Equity
DOKTER P. DE LOECKER paid out €133,300 in dividends. That is 171% of the 2025 profit.
The dashed line is the sector median: < 0.1% across 24,173 companies (NACE 86, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 41% of them on solvency, 17% on liquidity, 25% on profitability and 26% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 20,136 companies had the same profile as DOKTER P. DE LOECKER has now. Each dot stands for 51 companies, two years later.
That fits the bankruptcy probability of DOKTER P. DE LOECKER itself: 0.1% within 12 months.
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,136 companies, not a prediction for DOKTER P. DE LOECKER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is insufficient, with a current ratio of 0.7 (0.76 in 2024), below 1. Short-term debt is 24% and cash 6% of total assets. 48.5% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 6 accounts on average 28 days after the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| DOKTER P. DE LOECKER Antwerp | €0.9m | €181,510 | 51.5% | - |
| DOKTERS LUDO VAN BREUSEGEM & PETRA JANSSENS Schilde | €1.0m | €176,363 | 98.8% | - |
| DR. MIEKE DEVOS Mechelen | €0.9m | €180,352 | 72.9% | - |
| HAPATTA Beerse | €0.8m | €180,052 | 78.1% | - |
| DR JANSEN - DR DE LOOR Kontich | €0.9m | €203,256 | 92.6% | - |
| DR. ANN VERMEIREN Hoogstraten | €0.9m | €190,107 | 96.7% | - |
| DR. DE CLERCK ERIK Rumst | €0.9m | €193,749 | 55.7% | - |
These companies have the same main activity as DOKTER P. DE LOECKER: specialist medical practice (NACE 86220). They are comparable in size and age: total assets between €829,000 and €1m, founded between 2000 and 2006.
DOKTER P. DE LOECKER files the micro format. That format states no turnover. The gross margin rose from €131,697 in 2007 to €181,510 in 2025.
The balance sheet grew most from 2010 to 2012 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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