Active BE 0758.894.346Public limited company

Hanssens

Heerweg 11 ·8400 Oostende, Belgium· 5 yrs active

Sector: Wholesale trade (46389)

Conclusion Checked

The computed 12-month bankruptcy probability of Hanssens is 1.0% (low). The 2024 annual accounts show equity of €6.16M and a net result of €1.65M. Equity is growing by ~39.5% per year across the filed fiscal years. Its solvency ranks better than 56% of 963 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Key figures

Equity	€6.16M
Net result	€1.65M
Staff (FTE)	20.6
Better than sector	56%

Snowflake analysis 5 axes · computed by Checked

86 / 100

Exceptional profile, strong across almost every axis.

Health 89

Profitability 100

Solvency 67

Growth 78

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

1.0% Low

0%0,5%1,5%4%10%≥25%

Young company +Lower-risk legal form −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

More than 3 years active

Founded in 2020, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

89 / 100 Excellent

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Financial overview4 NBB filings

Annual accounts filed on 14-07-2025 with the NBB · fiscal year 2024 · verkort

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~39.5%/year over 4 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 46, Wholesale trade · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	34.1%	27.4%	better than 56% of 963 sector peers
Net result	€1.65M	€24k	better than 95% of 963 sector peers
Equity	€6.16M	€172k	better than 95% of 963 sector peers
Gross operating margin	€4.48M	€174k	better than 95% of 961 sector peers
Staff costs	€1.42M	€166k	higher than 95% of 594 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€3.05M

+76.7% 21-24

Net profit

€1.65M

+134.5% 21-24

Cash flow

€2.15M

+85.2% 21-24

Total assets

€18.07M

+37.0% 21-24

Equity

€6.16M

+36.5% 21-24

Working capital

€6.66M

+17.3% 21-24

Employees (FTE)

21

+28.0% 21-24

Staff costs

€1.42M

+18.8% 21-24

Income taxes

€550k

+128.0% 21-24

Debt

€11.91M

+37.3% 21-24

Debt ≤ 1y

€10.59M

+65.9% 21-24

Debt > 1y

€1.30M

-43.1% 21-24

Current ratio

1.63

-13.8% 21-24

Quick ratio

0.95

-5.3% 21-24

Solvency

34.1%

-0.4% 21-24

Debt / equity

1.93

+0.6% 21-24

ROE

26.7%

+71.8% 21-24

ROA

9.1%

+71.2% 21-24

Interest coverage

6.97

+34.8% 21-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	-
EBITDA	€3.05M
Net profit	€1.65M
Cash flow	€2.15M
Staff costs	€1.42M
Income taxes	€550k
Dividends	-
Total assets	€18.07M
Equity	€6.16M
Debt	€11.91M
of which ≤ 1y	€10.59M
of which > 1y	€1.30M
Working capital	€6.66M
Employees (FTE)	20.6

Ratios (computed)

	2024
Current ratio	1.63
Quick ratio	0.95
Working capital ratio	36.9%
Solvency	34.1%
Debt / equity	1.93
Long-term debt ratio	0.21
Interest coverage	6.97
Gross margin	-
Net margin	-
ROA	9.1%
ROE	26.7%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €822k · 4.6% Current assets €17.25M · 95.5%

Equity & liabilities

Equity €6.16M · 34.1% Debt €11.91M · 65.9%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€18.07M
Fixed assets	21/28	€822k
Intangible fixed assets	21	€30k
Tangible fixed assets	22/27	€792k
Current assets	29/58	€17.25M
Stocks & contracts in progress	3	€7.15M
Amounts receivable within one year	40/41	€9.69M
Cash & bank	54/58	€405k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€18.07M
Equity	10/15	€6.16M
Contributions / capital	10/11	€600k
Reserves	13	€5.56M
Amounts payable	17/49	€11.91M
Amounts payable after one year	17	€1.30M
Amounts payable within one year	42/48	€10.59M
Trade debts payable within one year	44	€4.06M
Income statement
Gross operating margin	9900	€4.48M
Operating result	9901	€2.55M
Financial income	75	€87k
Financial charges	65	€437k
Result before taxes	9903	€2.20M
Income taxes	67/77	€550k
Net result for the period	9904	€1.65M
Result to be appropriated	9905	€888k

