Skip to content

HandyBelgium

Active
Private limited companyfounded 2012active for 13 yearsCésar Franckstraat 33, 1050 Elsene, BelgiumKBO/BCE: BE 0501.773.179
Summary

The computed 12-month bankruptcy probability of HandyBelgium is 2.4% (moderate). The annual accounts of HandyBelgium for financial year 2025 show a net loss of 58% of the equity at the start of that year. The 2025 annual accounts show equity of €32,148 and a net result of -€44,938. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 18% of 1,538 sector peers (NACE 81, financial year 2025). The company has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
HandyBelgiumActiveChecked score 50/100
Risk analysis ReportCompare

Overview

Activity
Combined facilities support activities
NACE 81100Other construction installation NACE 43240
1 site
Size
€231,608total assets 2025
Staff
4.1 FTE
Equity
€32,148
Loss
-€44,938
Financial health
50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.4%
Structure
Parent
WINAVI · 90%
2025 accounts filed 41 days late4 deeds in the Belgian Official Gazette
Why 50raises riskLoss of €44,938, the second in a row (financial year 2025)Sector: Services to buildings and landscape activities (NACE 81)Equity €32,148 (13.9% of total assets)lowers riskLiquidity: current ratio 1.10, cash €68,477Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 17% of its sector peers (NACE 81, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 39-14
equity 13.9% of total assets
Liquidity 42-16
short-term debt 81.8% · cash 29.6%
Profitability 0-1
return on assets -19.4%
Bankruptcy probability, 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (7,697 companies, NACE 81, micro)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025lowest value 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.6%● unchanged vs 06-2025 08-2025: 1.0%▲ +0.4 percentage points vs 07-2025 09-2025: 1.3%▲ +0.3 percentage points vs 08-2025 10-2025: 1.3%● unchanged vs 09-2025 11-2025: 1.3%● unchanged vs 10-2025 12-2025: 1.3%● unchanged vs 11-2025 01-2026: 1.2%▼ -0.1 percentage points vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.2%● unchanged vs 03-2026 05-2026: 1.2%● unchanged vs 04-2026 06-2026: 1.2%● unchanged vs 05-2026 07-2026: 1.2%● unchanged vs 06-2026 08-2026: 1.8%▲ +0.6 percentage points vs 07-2026 09-2026: 2.0%▲ +0.2 percentage points vs 08-2026 10-2026: 2.4%▲ +0.4 percentage points vs 09-2026highest value
Credit of up to €1,500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.1, compared with 1.32 in 2024, below the usual 1.5; short-term debt: 81.8% and cash: 29.6% of total assets), and 86.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro): better than 21% on solvency, 35% on liquidity, 4% on profitability and 8% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Seven signals.
lowers riskraises risk
raises risk · Loss of €44,938, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.10, cash €68,477
NBB · annual accounts
raises risk · Sector: Services to buildings and landscape activities (NACE 81)
KBO
raises risk · Equity €32,148 (13.9% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€44,938
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 1538 sector peers (2025).
NBB · sector comparison
Position among 1538 sector peers
Solvency
better than 18%
← weakest strongest →
raises risk · 2025 accounts filed 41 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-09-2026, 41 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
41 days late
2024
13 days late
2023
12 days late
2022
31 days late
2021
31 days late
2020
234 days late
2019
237 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 86 days after the deadline; the sector median (NACE 81) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Weakest financial yearnet -€44,938
  3. Annual accounts filedfinancial year 2024 · full…

Key points

  • Risk: 3 loss-making years in a rowloss financial year 2025 -€44,938 View
  • Caution: Among the weakest 8% on net resultsector median €24,328 · 1,538 companies -€44,938 View
  • Controlled by WINAVIknown shareholders 100% 90% View

By topic

Financials

Financial year
2025
Total assets
€231,608
Loss
-€44,938
Solvency
13.9%
Total assets▼ 16.0%
Net result
20182025
Go to Financials

Timeline

Events
18
Since
2014
Next accounts
by 31-07-2027
  1. 16-07-2025Demerger · Declaration
  2. 03-07-2025Auditor report · Other provision
  3. 12-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Combined facilities support activitiesNACE 81100
Founded
05-12-2012
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about HandyBelgium

What is the company number of HandyBelgium?
0501.773.179. In Belgium the VAT number is the company number with BE in front: BE 0501.773.179.
Where is HandyBelgium based?
The registered office is at César Franckstraat 33, 1050 Elsene.Company details
What does HandyBelgium do?
According to the KBO register, the main activity is combined facilities support activities (NACE 81100).
What is the legal form of HandyBelgium?
Private limited company (BV).
When was HandyBelgium founded?
On 05-12-2012.
Is HandyBelgium still active?
Yes, HandyBelgium is an active enterprise in the KBO register.
How many employees does HandyBelgium have?
On average 4.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of HandyBelgium?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is HandyBelgium profitable?
In financial year 2025, HandyBelgium made a loss of €44,938.
Where can I find the annual accounts of HandyBelgium?
HandyBelgium filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HandyBelgium due?
By 31-07-2027, for financial year 2026.Timeline

Companies related to HandyBelgium

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure