Full dossier in preparation
Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
Process with priority
Sign in free to move this company to the front.
Age2 yrs
Real estate1 parcel · 2,238 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of HandyTeam is 3.5% (moderate). The 2025 annual accounts show equity of €242k and a net result of €201k. Its solvency ranks better than 69% of 2873 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Signals
1 signal · with evidenceConsistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-06-2025 | 31-01-2026 | 29-01-2026 | 2 d early | 2026-00018349 |
| 30-06-2024 | 31-01-2025 | 31-01-2025 | on the day | 2025-00023521 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsYoung company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone3.5%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+Higher-failure-rate sector
+Higher-failure-rate region
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Turnover€214k
EBIT margin20.7%
Net result€201k+484.0%
Working capital€189k+681.3%
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 29-01-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 59.6% | 43.4% | |
| Net result | €201k | €13k | |
| Equity | €242k | €44k | |
| Gross operating margin | €447k | €39k | |
| Staff costs | €137k | €30k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€214k
-
24-25
€305k
+546.6%
24-25
€201k
+484.0%
24-25
€232k
+526.3%
24-25
€407k
+217.9%
24-25
€242k
+482.9%
24-25
€189k
+681.3%
24-25
€137k
+830.6%
24-25
€69k
+621.7%
24-25
€165k
+90.4%
24-25
€80k
+87.7%
24-25
€84k
+93.0%
24-25
3.35
+114.1%
24-25
3.35
+114.1%
24-25
59.6%
+83.4%
24-25
0.68
-67.3%
24-25
82.8%
+0.2%
24-25
49.3%
+83.7%
24-25
16.0%
-
24-25
22.0%
-
24-25
66.68
-16.6%
24-25
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €305k |
| Net profit | €201k |
| Cash flow | €232k |
| Staff costs | €137k |
| Income taxes | €69k |
| Dividends | - |
| Total assets | €407k |
| Equity | €242k |
| Debt | €165k |
| of which ≤ 1y | €80k |
| of which > 1y | €84k |
| Working capital | €189k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 3.35 |
| Quick ratio | 3.35 |
| Working capital ratio | 46.4% |
| Solvency | 59.6% |
| Debt / equity | 0.68 |
| Long-term debt ratio | 0.35 |
| Interest coverage | 66.68 |
| Gross margin | - |
| Net margin | - |
| ROA | 49.3% |
| ROE | 82.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €407k |
| Fixed assets | 21/28 | €138k |
| Tangible fixed assets | 22/27 | €137k |
| Financial fixed assets | 28 | €460 |
| Current assets | 29/58 | €269k |
| Amounts receivable within one year | 40/41 | €177k |
| Cash & bank | 54/58 | €87k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €407k |
| Equity | 10/15 | €242k |
| Contributions / capital | 10/11 | €7k |
| Accumulated profits (losses) | 14 | €235k |
| Amounts payable | 17/49 | €165k |
| Amounts payable after one year | 17 | €84k |
| Amounts payable within one year | 42/48 | €80k |
| Trade debts payable within one year | 44 | €44k |
| Income statement | ||
| Gross operating margin | 9900 | €447k |
| Operating result | 9901 | €273k |
| Financial income | 75 | €537 |
| Financial charges | 65 | €5k |
| Result before taxes | 9903 | €269k |
| Income taxes | 67/77 | €69k |
| Net result for the period | 9904 | €201k |
| Result to be appropriated | 9905 | €201k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2025 · computed100
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Directors
Directors & mandates
1 directorFormer directors (1)
-
Martin De LigneDirectorState Gazette act 24127629 (30-08-2024)Former- → 07-08-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Algemene elektrotechnische installatiewerken(43211) |
| Legal form | Private limited company(610) |
| Incorporation | 09-10-2023 |
| Status | Active |
| Postal code | 1180 |
Structure & network
Locations & real estate
Registered office
on the map · from the address register
Ukkel
exact location from the address register
Establishment units
1 locationHandyTeam
since 20232.356.028.644
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,238 m²
Buildings1
Building footprint362 m²
Volume (LiDAR)2,719 m³
Tallest building14.1 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612D0103/00Z009 | Brussels | 2,238 m² | 1 · 362 m² | 14.1 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 acts All acts · 1
updated 1 year ago
2024
30-08-2024 1 director appointed, 1 resigning
- Marion de Crombrugghe, Dagelijks bestuur
- Martin De Ligne, Bestuurder
Analysis
Snowflake analysis
financial profile on 5 axes92
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
100
Profitability
100
Solvency
98
Growth
78
Stability
82
Ask AI about this company
Checked AISoon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.
TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soonAI due-diligence brief
Checked AIGenerate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector, ranked by comparable sizeCompany registry
Company registry (CBE)
Crossroads BankActivities
Elektrotechnische installatiewerken aan gebouwen43211Algemene elektrotechnische installatiewerken43211Slopen43110Slopen43110Bouwrijp maken van terreinen43120Bouwrijp maken van terreinen43120Installatie van isolatie43230Isolatiewerkzaamheden43291Overige werkzaamheden in verband met de afwerking van gebouwen43350Overige werkzaamheden in verband met de afwerking van gebouwen43390Metselwerk43910Uitvoeren van metsel- en voegwerken43994
Primary activity highlighted.
Names & trade names
| Legal nameFR | HandyTeam |
Registered office
Georges Lecointelaan 50
1180 Ukkel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.