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AUDE VO

Active
Private limited company·Activiteiten van huisartspraktijken· 2 yrs active
Avenue de Fontainebleau 7 ·1410 Waterloo, Belgium
KBO/BCE: BE 1007.073.596
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Age2 yrs
Real estate1 parcel · 754 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of AUDE VO is 0.2% (very low). The 2024 annual accounts show equity of €16k and a net result of €12k. Its solvency ranks better than 15% of 6573 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 6573 sector peers (2024).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 27-08-2025 27 d late 2025-00459356

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€12k
Working capital€-14k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 27-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 86, Human health · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 15.6% 66.7%
better than 15% of 6573 sector peers
Net result €12k €46k
better than 20% of 6567 sector peers
Equity €16k €79k
better than 16% of 6573 sector peers
Gross operating margin €30k €78k
better than 21% of 6575 sector peers
Total assets €100k €154k
better than 34% of 6576 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€29k
Net profit€12k
Cash flow€23k
Staff costs-
Income taxes€3k
Dividends-
Total assets€100k
Equity€16k
Debt€84k
of which ≤ 1y€21k
of which > 1y€63k
Working capital€-14k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.33
Quick ratio0.33
Working capital ratio-14.3%
Solvency15.6%
Debt / equity5.40
Long-term debt ratio4.03
Interest coverage11.80
Gross margin-
Net margin-
ROA11.6%
ROE74.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€100k
Fixed assets 21/28€93k
Intangible fixed assets 21€92k
Tangible fixed assets 22/27€941
Current assets 29/58€7k
Amounts receivable within one year 40/41€901
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€100k
Equity 10/15€16k
Contributions / capital 10/11€4k
Accumulated profits (losses) 14€12k
Amounts payable 17/49€84k
Amounts payable after one year 17€63k
Amounts payable within one year 42/48€21k
Trade debts payable within one year 44€6k
Income statement
Gross operating margin 9900€30k
Operating result 9901€18k
Financial income 75€13
Financial charges 65€2k
Result before taxes 9903€15k
Income taxes 67/77€3k
Net result for the period 9904€12k
Result to be appropriated 9905€12k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
43 / 100 Weak
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Avenue de Fontainebleau 71410 Waterloo

Establishment units

1 location
AUDE VO
Avenue de Fontainebleau 7, 1410 WaterlooActiviteiten van huisartspraktijken
since 20242.359.742.457
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area754 m²
Buildings1
Building footprint110 m²
Volume (LiDAR)817 m³
Tallest building9.7 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25763I0875/00E002 Wallonia 754 m² 1 · 110 m² 9.7 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health43Profitability100Solvency10Growth-Stability67
55 / 100

Mixed profile: strong on profitability, weaker on solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 43
Profitability 100
Solvency 10
Growth -
Stability 67

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 2,090 of the 9,096 companies in this sector. 1,353 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van huisartspraktijken86210Activiteiten van medisch specialisten86220
Primary activity highlighted.
Names & trade names
Legal nameFR AUDE VO
Registered office
Avenue de Fontainebleau 7
1410 Waterloo, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.