HAP Bogman
ActiveHAP Bogman has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €24k. Its solvency ranks better than 15% of 16491 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability82
Solvency36
Growth-
Track record67
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.43; short-term debt: 24.6% and cash: 28.6% of total assets), but 88.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.1%
Return on assets
10.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 16491 sector peers (2025).
NBB · sector comparisonPosition among 16491 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€25k
Total assets
€229k
Net result
€24k
Working capital
€80k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €229k
Fixed assets
€92k
Current assets
€137k
Equity and liabilities €229k
Equity
€25k
Debt
€203k
Debt finances 88.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€30k
Cash flow
€25k
Solvency
11.1%
Current ratio
2.43
Quick ratio
2.43
Debt / equity
8.04
ROE
96.0%
ROA
10.6%
Interest coverage
29.62
Debt
€203k
Debt ≤ 1 year
€56k
Debt > 1 year
€147k
Income taxes
€4k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€229k
Fixed assets21/28€92k
Tangible fixed assets22/27€92k
Land and buildings22€92k
Current assets29/58€137k
Amounts receivable within one year40/41€71k
Other amounts receivable41€71k
Cash at bank and in hand54/58€65k
Equity and liabilities
Total equity and liabilities10/49€229k
Equity10/15€25k
Contributions10/11€1k
Profit (loss) carried forward14€24k
Amounts payable17/49€203k
Amounts payable after more than one year17€147k
Financial debts170/4€147k
Amounts payable within one year42/48€56k
Current portion of amounts payable after more than one year42€17k
Trade debts44€36k
Suppliers440/4€36k
Taxes, remuneration and social security45€4k
Taxes450/3€4k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€998
Other operating charges640/8€331
Gross operating margin9900€31k
Operating profit (loss)9901€29k
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€28k
Income taxes67/77€4k
Profit (loss) for the period9904€24k
Profit (loss) for the period to be appropriated9905€24k
Appropriation of the result
Profit (loss) to be appropriated9906€24k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Venneweg 162321 HoogstratenGround area
524 m²
Building footprint
507 m²
Parcel 13020D0395/00S000, Flanders. Linked by address, not a title deed.
1 establishment unit
HAP Bogman
since 20252.378.064.470
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13020D0395/00S000 | Flanders | 524 m² | 1 · 507 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Tekio
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Dr. JVH
BE 0783.807.312
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BE 1009.986.368
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Of 9,120 companies in sector 86210 we hold annual accounts for 6,336. 3,607 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-07-2025
Fiscal year end31-12
Activities, NACEBEL
86210General medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.