BTMS
ActiveBTMS has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €370k and a net result of €212k. Its solvency ranks better than 79% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+5
Growth78
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 4.51 against 3.28 in 2023; short-term debt: 20% and cash: 84.1% of total assets), and 20% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80%
Return on assets
45.9%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-01-2026, 18 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
18 d early
2023
22 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€370k▲ 135%
2023 · €157k
2023: €157k
2023 → 2025
Total assets
€462k▲ 104%
2023 · €226k
2023: €226k
2023 → 2025
Net result
€212k▲ 36.5%
2023 · €155k
2023: €155k
2023 → 2025
Working capital
€324k▲ 107%
2023 · €156k
2023: €156k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232025Trend
Equity€157k-€370k▲ 135%
Operating result€201k-€278k▲ 38.5%
Net result€155k-€212k▲ 36.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €278k in 2025, compared with €201k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €462k
Fixed assets
€45k▲ 5,017%
Current assets
€416k▲ 85.3%
Equity and liabilities €462k
Equity
€370k▲ 135%
Debt
€92k▲ 34.8%
The debt ratio falls from 30.3% to 20.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€296k▲
2023 · €202k
Cash flow
€230k▲
2023 · €156k
Solvency
80.0%▲
2023 · 69.7%
Current ratio
4.51▲
2023 · 3.28
Quick ratio
4.51▲
2023 · 3.28
Debt / equity
0.25▼
2023 · 0.43
ROE
57.4%▼
2023 · 98.7%
ROA
45.9%▼
2023 · 68.8%
Interest coverage
2051.51▼
2023 · 650103.68
Debt
€92k▲
2023 · €68k
Debt ≤ 1 year
€92k▲
2023 · €68k
Income taxes
€66k▲
2023 · €45k
Staff costs
€100k▲
2023 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2023
Balance sheet
Code20232025
Assets
Total assets20/58€226k€462k▲
Formation expenses20€259€0▼
Fixed assets21/28€888€45k▲
Tangible fixed assets22/27€888€45k▲
Plant, machinery and equipment23-€1k
Furniture and vehicles24€888€44k▲
Current assets29/58€225k€416k▲
Amounts receivable within one year40/41€77k€27k▼
Trade receivables40€77k€24k▼
Other amounts receivable41-€2k
Cash at bank and in hand54/58€148k€388k▲
Deferred charges and accrued income490/1€55€2k▲
Equity and liabilities
Total equity and liabilities10/49€226k€462k▲
Equity10/15€157k€370k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€155k€368k▲
Amounts payable17/49€68k€92k▲
Amounts payable within one year42/48€68k€92k▲
Trade debts44€6k€5k▼
Suppliers440/4€6k€5k▼
Taxes, remuneration and social security45€52k€77k▲
Taxes450/3€47k€66k▲
Remuneration and social security454/9€5k€11k▲
Other amounts payable47/48€10k€10k=
Income statement
Code20232025
Remuneration, social security and pensions62€29k€100k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€754€18k▲
Other operating charges640/8€384€7k▲
Gross operating margin9900€231k€402k▲
Operating profit (loss)9901€201k€278k▲
Financial income75/76B-€3
Recurring financial income75-€3
Financial charges65/66B€0€144▲
Recurring financial charges65€0€144▲
Profit (loss) for the period before taxes9903€201k€278k▲
Income taxes67/77€45k€66k▲
Profit (loss) for the period9904€155k€212k▲
Profit (loss) for the period to be appropriated9905€155k€212k▲
Appropriation of the result
Profit (loss) to be appropriated9906€155k€368k▲
Profit (loss) brought forward from the previous period14P-€155k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
13-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Equity above €200kEq €370k ▲135%
2 profitable years in a row build equity to €370k.
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Trooz · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Grihanster 174870 TroozGround area
5,098 m²
Building footprint
113 m²
Volume, LiDAR
735 m³
Parcel 62076B0071/00H000, Wallonia · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BTMS
since 20232.348.923.591
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62076B0071/00H000 | Wallonia | 5,098 m² | 1 · 113 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BRICK
BE 0470.947.866
Oudsbergen · Eq €369k
BOLLER CONSULTANCY
BE 0643.925.293
Tienen · Eq €368k
Dr. Valerie Bourmanne, anesthesiste
BE 0429.315.466
Glabbeek · Eq €368k
Vandermeersch Els
BE 0508.752.033
Torhout · Eq €371k
ROXELLE
BE 0649.732.427
Waregem · Eq €367k
Of 11,225 companies in sector 82100 we hold annual accounts for 3,511. 2,154 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-04-2023
Fiscal year end30-06
Activities, NACEBEL
43211General electrical installation work
82100Office administrative and support services
82110Office administrative, office support and other business support activities
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.