HANNAERT
ActiveSummary
HANNAERT has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €82,743 and a net result of -€32,820. Equity is shrinking by about 8.5% per year across the filed financial years. Its solvency ranks better than 53% of 34,590 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
- Staff
- 2.3 FTE
- Equity
- €82,743
- Loss
- -€32,820
Why 84raises riskLoss of €32,820, the second in a row (financial year 2025)Sector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 2.14, cash €81,297Size: total assets €167,783Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 53% on solvency, 84% on liquidity, 4% on profitability and 15% on growth.
The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 9 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Weakest financial yearnet -€32,820
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result stays negative: a loss of €30,726 in 2025 against €19,706 in 2024; the loss grows and 2025 has the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Peer companies
Historical observationOf the 5,835 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 84.5% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,835 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €1,240 | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | €163,621 | €133,677 | €130,902 | €137,401 | €133,257 | ▼ 3.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18,715 | €32,792 | €29,896 | €20,513 | €25,260 | €26,345 | €17,521 | €22,952 | ▲ 31.0% |
| Other operating charges640/8 | - | - | - | €6,538 | €2,059 | €1,743 | €2,668 | €1,501 | ▼ 43.7% |
| Gross operating margin9900 | €244,931 | €185,327 | €194,468 | €226,029 | €212,822 | €172,031 | €137,883 | €126,983 | ▼ 7.9% |
| Operating profit (loss)9901 | €105,653 | €26,107 | €6,803 | €35,357 | €51,825 | €13,041 | -€19,706 | -€30,726 | ▼ 55.9% |
| Financial income75/76B | - | - | - | €167 | €0 | €996 | €273 | €380 | ▲ 39.3% |
| Recurring financial income75 | €56 | €107 | €495 | €167 | €0 | €996 | €273 | €380 | ▲ 39.3% |
| Financial charges65/66B | - | - | - | €803 | €1,001 | €706 | €1,634 | €2,188 | ▲ 33.9% |
| Recurring financial charges65 | €178 | €640 | €932 | €803 | €1,001 | €706 | €1,634 | €2,188 | ▲ 33.9% |
| Profit (loss) for the period before taxes9903 | €105,531 | €25,574 | €6,366 | €34,720 | €50,824 | €13,331 | -€21,067 | -€32,534 | ▼ 54.4% |
| Income taxes67/77 | €34,717 | €12,411 | €3,341 | €11,096 | €14,040 | €4,455 | €293 | €286 | ▼ 2.4% |
| Profit (loss) for the period9904 | €70,814 | €13,163 | €3,025 | €23,624 | €36,784 | €8,875 | -€21,360 | -€32,820 | ▼ 53.6% |
| Profit (loss) for the period to be appropriated9905 | €70,814 | €44,163 | €3,025 | €23,624 | €36,784 | €8,875 | -€21,360 | -€32,820 | ▼ 53.6% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €267,873 | €306,780 | €335,725 | €279,848 | €279,364 | €259,704 | €224,957 | €167,783 | ▼ 25.4% |
| Fixed assets21/28 | €49,349 | €91,102 | €92,955 | €62,810 | €65,275 | €37,233 | €78,213 | €56,187 | ▼ 28.2% |
| Tangible fixed assets22/27 | €46,704 | €86,846 | €89,755 | €56,655 | €60,364 | €37,184 | €78,164 | €56,137 | ▼ 28.2% |
| Plant, machinery and equipment23 | - | - | - | €9,718 | €10,306 | €8,786 | €8,044 | €7,690 | ▼ 4.4% |
| Furniture and vehicles24 | - | - | - | €46,937 | €50,058 | €28,398 | €70,120 | €48,447 | ▼ 30.9% |
| Financial fixed assets28 | €2,645 | €4,256 | €3,200 | €6,155 | €4,911 | €50 | €50 | €50 | = |
| Current assets29/58 | €218,524 | €215,678 | €242,770 | €217,038 | €214,089 | €222,471 | €146,744 | €111,596 | ▼ 24.0% |
| Amounts receivable after more than one year29 | - | - | - | - | €35,000 | €35,000 | - | - | - |
