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LUC LAMY

Active
Private limited companyfounded 2009active for 17 yearsAvenue Gevaert 165, 1332 Rixensart, BelgiumKBO/BCE: BE 0811.183.482
Summary

LUC LAMY has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.5m and a net result of €121,113. Equity has been growing by about 19% per year since 2018. Its solvency ranks better than 87% of 15,782 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 15-04-2009 Normal situation
Activity
Certified accountants and tax accountants NACE 69201
Establishment unit
2.178.342.361 1332 Rixensart, since 16-04-2009
Financial year end
31 December
Peppol
Reachable since 10-12-2025

Board and ownership

Board

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€72,439
▼ 38.1%
Turnover
≈ €150,000
estimated
Profit
€121,113
▲ 171%
Equity
€2.5m
▼ 19.0%
Total assets
€2.9m
▼ 21.8%
Score breakdownraises riskLiquidity: current ratio 8.95, cash €93,120, halvedlowers riskSector: Legal and accounting activities (NACE 69)Size: total assets €2.9mFigures for financial year 2025 (filed on 15-07-2026)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 46% of small companies in legal and accounting (NACE 69)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 88.1% of total assets
Liquidity 54-4
short-term debt 7.4% · cash 3.3%
Profitability 74+4
return on assets 4.2%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (1,477 companies, NACE 69, small)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026highest value 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €230,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 8.95 (8.95 in 2024), above the usual 1.5. Short-term debt is 7.4% and cash 3.3% of total assets. 11.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, small). It does better than 86% of them on solvency, 51% on liquidity, 36% on profitability and 10% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Size: total assets €2.9m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 15-07-2026)
NBB · annual accounts
raises risk · Liquidity: current ratio 8.95, cash €93,120, halved
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
16 days early
2024
50 days early
2023
63 days early
2022
41 days early
2021
3 days late
2020
2 days early
2019
18 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 27 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from €44,739 to €121,113 ▲ 171% View
  • Positive: More equity than 95% of companies in legal and accountingsector median €86,403 · 15,787 companies €2.5m View
  • Positive: 8 profitable years in a rowprofit 2025: €121,113 8 years View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed Change of role: Luc LAMY, from manager to director
  2. · Gazette deed Incorporation
All 18 events

Comparable companies

These companies have the same main activity as LUC LAMY: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €2.1m and €3.1m, founded between 2000 and 2012.

CompanyTotal assetsGross margin
LUC LAMY Rixensart€2.9m€0.07m
Clovi Beveren-Kruibeke-Zwijndrecht€2.9m€0.06m
HERZET BENOIT CONSEIL ET GESTION Herve€3.1m€0.08m
FINANCIAL SERVICES AND SOLUTIONS Kalmthout€2.2m€0.07m
G&S Koksijde€2.1m€0.08m
FIDUCIAIRE LECOT Schoten€2.6m€0.09m
PATRICK BRAUNS Rixensart€3.0m€0.1m
Full comparison

Key facts about LUC LAMY

What is the company number of LUC LAMY?
The company number of LUC LAMY is 0811.183.482. The VAT number is the same number with BE in front: BE 0811.183.482.
Where is LUC LAMY based?
The registered office is at Avenue Gevaert 165, 1332 Rixensart.Company details
What does LUC LAMY do?
According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
What is the legal form of LUC LAMY?
The legal form of LUC LAMY is Private limited company (BV).
When was LUC LAMY founded?
LUC LAMY was founded on 15-04-2009.
Is LUC LAMY still active?
Yes, LUC LAMY is an active enterprise in the KBO register.
What is the turnover of LUC LAMY?
The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €72,439 and 56 comparable companies (NACE 69201). It probably lies between €120,000 and €210,000.Financials
Is LUC LAMY profitable?
In financial year 2025, LUC LAMY made a profit of €121,113.
Where can I find the annual accounts of LUC LAMY?
LUC LAMY filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LUC LAMY due?
LUC LAMY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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