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LAG CONSULT

Active
Private limited companyfounded 20242 yrs activeRue de Gozée 422, 6110 Montigny-le-Tilleul, BelgiumKBO/BCE: BE 1005.068.369
Summary

The computed 12-month bankruptcy probability of LAG CONSULT is 3.0% (moderate). The 2025 annual accounts show equity of €31,736 and a net result of -€851. Its solvency ranks better than 31% of 4665 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability68▼-9
Solvency48=
Growth32
Track record82
Bankruptcy probability, 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity short (current ratio 0.69 against 0.57 in 2024; short-term debt: 77.1% and cash: 48.4% of total assets), and 77.1% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
22.9%
Return on assets
-0.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-07-2026, 5 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
5 d early
2024
23 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 9 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 23 January 2024, LAG CONSULT was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€851
2024 · €22,586
Working capital
-€32,842▲ 30.9%
2024 · -€47,550
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€29,396--€136
Net result€22,586within the sector's middle half--€851below the sector's middle half
Equity€32,586below the sector's middle half-€31,736within the sector's middle half▼ 2.6%
Total assets€143,143below the sector's middle half-€138,325within the sector's middle half▼ 3.4%
Debt€110,557-€106,589▼ 3.6%
Working capital-€47,550below the sector's middle half--€32,842below the sector's middle half▲ 30.9%
Solvency22.8%within the sector's middle half-22.9%within the sector's middle half▲ 0.2pp
Current ratio0.57below the sector's middle half-0.69below the sector's middle half▲ 0.12
Return on assets (ROA)15.8%above the sector's middle half--0.6%below the sector's middle half▼ 16.4pp
above within below the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000€30,000Operating result 2024: €29,396€29,396Net result 2024: €22,586€22,586Operating result 2025: -€136-€136Net result 2025: -€851-€85120242025-€10,000€0€10,000€20,000€30,000Operating result 2024: €29,396€29,400Net result 2024: €22,586€22,600Operating result 2025: -€136-€136Net result 2025: -€851-€85120242025
The operating result turns negative in 2025: a loss of €136 after €29,396 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €138,325
Fixed assets €64,578 ▼ 19.4%
Current assets €73,746 ▲ 17.0%
Equity and liabilities €138,325
Equity €31,736 ▼ 2.6%
Debt €106,589 ▼ 3.6%
Debt's share of the balance-sheet total falls from 77.2% to 77.1%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€17,063▼
2024 · €35,120
Cash flow
€16,349▼
2024 · €28,310
Debt to equity
3.36▼
2024 · 3.39
ROE
-2.7%▼
2024 · 69.3%
Interest coverage
133.57
Debt ≤ 1 year
€106,589▼
2024 · €110,557
Income taxes
€587▼
2024 · €6,810
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,271 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a small loss
4.1% went bankrupt
2.0% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.0% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,271 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet Code20242025
Assets
Total assets20/58€143,143€138,325▼
Fixed assets21/28€80,136€64,578▼
Tangible fixed assets22/27€80,136€64,578▼
Plant, machinery and equipment23€80,136€64,578▼
Current assets29/58€63,007€73,746▲
Amounts receivable within one year40/41€26,459€6,861▼
Trade receivables40€25,273€5,650▼
Other amounts receivable41€1,186€1,211▲
Cash at bank and in hand54/58€36,548€66,885▲
Equity and liabilities
Total equity and liabilities10/49€143,143€138,325▼
Equity10/15€32,586€31,736▼
Contributions10/11€10,000€10,000=
Profit (loss) carried forward14€22,586€21,736▼
Amounts payable17/49€110,557€106,589▼
Amounts payable within one year42/48€110,557€106,589▼
Trade debts44€86,085€85,860▼
Suppliers440/4€86,085€85,860▼
Taxes, remuneration and social security45€6,810€7,397▲
Taxes450/3€6,810€7,397▲
Other amounts payable47/48€17,661€13,332▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,724€17,199▲
Other operating charges640/8€58€537▲
Gross operating margin9900€35,179€17,600▼
Operating profit (loss)9901€29,396-€136▼
Financial charges65/66B-€128
Recurring financial charges65-€128
Profit (loss) for the period before taxes9903€29,396-€264▼
Income taxes67/77€6,810€587▼
Profit (loss) for the period9904€22,586-€851▼
Profit (loss) for the period to be appropriated9905€22,586-€851▼
Appropriation of the result
Profit (loss) to be appropriated9906€22,586€21,736▼
Profit (loss) brought forward from the previous period14P-€22,586

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,724€17,199▲ 200%
Other operating charges640/8€58€537▲ 825%
Gross operating margin9900€35,179€17,600▼ 50.0%
Operating profit (loss)9901€29,396-€136▼ 100%
Financial charges65/66B-€128-
Recurring financial charges65-€128-
Profit (loss) for the period before taxes9903€29,396-€264▼ 101%
Income taxes67/77€6,810€587▼ 91.4%
Profit (loss) for the period9904€22,586-€851▼ 104%
Profit (loss) for the period to be appropriated9905€22,586-€851▼ 104%
Line20242025Change
Assets
Total assets20/58€143,143€138,325▼ 3.4%
Fixed assets21/28€80,136€64,578▼ 19.4%
Tangible fixed assets22/27€80,136€64,578▼ 19.4%
Plant, machinery and equipment23€80,136€64,578▼ 19.4%
Current assets29/58€63,007€73,746▲ 17.0%
Amounts receivable within one year40/41€26,459€6,861▼ 74.1%
Trade receivables40€25,273€5,650▼ 77.6%
Other amounts receivable41€1,186€1,211▲ 2.1%
Cash at bank and in hand54/58€36,548€66,885▲ 83.0%
Equity and liabilities
Total equity and liabilities10/49€143,143€138,325▼ 3.4%
Equity10/15€32,586€31,736▼ 2.6%
Contributions10/11€10,000€10,000=
Profit (loss) carried forward14€22,586€21,736▼ 3.8%
Amounts payable17/49€110,557€106,589▼ 3.6%
Amounts payable within one year42/48€110,557€106,589▼ 3.6%
Trade debts44€86,085€85,860▼ 0.3%
Suppliers440/4€86,085€85,860▼ 0.3%
Taxes, remuneration and social security45€6,810€7,397▲ 8.6%
Taxes450/3€6,810€7,397▲ 8.6%
Other amounts payable47/48€17,661€13,332▼ 24.5%
Line20242025Change
Profit (loss) for the period9904€22,586-€851▼ 104%
+ Depreciation and write-downs630€5,724€17,199▲ 200%
Operating cash flow (approximation)€28,310€16,349▼ 42.3%
Investment in fixed assets (approximation)--€1,642-
Change in cash-€30,337-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
26-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
23-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 23 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Montigny-le-Tilleul · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,074 m²
Building footprint
174 m²
Volume, LiDAR
1,237 m³
Parcel 52048B0346/00L002, Wallonia · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LAG CONSULT
Rue de Gozée 422, 6110 Montigny-le-TilleulManufacture of electrical equipment
since 20242.354.969.166
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52048B0346/00L002 Wallonia 1,074 m² 1 · 174 m² 10.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,277 companies in this sector we hold annual accounts for 678. 323 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded23-01-2024
Fiscal year end31-12
Activities, NACEBEL 2025
81100Combined facilities support activities
Contact
Phone +32475489577
E-invoicing
Reachable via Peppol
Peppol ID 0208:1005068369
Registered 05-02-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.