| Other amounts receivable291 | - | - | - | - | €35,000 | €35,000 | - | - | - |
| Amounts receivable within one year40/41 | €70,446 | €24,828 | €27,591 | €45,107 | €15,214 | €16,635 | €32,704 | €29,681 | ▼ 9.2% |
| Trade receivables40 | - | - | - | €12,409 | €13,755 | €8,932 | €22,542 | €17,851 | ▼ 20.8% |
| Other amounts receivable41 | - | - | - | €32,698 | €1,460 | €7,703 | €10,161 | €11,829 | ▲ 16.4% |
| Cash at bank and in hand54/58 | €147,109 | €189,856 | €211,139 | €170,871 | €163,509 | €161,682 | €99,872 | €81,297 | ▼ 18.6% |
| Deferred charges and accrued income490/1 | - | - | - | €1,061 | €366 | €9,154 | €14,168 | €617 | ▼ 95.6% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €267,873 | €306,780 | €335,725 | €279,848 | €279,364 | €259,704 | €224,957 | €167,783 | ▼ 25.4% |
| Equity10/15 | €217,052 | €230,215 | €233,240 | €201,339 | €198,048 | €206,923 | €115,563 | €82,743 | ▼ 28.4% |
| Contributions10/11 | €18,592 | €18,592 | - | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €198,460 | €211,623 | €214,648 | €182,747 | €179,456 | €188,331 | €118,331 | €118,331 | = |
| Non-distributable reserves130/1 | - | - | - | €1,859 | €1,859 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,859 | €1,859 | - | - | - | - |
| Distributable reserves133 | - | - | - | €180,888 | €177,596 | €188,331 | €118,331 | €118,331 | = |
| Profit (loss) carried forward14 | €10,650 | €10,749 | - | - | - | - | -€21,360 | -€54,180 | ▼ 154% |
| Amounts payable17/49 | €50,821 | €76,565 | €102,486 | €78,509 | €81,317 | €52,781 | €109,395 | €85,039 | ▼ 22.3% |
| Amounts payable after more than one year17 | €1,164 | €47,982 | €55,205 | €38,063 | €36,976 | €15,186 | €49,080 | €32,882 | ▼ 33.0% |
| Financial debts170/4 | - | - | - | €38,063 | €36,976 | €15,186 | €49,080 | €32,882 | ▼ 33.0% |
| Amounts payable within one year42/48 | €49,657 | €28,584 | €47,281 | €40,446 | €44,341 | €37,595 | €60,315 | €52,157 | ▼ 13.5% |
| Current portion of amounts payable after more than one year42 | - | - | - | €17,142 | €22,185 | €21,790 | €19,538 | €15,694 | ▼ 19.7% |
| Trade debts44 | €19,059 | €5,772 | €22,862 | €16,706 | €14,711 | €11,599 | €4,911 | €2,138 | ▼ 56.5% |
| Suppliers440/4 | - | - | - | €16,706 | €14,711 | €11,599 | €4,911 | €2,138 | ▼ 56.5% |
| Taxes, remuneration and social security45 | - | - | - | €6,598 | €4,252 | €1,803 | €2,066 | - | - |
| Taxes450/3 | - | - | - | €3,872 | €2,115 | - | - | - | - |
| Remuneration and social security454/9 | - | - | - | €2,726 | €2,137 | €1,803 | €2,066 | - | - |
| Other amounts payable47/48 | - | - | - | - | €3,193 | €2,403 | €33,800 | €34,325 | ▲ 1.6% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €70,814 | €13,163 | €3,025 | €23,624 | €36,784 | €8,875 | -€21,360 | -€32,820 | ▼ 53.6% |
| + Depreciation and write-downs630 | €18,715 | €32,792 | €29,896 | €20,513 | €25,260 | €26,345 | €17,521 | €22,952 | ▲ 31.0% |
| Operating cash flow (approximation) | €89,529 | €45,955 | €32,921 | €44,138 | €62,044 | €35,220 | -€3,839 | -€9,867 | ▼ 157% |
| Investment in fixed assets (approximation) | - | -€74,545 | -€31,749 | €9,632 | -€27,726 | €1,697 | -€58,501 | -€926 | ▲ 98.4% |
| Change in cash | - | €42,747 | €21,283 | -€40,268 | -€7,362 | -€1,827 | -€61,810 | -€18,575 | ▲ 69.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 34 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 12-06-2026 | 2026-00156396 |
| 31-12-2024 | micro format | 10-07-2025 | 2025-00253765 |
| 31-12-2023 | micro format | 06-06-2024 | 2024-00112490 |
| 31-12-2022 | micro format | 10-08-2023 | 2023-00322951 |
