Equity
-€2,599
Debts exceed assets in financial year 2025.
GEMBAA
Lifetime
1 annual account with figurespeak -€1,231 (2025)
-€1,231
lowest -€2,599 (2025)
-€2,599
peak -€2,599 (2025)
-€2,599
€3,642
Board3 names since 2024
2 directorsERGASTER and 1 other
Documentsfilings and deeds
27-08-202627 days late
2025micro format
Loss of €2,599First year with figures
Key points
from the 2025 annual accountsBoard
1 joined · 2 left
Board changed. Latest change 30-09-2026 · 1 in office.
Position in the sector
-249.2%
Lower solvency than 95% of companies in computer programming and consultancy. Sector median 60.0% · 21,208 companies.
2025 accounts filed 27 days after the deadlineTurnover not published (micro format)
Checked score
52
Fair
Financially stronger than 7% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 0.4%
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.5%▲ +0.1 percentage points vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.6%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 0.3%▼ -0.3 percentage points vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026lowest value
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€2,599
Loss of €2,599 (financial year 2025)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €1,043
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 3% of them on solvency, 12% on liquidity and 5% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,322 companies had the same profile as GEMBAA has now. Each dot stands for 4 companies, two years later.
90.2%
were still trading
5.5%
stopped another way
4.2%
went bankrupt
The bankruptcy probability of GEMBAA itself is lower: 0.3% within 12 months. It rests on far more data about GEMBAA than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,322 companies, not a prediction for GEMBAA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Young company
Founded in 2024, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
27 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- GROSDOIGT Maxime 400 sharesdeed of 16-12-2024
- SOLIVA Clément José 400 sharesdeed of 16-12-2024
- ROYER-BERTRAND Axel Tiber Colas 400 sharesdeed of 16-12-2024
Recent changes
1 director appointed, 2 resignations
Resignations: Ergaster and Duc de Saint-Gilles · Appointment: Lilutrax · General meeting of 04-09-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1017276810
Incorporation
Founding capital of €3,600, 1,200 shares · Founders: GROSDOIGT Maxime (comparant,fondateur); SOLIVA Clément José (comparant,fondateur); ROYER-BERTRAND Axel Tiber Colas (comparant,fondateur) · Appointments: ERGASTER (director) and Le Duc de Saint-Gilles (director) · published on 16-12-2024 · Gazette deed
First establishment
Bosquetstraat 38, Sint-Gillis (bij-Brussel)
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| GEMBAA Sint-Gillis (bij-Brussel) | €1,043 | -€1,231 | -249.2% | - |
| HANDE CONSULTING Zonhoven | €951 | -€4,600 | -378.5% | - |
| ColossusGuardian Charleroi | €978 | -€1,014 | -51.6% | - |
| SYTEWEB Woluwe-Saint-Pierre | €1,075 | -€915 | 56.4% | - |
| Axiom Technologies Belgium Etterbeek | €1,106 | -€1,916 | -115.9% | - |
| TAVERNE DIGITALE Flémalle | €732 | -€5,421 | -477.9% | - |
| Tryarde Rixensart | €1,255 | -€2,625 | 29.8% | - |
These companies have the same main activity as GEMBAA: computer programming (NACE 62100). They are comparable in size and age: total assets between €732 and €1,250, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 12-12-2024Normal situation
- Activity
- Computer programmingNACE 62100and 3 others
- Establishment unit
- 2.368.059.9111060 Sint-Gillis (bij-Brussel), since 12-12-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 06-01-2026
Insights on GEMBAA
GEMBAA has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€2,599) and a net result of -€2,599.
Its solvency ranks better than 5% of 21,208 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about GEMBAA
- What is the company number of GEMBAA?
- The company number of GEMBAA is 1017.276.810. The VAT number is the same number with BE in front: BE 1017.276.810.
- Where is GEMBAA based?
- The registered office is at Bosquetstraat 38, 1060 Sint-Gillis (bij-Brussel).Company details
- What does GEMBAA do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of GEMBAA?
- GEMBAA is a private limited company (BV).
- When was GEMBAA founded?
- GEMBAA was founded on 12-12-2024.
- Is GEMBAA still active?
- Yes, GEMBAA is an active enterprise in the KBO register.
- What is the turnover of GEMBAA?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is GEMBAA profitable?
- In financial year 2025, GEMBAA made a loss of €2,599.
- Where can I find the annual accounts of GEMBAA?
- GEMBAA filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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