HAPATTA
ActiveHAPATTA has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €648k and a net result of €117k. Equity is growing by ~24.1% per year across the filed fiscal years. Its solvency ranks better than 67% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-9
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 4.5 against 20.21 in 2024; short-term debt: 21.9% and cash: 15.9% of total assets), and 21.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.1%
Return on assets
14.1%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
22 d early
2023
51 d early
2022
on the day
2021
32 d early
2020
15 d early
2019
73 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€648k▼ 18.8%
2024 · €798k
2018: €25k
2019: €130k
2020: €292k
2021: €441k
2022: €558k
2023: €630k
2024: €798k
2018 → 2025
Total assets
€829k▼ 1.2%
2024 · €839k
2018: €49k
2019: €146k
2020: €301k
2021: €502k
2022: €599k
2023: €677k
2024: €839k
2018 → 2025
Net result
€117k▼ 33.8%
2024 · €177k
2018: €18k
2019: €105k
2020: €164k
2021: €151k
2022: €128k
2023: €73k
2024: €177k
2018 → 2025
Working capital
€635k▼ 18.1%
2024 · €775k
2018: €16k
2019: €125k
2020: €291k
2021: €418k
2022: €537k
2023: €602k
2024: €775k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€441k-€558k▲ 26.4%€630k▲ 12.9%€798k▲ 26.7%€648k▼ 18.8%
Operating result€222k-€186k▼ 15.8%€110k▼ 41.2%€262k▲ 139%€159k▼ 39.2%
Net result€151k-€128k▼ 15.4%€73k▼ 42.5%€177k▲ 142%€117k▼ 33.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 39% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €829k
Fixed assets
€13k▼ 45.5%
Current assets
€816k▲ 0.1%
Equity and liabilities €829k
Equity
€648k▼ 18.8%
Debt
€181k▲ 338%
The debt ratio rises from 4.9% to 21.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€178k▼
2024 · €280k
Cash flow
€135k▼
2024 · €195k
Solvency
78.1%▼
2024 · 95.1%
Current ratio
4.50▼
2024 · 20.21
Quick ratio
4.50▼
2024 · 20.21
Debt / equity
0.28▲
2024 · 0.05
ROE
18.1%▼
2024 · 22.2%
ROA
14.1%▼
2024 · 21.1%
Interest coverage
641.47▼
2024 · 645.57
Debt
€181k▲
2024 · €41k
Debt ≤ 1 year
€181k▲
2024 · €40k
Debt > 1 year
€0▼
2024 · €1k
Income taxes
€56k▼
2024 · €85k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€839k€829k▼
Fixed assets21/28€24k€13k▼
Tangible fixed assets22/27€24k€13k▼
Plant, machinery and equipment23-€5k
Furniture and vehicles24€24k€8k▼
Current assets29/58€815k€816k▲
Amounts receivable within one year40/41€19k€48k▲
Trade receivables40€2k€0▼
Other amounts receivable41€16k€48k▲
Current investments50/53€450k€500k▲
Cash at bank and in hand54/58€281k€132k▼
Deferred charges and accrued income490/1€66k€136k▲
Equity and liabilities
Total equity and liabilities10/49€839k€829k▼
Equity10/15€798k€648k▼
Contributions10/11€6k€6k=
Reserves13€791k€642k▼
Distributable reserves133€791k€642k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€41k€181k▲
Amounts payable after more than one year17€1k€0▼
Financial debts170/4€1k€0▼
Amounts payable within one year42/48€40k€181k▲
Current portion of amounts payable after more than one year42€13k€1k▼
Trade debts44€355€3k▲
Suppliers440/4€355€3k▲
Taxes, remuneration and social security45€25k€15k▼
Taxes450/3€21k€11k▼
Remuneration and social security454/9€4k€4k▼
Other amounts payable47/48€2k€162k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€282k€180k▼
Operating profit (loss)9901€262k€159k▼
Financial income75/76B€1k€14k▲
Recurring financial income75€1k€14k▲
Financial charges65/66B€434€277▼
Recurring financial charges65€434€277▼
Profit (loss) for the period before taxes9903€263k€174k▼
Income taxes67/77€85k€56k▼
Profit (loss) for the period9904€177k€117k▼
Profit (loss) for the period to be appropriated9905€177k€117k▼
Appropriation of the result
Profit (loss) to be appropriated9906€177k€117k▼
Transfer from equity791/2€8k€267k▲
Transfer to equity691/2€176k€117k▼
To other reserves6921€176k€117k▼
Profit to be distributed694/7€9k€267k▲
Return on contributions (dividend)694€9k€267k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €177k ▲142%
Operating result €262k, net result €177k, both a record.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €500kEq €558k ▲26.4%
5 profitable years in a row build equity to €558k.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity quadruplescurrent ratio 33.92
Current ratio from 8.73 to 33.92; short-term debt falls from €16k to €9k.
31-12
Financial
Equity above €200kEq €292k ▲125%
3 profitable years in a row build equity to €292k.
19-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity times 5current ratio 8.73
Current ratio from 1.67 to 8.73; short-term debt falls from €24k to €16k.
31-12
Financial
Equity above €100kEq €130k ▲423%
2 profitable years in a row build equity to €130k.
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beerse · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Houtseweg 1492340 BeerseGround area
782 m²
Building footprint
171 m²
Volume, LiDAR
1,268 m³
Parcel 13004A0227/00T002, Flanders · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Hapatta
since 20022.270.453.561
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13004A0227/00T002 | Flanders | 782 m² | 1 · 171 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Dr M.G. Garrino, Biologie Clinique
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DR.VAN dER BRACHT HANS
BE 0502.620.841
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DOKTER JAN POELMAN
BE 0472.043.174
Gent · Eq €648k
CABINET MEDICAL DU DR LIBOIS
BE 0474.719.087
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DR. C. RABET
BE 0859.789.291
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Of 16,627 companies in sector 86220 we hold annual accounts for 7,974. 6,224 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-01-2002
Fiscal year end31-12
Activities, NACEBEL
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.