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MALONI MULTIBRANDSTORE

Active
Private limited companyfounded 20242 yrs activeAntwerpsesteenweg 266, 2390 Malle, BelgiumKBO/BCE: BE 1005.113.703
Summary

The computed 12-month bankruptcy probability of MALONI MULTIBRANDSTORE is 1.8% (moderate). The 2025 annual accounts show equity of €29,244 and a net result of €26,244. Its solvency ranks better than 35% of 18626 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability88
Solvency42
Growth-
Track record67
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.7; short-term debt: 69.6% and cash: 0.3% of total assets), and 83.1% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
16.9%
Return on assets
15.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
31 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

MALONI MULTIBRANDSTORE was incorporated on 24 January 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€29,244
Total assets
€173,283
Net result
€26,244
Working capital
-€36,677

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €173,283
Fixed assets €89,436
Current assets €83,847
Equity and liabilities €173,283
Equity €29,244
Debt €144,039
Debt finances 83.1% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€64,553
Cash flow
€46,591
Current ratio
0.70
Quick ratio
0.45
Debt to equity
4.93
ROE
89.7%
ROA
15.1%
Interest coverage
12.32
Debt ≤ 1 year
€120,525
Debt > 1 year
€21,764
Income taxes
€12,977
Staff costs
€53,045

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 50 lines
Balance sheet Code2025
Assets
Total assets20/58€173,283
Fixed assets21/28€89,436
Intangible fixed assets21€2,179
Tangible fixed assets22/27€87,257
Land and buildings22€7,196
Plant, machinery and equipment23€135
Furniture and vehicles24€3,579
Other tangible fixed assets26€76,347
Current assets29/58€83,847
Stocks and contracts in progress3€29,715
Stocks30/36€29,715
Amounts receivable within one year40/41€50,703
Trade receivables40€50,703
Cash at bank and in hand54/58€502
Deferred charges and accrued income490/1€2,928
Equity and liabilities
Total equity and liabilities10/49€173,283
Equity10/15€29,244
Contributions10/11€3,000
Reserves13€26,244
Distributable reserves133€26,244
Amounts payable17/49€144,039
Amounts payable after more than one year17€21,764
Financial debts170/4€21,764
Amounts payable within one year42/48€120,525
Current portion of amounts payable after more than one year42€5,558
Financial debts43€21,645
Credit institutions430/8€21,645
Trade debts44€55,141
Suppliers440/4€55,141
Taxes, remuneration and social security45€30,027
Taxes450/3€20,417
Remuneration and social security454/9€9,610
Other amounts payable47/48€8,154
Accrued charges and deferred income492/3€1,750
Income statement Code2025
Remuneration, social security and pensions62€53,045
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20,347
Other operating charges640/8€2,914
Gross operating margin9900€120,513
Operating profit (loss)9901€44,206
Financial income75/76B€254
Recurring financial income75€254
Financial charges65/66B€5,238
Recurring financial charges65€5,238
Profit (loss) for the period before taxes9903€39,221
Income taxes67/77€12,977
Profit (loss) for the period9904€26,244
Profit (loss) for the period to be appropriated9905€26,244
Appropriation of the result
Profit (loss) to be appropriated9906€26,244
Transfer to equity691/2€26,244
To other reserves6921€26,244

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€53,045
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20,347
Other operating charges640/8€2,914
Gross operating margin9900€120,513
Operating profit (loss)9901€44,206
Financial income75/76B€254
Recurring financial income75€254
Financial charges65/66B€5,238
Recurring financial charges65€5,238
Profit (loss) for the period before taxes9903€39,221
Income taxes67/77€12,977
Profit (loss) for the period9904€26,244
Profit (loss) for the period to be appropriated9905€26,244
Line2025
Assets
Total assets20/58€173,283
Fixed assets21/28€89,436
Intangible fixed assets21€2,179
Tangible fixed assets22/27€87,257
Land and buildings22€7,196
Plant, machinery and equipment23€135
Furniture and vehicles24€3,579
Other tangible fixed assets26€76,347
Current assets29/58€83,847
Stocks and contracts in progress3€29,715
Stocks30/36€29,715
Amounts receivable within one year40/41€50,703
Trade receivables40€50,703
Cash at bank and in hand54/58€502
Deferred charges and accrued income490/1€2,928
Equity and liabilities
Total equity and liabilities10/49€173,283
Equity10/15€29,244
Contributions10/11€3,000
Reserves13€26,244
Distributable reserves133€26,244
Amounts payable17/49€144,039
Amounts payable after more than one year17€21,764
Financial debts170/4€21,764
Amounts payable within one year42/48€120,525
Current portion of amounts payable after more than one year42€5,558
Financial debts43€21,645
Credit institutions430/8€21,645
Trade debts44€55,141
Suppliers440/4€55,141
Taxes, remuneration and social security45€30,027
Taxes450/3€20,417
Remuneration and social security454/9€9,610
Other amounts payable47/48€8,154
Accrued charges and deferred income492/3€1,750
Line2025
Profit (loss) for the period9904€26,244
+ Depreciation and write-downs630€20,347
Operating cash flow (approximation)€46,591

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malle · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
496 m²
Building footprint
249 m²
Parcel 11049A0785/00F002, Flanders. Linked by address, not a title deed.
1 establishment unit
MALONI
Antwerpsesteenweg 266, 2390 MalleRetail sale of women's outerwear
since 20242.355.452.582
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11049A0785/00F002 Flanders 496 m² 1 · 249 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 6,495 companies in sector 47716 we hold annual accounts for 2,441. 1,711 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded24-01-2024
Fiscal year end31-12
Activities, NACEBEL 2025
47711Retail sale of women's outerwear
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47120Other non-specialised retail sale
E-invoicing
Reachable via Peppol
Peppol ID 0208:1005113703
Also 9925:BE1005113703
Registered 17-07-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.