% |
| Equity10/15 | €41,303 | €38,571 | ▼ 6.6% |
| Contributions10/11 | €40,000 | €40,000 | = |
| Profit (loss) carried forward14 | €1,303 | -€1,429 | - |
| Amounts payable17/49 | €314,897 | €291,112 | ▼ 7.6% |
| Amounts payable after more than one year17 | €236,641 | €222,589 | ▼ 5.9% |
| Financial debts170/4 | €236,641 | €222,589 | ▼ 5.9% |
| Amounts payable within one year42/48 | €78,256 | €68,115 | ▼ 13.0% |
| Current portion of amounts payable after more than one year42 | €13,535 | €14,052 | ▲ 3.8% |
| Trade debts44 | €11,129 | €394 | ▼ 96.5% |
| Suppliers440/4 | €11,129 | €394 | ▼ 96.5% |
| Taxes, remuneration and social security45 | €1,741 | €1,683 | ▼ 3.3% |
| Taxes450/3 | €1,741 | €1,683 | ▼ 3.3% |
| Other amounts payable47/48 | €51,850 | €51,985 | ▲ 0.3% |
| Accrued charges and deferred income492/3 | - | €408 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €1,303 | -€2,733 | - |
| + Depreciation and write-downs630 | €17,481 | €21,851 | ▲ 25.0% |
| Operating cash flow (approximation) | €18,785 | €19,118 | ▲ 1.8% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | -€8,343 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 1,271 companies had the same profile as HAPI HOME has now. Two years later, 93.5% were still going and 4.1% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a small loss
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of HAPI HOME itself: 0.9% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,271 companies, not a prediction for HAPI HOME. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- PIÉRARD Dominique Jean Marie Ghislain 50 shares (50%) · €20,000
- HAMTIAUX Maxime Vanessa Jean-Marie 50 shares (50%) · €20,000
Capital transactions
- 22-12-2023 Incorporation · €40,000 · 100 shares
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| HAMTIAUX Maxime Vanessa Jean-Marie |
|
| PIÉRARD Dominique Jean Marie Ghislain |
|
Network & group
Connections & network
2 connected companiesThe connected companies are in the list below.
Timeline
Deeds, filings and financial milestones
22-12
Gazette deed
IncorporationFounding capital of €40,000, 100 shares · Founders: PIÉRARD Dominique Jean Marie Ghislain and HAMTIAUX Maxime Vanessa Jean-Marie · Appointments: PIÉRARD Dominique Jean Marie Ghislain (director) and HAMTIAUX Maxime Vanessa Jean-Marie (director)7 points ▸
- Registered office clause, Rue de Presseux 33, 6941 Durbuy (Tohogne)
- Director appointment, PIÉRARD Dominique Jean Marie Ghislain (director (not named in the articles))
- Director appointment, HAMTIAUX Maxime Vanessa Jean-Marie (director (not named in the articles))
- Founder, PIÉRARD Dominique Jean Marie Ghislain
- Founder, HAMTIAUX Maxime Vanessa Jean-Marie
- Incorporation, 19-12-2023
- Founding capital, €40,000, 100 shares
- The deed holds 2 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
8 activities
- La location et l'exploitation de biens immobiliers non résidentiels propres ou loués,sauf terrains : bureaux,espaces commerciaux,halls d'exposition,et installations d'entreposage ;
- La location et l'exploitation de biens immobiliers résidentiels propres ou loués,sauf logement sociaux ;
- Les travaux de terrassement : creusement,comblement,nivellement de chantiers de construction,ouverture de tranchées et dérochement ;
- Le déblayage de chantier et les travaux de démolition ;
- La réalisation du gros oeuvre de maisons individuelles et de bâtiments à cellules multiples,ainsi que la mise en place de fondations de ceux-ci ;
- La constitution,la gestion,l’exploitation,la mise en valeur d’un patrimoine immobilier,et pour ce faire,l’aliénation,l’acquisition,la location de tout bien ou droit réel immobilier ;
- L'achat ou la construction de biens immobiliers propres et la réalisation de tous les travaux nécessaires ;
- La constitution,la gestion,l’exploitation,la mise en valeur d’un patrimoine immobilier,en ce compris la prise de participations,sous quelque forme que ce soit,dans toutes sociétés belges ou étrangères,l’acquisition par voie d’achat,de souscription,d’échange ou de toute autre manière,ainsi que l’aliénation par vente,échange,ou de toute autre manière,d’actions,d’obligations,de bons et de valeurs mobilières de toutes espèces ;
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 83050C0217/00D000 | Wallonia | 687 m² | 1 · 118 m² | 9.1 m · 2 |