Financials
- Fiscal year
- 2025
- Total assets
- €951
- Loss
- -€4,600
- Solvency
- -378.5%
HANDE CONSULTING
ActiveSummary
HANDE CONSULTING has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€3,600) and a net result of -€4,600. Its solvency ranks better than 5% of 18866 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Computer programming
NACE 62100
1 site
Size
€951total assets 2025
- Equity
- -€3,600
- Loss
- -€4,600
Turnover not published (abridged schema)
Structure
Accounts filed 60 d late0 of 1 deed read
Why 52Capped at 59: negative equity- Negative equity -€3,600- Latest accounts 60 days late; 1 of the last 3 late+ Sector Computer programming, consultancy and related activities (NACE 62)+ Size: total assets €951Show the evidence
Checked score
Score 2025
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 6% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength
Weak
Solvency
0
equity -378.5% of total assets
Liquidity
30
short-term debt 478.5% · cash 23.6%
Profitability
0
return on assets -483.7%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 4 months
07-2026: 0.5%
08-2026: 0.5%▲ +0.8% vs 07-2026
09-2026: 0.5%▲ +3.1% vs 08-2026highest value
10-2026: 0.4%▼ -20.0% vs 09-2026lowest value
- Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
- Size: total assets €951 lowers the probability for this profile
- Negative equity -€3,600 raises the probability
- Latest accounts 60 days late; 1 of the last 3 late raises the probability
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 3%, liquidity 11%, profitability 5%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
60 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 29-09-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Computer programmingNACE 62100
- Founded
- 13-12-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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