You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 1 directors

Current directors & mandates

Herman Hanssens
Director
State Gazette act 22101495 (24-08-2022)

Current
27-05-2022 → present

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Legal Structure

NACE primary	Wholesale trade(46389)
Legal form	Public limited company(014)
Incorporation	30-11-2020
Status	Active
Postal code	8400

Establishment units 1 location

Hanssens Bake & Food

Heerweg 11, 8400 OostendeVervaardiging van bereide meelmengsels voor brood, cake, biscuits, pannekoeken, enz

since 20202.310.501.594

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
35391B0614/00P000	Flanders	2.8 ha	1 · 321 m²	0.1 m

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 8 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

06-05-2026

State Gazette act Director changes

2025

14-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · verkort

2024

24-07-2024

NBB filing Annual accounts filed

fiscal year 2023 · verkort

2023

14-07-2023

NBB filing Annual accounts filed

fiscal year 2022 · verkort

2022

24-08-2022

State Gazette act Director changes

v3.2

28-07-2022

NBB filing Annual accounts filed

fiscal year 2021 · verkort

2021

06-04-2021

State Gazette act Capital & shares

v3.2

2020

02-12-2020

State Gazette act Incorporation

oprichting

Belgisch Staatsblad, acts 4 acts

Capital history · 1

06-04-2021

v3.2

All acts · 4 updated 3 months ago

2026

06-05-2026 1 director appointed, 10 reappointed Director changes

Bart Bosman, Commissaris
De VOF Nalou, Bestuurder
De VOF Omert, Bestuurder
De CommV Habeno, Bestuurder
De CommV VIKA, Bestuurder
Herman Hanssens, Bestuurder
Herman Hanssens, Voorzitter
De VOF Nalou, Gedelegeerd bestuurder

Original publication ↗

Technical details

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2022

24-08-2022 Herman Hanssens appointed as director Director changes

Herman Hanssens, Bestuurder

Summary: v3.2

Original publication ↗

Technical details

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2021

06-04-2021 Capital increase of €538,500 to €600,000 Capital & shares

€61.500 → €600.000

Summary: v3.2

Original publication ↗

Technical details

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      "effective_date": "2021-03-31",
      "evidence_quote": "Verhoging van het kapitaal van de vennootschap met 538.500,00 euro om het kapitaal te brengen van 61.500,00 euro naar 600.000,00 euro door inbreng in natura van de eenmanszaak van de heer Herman Hanssens",
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2020

02-12-2020 Incorporation of a new NV Incorporation

Summary: oprichting

Original publication ↗

Technical details

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      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "Louis Hanssens",
        "niss": null,
        "address": "8400 Oostende, Torhoutsesteenweg 668"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 375,
      "holder_person_name": "Louis Hanssens",
      "is_subscriber_only": true,
      "n_shares_subscribed": 15,
      "amount_subscribed_eur": 375,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "Edouard Hanssens",
        "niss": null,
        "address": "8630 Veurne, Zuidstraat 106"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 375,
      "holder_person_name": "Edouard Hanssens",
      "is_subscriber_only": true,
      "n_shares_subscribed": 15,
      "amount_subscribed_eur": 375,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "Benoit Hanssens",
        "niss": null,
        "address": "8470 Gistel, Vrijheidsstraat 3/A000"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 375,
      "holder_person_name": "Benoit Hanssens",
      "is_subscriber_only": true,
      "n_shares_subscribed": 15,
      "amount_subscribed_eur": 375,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "Victor Hanssens",
        "niss": null,
        "address": "8490 Jabbeke, Caverstraat 12/V2A2"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 375,
      "holder_person_name": "Victor Hanssens",
      "is_subscriber_only": true,
      "n_shares_subscribed": 15,
      "amount_subscribed_eur": 375,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 61500,
  "subject_company": {
    "kbo": "0758.894.346",
    "name_full": "HANSSENS",
    "legal_form": "NV"
  },
  "initial_directors": [],
  "incorporation_date": "2020-11-27",
  "post_incorporation_mandates": []
}

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Company registry (CBE) Crossroads Bank

Activities

Groothandel in andere voedingsmiddelen, n.e.g.46389Groothandel in andere voedingsmiddelen, neg46389

Primary activity highlighted.

Names & trade names

Legal nameNL

Hanssens

Registered office

Heerweg 11

8400 Oostende, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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