Skip to content
Checked.be
Complete company report
Generated 30-07-2026
Active BE 0799.299.596Private limited company

Hamra Consulting

Nieuwelaan 39 ·1853 Grimbergen, Belgium· 3 yrs active
Sector: Head offices & management consulting (70200)
Conclusion Checked

The computed 12-month bankruptcy probability of Hamra Consulting is 0.5% (very low). The 2024 annual accounts show equity of €93k and a net result of €33k. Its solvency ranks better than 65% of 12430 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €93k
Net result €33k
Better than sector 65%
Active 3 yrs
Snowflake analysis 5 axes · computed by Checked
Health93Profitability100Solvency100Growth52Stability94
88 / 100

Exceptional profile, strong across almost every axis.

Health 93
Profitability 100
Solvency 100
Growth 52
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
0.5% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
93 / 100 Excellent
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 30-06-2025 with the NBB · fiscal year 2024 · micro
€0€20k€40k€60k€80kOperating result 2023: €74k€74kNet result 2023: €59k€59kOperating result 2024: €43k€43kNet result 2024: €33k€33k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 71.0% 60.6%
better than 65% of 12430 sector peers
Net result €33k €31k
better than 52% of 12432 sector peers
Equity €93k €63k
better than 63% of 12438 sector peers
Gross operating margin €46k €52k
better than 46% of 12418 sector peers
Total assets €131k €124k
better than 52% of 12431 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€45k
-39.1% +115% vs sector
Net profit
€33k
-42.9% far above sector median
Cash flow
€36k
-39.6% +210% vs sector
Total assets
€131k
+59.8% -7% vs sector
Equity
€93k
+56.1% -24% vs sector
Working capital
€83k
+41.8% +30% vs sector
Income taxes
€11k
-30.5% +268% vs sector
Debt
€38k
+69.5% ≈ vs sector
Debt ≤ 1y
€38k
+69.5% +31% vs sector
Current ratio
3.18
-11.8% -47% vs sector
Quick ratio
3.18
-11.8% -47% vs sector
Solvency
71.0%
-2.3% +17% vs sector
Debt / equity
0.41
+8.5% +15% vs sector
ROE
36.0%
-63.4% far above sector median
ROA
25.5%
-64.3% far above sector median
Interest coverage
777.08
-64.4% far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€45k
Net profit€33k
Cash flow€36k
Staff costs-
Income taxes€11k
Dividends-
Total assets€131k
Equity€93k
Debt€38k
of which ≤ 1y€38k
of which > 1y-
Working capital€83k
Employees (FTE)-
Ratios (computed)
2024
Current ratio3.18
Quick ratio3.18
Working capital ratio63.3%
Solvency71.0%
Debt / equity0.41
Long-term debt ratio-
Interest coverage777.08
Gross margin-
Net margin-
ROA25.5%
ROE36.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€131k
Fixed assets 21/28€10k
Tangible fixed assets 22/27€10k
Current assets 29/58€121k
Amounts receivable within one year 40/41€101k
Cash & bank 54/58€19k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€131k
Equity 10/15€93k
Contributions / capital 10/11€1k
Reserves 13€58k
Accumulated profits (losses) 14€34k
Amounts payable 17/49€38k
Amounts payable within one year 42/48€38k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€46k
Operating result 9901€43k
Financial income 75€1k
Financial charges 65€59
Result before taxes 9903€44k
Income taxes 67/77€11k
Net result for the period 9904€33k
Result to be appropriated 9905€33k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Head offices & management consulting(70200)
Legal form Private limited company(610)
Incorporation08-03-2023
StatusActive
Postal code1853
Establishment units 1 location
Hamra Consulting
Romeinsesteenweg 520, 1853 GrimbergenOverige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
since 20232.342.749.542
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23084A0605/00D000 Flanders 3,594 m² 1 · 311 m² 21.0 m · 6 fl.
23084A0533/02B000 Flanders 483 m² 1 · 391 m² 16.8 m · 5 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
30-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
16-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
08-11-2023
State Gazette act Registered-office change
Belgisch Staatsblad, acts 1 acts
Address history · 1
08-11-2023
Registered-office move
All acts · 1 updated 2 years ago
2023
08-11-2023 Registered office moved to Stroombeek Registered-office change
  • Nieuwelaan, 39 1853 Stroombeek-Bever
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Nieuwelaan, 39\n1853 Stroombeek-Bever",
        "city": "Stroombeek",
        "region": "vlaams_gewest",
        "street": "Nieuwelaan",
        "country": "BE",
        "postcode": "1853",
        "box_number": null,
        "street_number": "39",
        "locality_suffix": "Bever"
      },
      "old_address": null,
      "effective_date": null,
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": true,
      "old_address_source": "inferred",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": null,
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2023-08-18",
    "act_kind_objet": "Zetelverplaatsing"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2023-08-18",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0799.299.596",
    "name_full": "HAMRA CONSULTING",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Hicham AMRAOU!",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": [
    "kopie na neerlegging van de akte ter griffie"
  ]
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameNL Hamra Consulting
Registered office
Nieuwelaan 39
1853 Grimbergen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same NACE
ADEQUAAT CONSULT BE 0400.894.862 · Hasselt
Liv'it BE 0414.107.450 · Antwerpen
SOMECADO BE 0421.177.958 · Brussel
Vervan BE 0420.267.445 · Antwerpen
ACQUEST BE 0425.122.294 · Brugge
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative