HANS VAN SNICK
ActiveSummary
HANS VAN SNICK has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €76k and a net result of €8k. Equity is growing by ~13.7% per year across the filed fiscal years. Its solvency ranks better than 51% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73=
Solvency56▲+6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.31 against 0.47 in 2024; short-term debt: 28.2% and cash: 4.9% of total assets), and 68.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.1%
Return on assets
3.4%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 04-02-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
4 d late
2024
on the day
2023
14 d late
2022
1 d early
2021
5 d early
2020
15 d late
2019
4 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€76k▲ 12.2%
2024 · €68k
2019: €31k
2020: €39k
2021: €47k
2022: €54k
2023: €58k
2024: €68k
2019 → 2025
Total assets
€245k▼ 10.9%
2024 · €275k
2019: €194k
2020: €198k
2021: €293k
2022: €271k
2023: €256k
2024: €275k
2019 → 2025
Net result
€8k▼ 18.5%
2024 · €10k
2019: €23k
2020: €8k
2021: €8k
2022: €6k
2023: €19k
2024: €10k
2019 → 2025
Working capital
€-48k▼ 5.7%
2024 · €-45k
2019: €-19k
2020: €-22k
2021: €-38k
2022: €-22k
2023: €-25k
2024: €-45k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€47k-€54k▲ 13.5%€58k▲ 7.5%€68k▲ 17.7%€76k▲ 12.2%
Operating result€18k-€15k▼ 16.2%€26k▲ 79.6%€21k▼ 21.7%€16k▼ 25.0%
Net result€8k-€6k▼ 19.0%€19k▲ 198%€10k▼ 46.4%€8k▼ 18.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 25% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €245k
Fixed assets
€224k ▼ 4.7%
Current assets
€21k ▼ 47.0%
Equity and liabilities €245k
Equity
€76k ▲ 12.2%
Debt
€169k ▼ 18.5%
Debt's share of the balance-sheet total falls from 75.3% to 68.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€49k▲
2024 · €48k
Cash flow
€42k▲
2024 · €38k
Current ratio
0.31▼
2024 · 0.47
Debt to equity
2.22▼
2024 · 3.06
ROE
10.9%▼
2024 · 15.0%
ROA
3.4%▼
2024 · 3.7%
Interest coverage
12.15▲
2024 · 10.41
Debt ≤ 1 year
€69k▼
2024 · €86k
Debt > 1 year
€91k▼
2024 · €113k
Income taxes
€3k▼
2024 · €6k
Staff costs
€51k▼
2024 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€275k€245k▼
Fixed assets21/28€235k€224k▼
Tangible fixed assets22/27€235k€224k▼
Land and buildings22€116k€119k▲
Plant, machinery and equipment23-€1k
Furniture and vehicles24€38k€29k▼
Leasing and similar rights25€81k€75k▼
Current assets29/58€40k€21k▼
Amounts receivable within one year40/41€27k€9k▼
Trade receivables40€2k€7k▲
Other amounts receivable41€25k€2k▼
Cash at bank and in hand54/58€13k€12k▼
Deferred charges and accrued income490/1€439€833▲
Equity and liabilities
Total equity and liabilities10/49€275k€245k▼
Equity10/15€68k€76k▲
Contributions10/11€19k€19k=
Reserves13€36k€44k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€34k€43k▲
Profit (loss) carried forward14€13k€13k=
Amounts payable17/49€207k€169k▼
Amounts payable after more than one year17€113k€91k▼
Financial debts170/4€113k€91k▼
Amounts payable within one year42/48€86k€69k▼
Current portion of amounts payable after more than one year42€42k€41k▼
Trade debts44€6k€2k▼
Suppliers440/4€6k€2k▼
Taxes, remuneration and social security45€16k€9k▼
Taxes450/3€6k-
Remuneration and social security454/9€11k€9k▼
Other amounts payable47/48€21k€18k▼
Accrued charges and deferred income492/3€8k€9k▲
Income statement
Code20242025
Remuneration, social security and pensions62€52k€51k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€34k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€104k€104k▲
Operating profit (loss)9901€21k€16k▼
Financial income75/76B€0€70▲
Recurring financial income75€0€70▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€16k€12k▼
Income taxes67/77€6k€3k▼
Profit (loss) for the period9904€10k€8k▼
Profit (loss) for the period to be appropriated9905€10k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€21k▼
Profit (loss) brought forward from the previous period14P€13k€13k=
Transfer to equity691/2€10k€8k▼
To other reserves6921€10k€8k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €6k ▼19%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 15 days late
2020
04-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 4 days late
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nieuwpoort · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Golfstraat 288620 NieuwpoortGround area
1,158 m²
Building footprint
222 m²
Volume, LiDAR
1,168 m³
Parcel 38016H0005/00L004, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HANS VAN SNICK
since 20062.151.784.553
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38016H0005/00L004 | Flanders | 1,158 m² | 1 · 222 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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JUVA-INVEST
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THONIMO
BE 0447.710.824
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Of 11,747 companies in sector 68310 we hold annual accounts for 6,905. 5,108 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-01-2006
Fiscal year end30-06
Activities, NACEBEL 2025
68310Real estate agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.