Hans Govaert
ActiveHans Govaert has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.52M and a net result of €451k. Equity is growing by ~23.4% per year across the filed fiscal years. Its solvency ranks better than 69% of 12637 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+2
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €250k at 30 days acceptable
Liquidity ample (current ratio 3.68 against 3.13 in 2024), and 26.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.3%
Return on assets
13.1%
Age of the figures
17 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-04-2025 was due by 30-11-2025 and was filed on 28-11-2025, 2 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
2 d early
2024
2 d early
2023
on the day
2022
on the day
2020
29 d late
2019
18 d late
2018
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-04-2026 and is due by 30-11-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-04-2026 close16-09-2026 today30-11-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€2.52M▲ 20.6%
2024 · €2.09M
2019: €420k
2020: €666k
2022: €1.32M
2023: €1.73M
2024: €2.09M
2019 → 2025
Total assets
€3.44M▲ 13.8%
2024 · €3.02M
2019: €730k
2020: €952k
2022: €2.24M
2023: €2.67M
2024: €3.02M
2019 → 2025
Net result
€451k▲ 23.7%
2024 · €364k
2019: €181k
2020: €245k
2022: €348k
2023: €410k
2024: €364k
2019 → 2025
Working capital
€1.63M▲ 33.8%
2024 · €1.22M
2019: €439k
2020: €674k
2022: €1.19M
2023: €1.57M
2024: €1.22M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€666k-€1.32M▲ 98.1%€1.73M▲ 31.1%€2.09M▲ 21.1%€2.52M▲ 20.6%
Operating result€367k-€527k▲ 43.8%€607k▲ 15.1%€531k▼ 12.5%€655k▲ 23.3%
Net result€245k-€348k▲ 41.9%€410k▲ 17.6%€364k▼ 11.0%€451k▲ 23.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 23% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.44M
Fixed assets
€1.20M▼ 2.4%
Current assets
€2.24M▲ 25.0%
Equity and liabilities €3.44M
Equity
€2.52M▲ 20.6%
Debt
€920k▼ 1.4%
The debt ratio falls from 30.8% to 26.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€685k▲
2024 · €639k
Cash flow
€481k▲
2024 · €473k
Solvency
73.3%▲
2024 · 69.2%
Current ratio
3.68▲
2024 · 3.13
Quick ratio
3.68▲
2024 · 3.13
Debt / equity
0.36▼
2024 · 0.45
ROE
17.9%▲
2024 · 17.4%
ROA
13.1%▲
2024 · 12.0%
Interest coverage
21.39▲
2024 · 21.19
Debt
€920k▼
2024 · €933k
Debt ≤ 1 year
€609k▲
2024 · €574k
Debt > 1 year
€283k▼
2024 · €333k
Income taxes
€205k▲
2024 · €165k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.02M€3.44M▲
Fixed assets21/28€1.23M€1.20M▼
Tangible fixed assets22/27€1.23M€1.20M▼
Land and buildings22€1.20M€1.17M▼
Plant, machinery and equipment23€35k€33k▼
Current assets29/58€1.79M€2.24M▲
Amounts receivable after more than one year29€758k€884k▲
Other amounts receivable291€758k€884k▲
Amounts receivable within one year40/41€80k€55k▼
Trade receivables40-€817
Other amounts receivable41€80k€54k▼
Current investments50/53€490k€340k▼
Cash at bank and in hand54/58€450k€943k▲
Deferred charges and accrued income490/1€16k€19k▲
Equity and liabilities
Total equity and liabilities10/49€3.02M€3.44M▲
Equity10/15€2.09M€2.52M▲
Contributions10/11€30k€30k=
Reserves13€2.05M€2.48M▲
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€2.05M€2.48M▲
Profit (loss) carried forward14€11k€11k=
Amounts payable17/49€933k€920k▼
Amounts payable after more than one year17€333k€283k▼
Financial debts170/4€333k€283k▼
Amounts payable within one year42/48€574k€609k▲
Current portion of amounts payable after more than one year42€534k€576k▲
Trade debts44€12k€9k▼
Suppliers440/4€12k€9k▼
Taxes, remuneration and social security45€4k€6k▲
Taxes450/3€999€3k▲
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€24k€19k▼
Accrued charges and deferred income492/3€25k€27k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€108k€30k▼
Other operating charges640/8€2k€4k▲
Gross operating margin9900€641k€689k▲
Operating profit (loss)9901€531k€655k▲
Financial income75/76B€28k€33k▲
Recurring financial income75€28k€33k▲
Financial charges65/66B€30k€32k▲
Recurring financial charges65€30k€32k▲
Profit (loss) for the period before taxes9903€529k€656k▲
Income taxes67/77€165k€205k▲
Profit (loss) for the period9904€364k€451k▲
Profit (loss) for the period to be appropriated9905€364k€451k▲
Appropriation of the result
Profit (loss) to be appropriated9906€376k€462k▲
Profit (loss) brought forward from the previous period14P€11k€11k=
Transfer from equity791/2-€20k
Transfer to equity691/2€364k€451k▲
To other reserves6921€364k€451k▲
Profit to be distributed694/7-€20k
Return on contributions (dividend)694-€20k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-04
Financial
Highest result since 2019net €451k ▲23.7%
Operating result €655k, net result €451k, both a record.
2024
28-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-04
Financial
Equity above €2MEq €2.09M ▲21.1%
5 profitable years in a row build equity to €2.09M.
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-04
Financial
Equity above €1MEq €1.32M ▲98.1%
3 profitable years in a row build equity to €1.32M.
2020
29-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
30-04
Financial
Equity above €500kEq €666k ▲58.4%
2 profitable years in a row build equity to €666k.
2019
18-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
30-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lede · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenstraat 269340 LedeGround area
1,251 m²
Building footprint
204 m²
Volume, LiDAR
1,392 m³
Parcel 41032B0511/00G000, Flanders · tallest building 11.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HANS GOVAERT
since 20142.236.175.840
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41032B0511/00G000 | Flanders | 1,251 m² | 1 · 204 m² | 11.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,122 companies in sector 69201 we hold annual accounts for 7,600. 2,586 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-10-2014
Fiscal year end30-04
Activities, NACEBEL
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.