| 31-12-2021 | micro format | 30-07-2022 | 2022-20251789 |
| 31-12-2020 | micro format | 23-08-2021 | 2021-51700139 |
| 31-12-2019 | micro format | 31-08-2020 | 2020-48500567 |
| 31-12-2018 | micro format | 02-07-2019 | 2019-26800565 |
| 31-12-2017 | micro format | 19-06-2018 | 2018-20600182 |
| 31-12-2016 | micro format | 30-08-2017 | 2017-54200154 |
Similar companies · same sector, comparable size
Subsidies and aid
Flemish government
2025 · 1 entry · €1,476 awarded · €1,476 paidPublic contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Board 2
Day-to-day management 1
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| Hannaert Gerry |
|
| Liberloo Marijke |
|
Owners and capital
Capital and shareholders
- 01-12-2023 Converted to unavailable equity
Group and network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
01-12
Gazette deed
Resignation: Hannaert Gerry (manager)Appointments: Hannaert Gerry (director) and Liberloo Marijke (director) · Director discharge · Registered office clause15 facts ▸
- Director resignation, Hannaert Gerry (manager)
- Director appointment, Hannaert Gerry (director (not named in the articles))
- Director discharge, Hannaert Gerry
- Director appointment, Liberloo Marijke (director (not named in the articles))
- Director appointment, Hannaert Gerry (persoon gelast met het dagelijks bestuur)
- Director appointment, Liberloo Marijke (persoon gelast met het dagelijks bestuur)
- Registered office clause, “Piezelstraat 96”, 1760 (deed in Dutch)
- Power of attorney
- Power of attorney, Olivier De Ruyver
- General meeting, 21-11-2023
- Name change, HANNAERT
- Other provision, “aanpassing statuten aan WVV en behoud rechtsvorm BV, artikel 39,§1,eerste en derde lid,wet van 23-03-2019” (deed in Dutch)
- +3 further facts in this act
About the unread acts
Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 22 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0445.856.639
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23097A0526/00L000 | Flanders | 922 m² | 1 · 122 m² | 11.9 m · 3 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “De aan- en verkoop,het leggen,plaatsen en verwijderen van tegelvloeren,mozaïek,wand- en vloerbekledingen; De vennootschap handelt voor eigen…” (deed in Dutch)
5 activities (deed in Dutch)
- De aan- en verkoop,het leggen,plaatsen en verwijderen van tegelvloeren,mozaïek,wand- en vloerbekledingen.
- De vennootschap handelt voor eigen rekening,in consignatie,in commissie als tussenpersoon of als vertegenwoordiger.
- De vennootschap mag alle handels-,nijverheids-,financiële,roerende en onroerende zaken verrichten die rechtstreeks of onrechtstreeks in verband staan met haar voorwerp.
- De vennootschap mag op gelijk welke wijze ook betrokken zijn in zaken,ondernemingen of vennootschappen die hetzelfde,een soortgelijk,een gelijkaardig of samenhangend voorwerp hebben,van aard zijn haar onderneming te ondersteunen of te ontwikkelen,haar grondstoffen kunnen leveren of de afzet van haar producten kunnen vergemakkelijken.
- Zij zal haar voorwerp kunnen realiseren zowel in België als in het buitenland op alle manieren en modaliteiten die ze goed vindt.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- HANNAERT
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, enkel besluit bestuursorgaan” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “1, onbepaalde duur” (deed in Dutch)“Algemene kosten, algemene vergadering” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- “Tweede besluit - Wijziging van de jaarlijkse algemene vergadering De vergadering besluit de datum van de jaarvergadering aan te passen aan…” (deed in Dutch)