Handressed
ActiveThe computed 12-month bankruptcy probability of Handressed is 1.6% (moderate). The 2025 annual accounts show equity of €90k and a net result of €53k. Its solvency ranks better than 66% of 18120 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+3
Solvency78▲+26
Growth78
Track record82
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity ample (current ratio 1.96 against 1.32 in 2024; short-term debt: 46.6% and cash: 60.2% of total assets), and 46.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.4%
Return on assets
31.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-03-2026, 149 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
149 d early
2024
120 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€90k▲ 145%
2024 · €37k
2024: €37k
2024 → 2025
Total assets
€169k▲ 22.3%
2024 · €138k
2024: €138k
2024 → 2025
Net result
€53k▲ 68.4%
2024 · €32k
2024: €32k
2024 → 2025
Working capital
€76k▲ 134%
2024 · €32k
2024: €32k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€37k-€90k▲ 145%
Operating result€38k-€67k▲ 76.6%
Net result€32k-€53k▲ 68.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 77% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €169k
Fixed assets
€15k▲ 228%
Current assets
€155k▲ 15.5%
Equity and liabilities €169k
Equity
€90k▲ 145%
Debt
€79k▼ 22.3%
The debt ratio falls from 73.4% to 46.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€70k▲
2024 · €40k
Cash flow
€57k▲
2024 · €34k
Solvency
53.4%▲
2024 · 26.6%
Current ratio
1.96▲
2024 · 1.32
Quick ratio
1.29▲
2024 · 0.86
Debt / equity
0.87▼
2024 · 2.76
ROE
59.3%▼
2024 · 86.4%
ROA
31.6%▲
2024 · 23.0%
Interest coverage
21.79▼
2024 · 266.87
Debt
€79k▼
2024 · €101k
Debt ≤ 1 year
€79k▼
2024 · €101k
Income taxes
€14k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€138k€169k▲
Fixed assets21/28€4k€15k▲
Intangible fixed assets21€2k€1k▼
Tangible fixed assets22/27€2k€13k▲
Plant, machinery and equipment23€1k€877▼
Furniture and vehicles24€894€12k▲
Current assets29/58€134k€155k▲
Stocks and contracts in progress3€47k€53k▲
Stocks30/36€47k€53k▲
Cash at bank and in hand54/58€87k€102k▲
Equity and liabilities
Total equity and liabilities10/49€138k€169k▲
Equity10/15€37k€90k▲
Contributions10/11€5k€5k=
Reserves13€32k€85k▲
Distributable reserves133€32k€85k▲
Amounts payable17/49€101k€79k▼
Amounts payable within one year42/48€101k€79k▼
Trade debts44€17k€11k▼
Suppliers440/4€17k€11k▼
Taxes, remuneration and social security45€12k€33k▲
Taxes450/3€12k€33k▲
Other amounts payable47/48€73k€36k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€796€311▼
Gross operating margin9900€41k€70k▲
Operating profit (loss)9901€38k€67k▲
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€151€3k▲
Recurring financial charges65€151€3k▲
Profit (loss) for the period before taxes9903€41k€67k▲
Income taxes67/77€9k€14k▲
Profit (loss) for the period9904€32k€53k▲
Profit (loss) for the period to be appropriated9905€32k€53k▲
Appropriation of the result
Profit (loss) to be appropriated9906€32k€53k▲
Transfer to equity691/2€32k€53k▲
To other reserves6921€32k€53k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vrijheid 2352320 HoogstratenGround area
240 m²
Building footprint
194 m²
Volume, LiDAR
1,124 m³
Parcel 13014E0274/00M000, Flanders · tallest building 12.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Handressed
since 20232.352.398.567
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13014E0274/00M000 | Flanders | 240 m² | 1 · 194 m² | 12.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Architect Buekers Eric
BE 0456.408.952
Herk-de-Stad · Eq €90k
KIMOTEX INTERNATIONAL
BE 0446.170.306
Antwerpen · Eq €90k
BRUNTEX
BE 0891.511.162
Knokke-Heist · Eq €90k
HUIS ELITE
BE 0437.754.664
Wuustwezel · Eq €90k
TENDANCE
BE 0839.486.993
Brussel · Eq €90k
Of 6,501 companies in sector 47716 we hold annual accounts for 2,439. 1,911 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-11-2023
Fiscal year end31-12
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.