Equity
-€970,674
Debts exceed assets in financial year 2025.
HAMRA
Lifetime
3 annual accounts with figures on one time axispeak €155,852 (2023)
-€2,613
lowest -€877,667 (2023)
-€4,295
peak -€79,605 (2022)
-€970,674
€1.1m
Board1 name since 2021
1 director
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Loss of €4,295No annual accounts filed for 2024
Key points
from the 2025 annual accountsLosses
-€963,867 in three years
Every financial year from 2022 to 2025 closed with a loss. 2023 was the heaviest.
Debts
€1.1m 867% of the balance sheet
Suppliers 14%Taxes and wages 1%Other 86%
Of this, €198,337 falls due within a year.
Filings
3 annual accounts 3 late
The 2023 accounts came latest: 281 days after the end of the period.
Starting capital
€2,300
Position in the sector
-767.5%
Lower solvency than 95% of companies in wholesale trade. Sector median 40.5% · 15,454 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 1,565 companies had the same profile as HAMRA has now. Each dot stands for 4 companies, two years later.
88.8%
were still trading
5.4%
stopped another way
5.1%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,565 companies, not a prediction for HAMRA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director
- 80 sharesdeed of 09-07-2021
- 20 sharesdeed of 09-07-2021
Recent changes
Registered-office move
General meeting of 11-07-2024 · Gazette deed
Purpose change · Amendment of the articles
“Le commerce de détail d’articles de joaillerie, bijouterie et d’orfèvrerie; Le commerce de détail de…” (deed in French) · General meeting of 23-06-2022 · Gazette deed
Incorporation
Founding capital of €2,300 · Founders: and · Appointment: (director) · published on 09-07-2021 · Gazette deed
First establishment
Rue des Mésanges 14, Seraing
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| HAMRA Seraing | €126,474 | -€2,613 | -767.5% | - |
| LACART Leuven | €169,946 | -€5,317 | 1.1% | - |
| Donai Collection Antwerp | €176,751 | €1,715 | 16.7% | - |
| Motisluxury Antwerp | €206,312 | -€38,491 | -89.0% | - |
| BANICA GROUPE Woluwe-Saint-Pierre | €87,351 | -€20,805 | -126.5% | - |
| SAMDIMON JEWELLERY Antwerp | €107,297 | €777 | 18.5% | - |
| ABACA STUDIO Woluwe-Saint-Pierre | €179,697 | -€939 | -13.0% | - |
These companies have the same main activity as HAMRA: wholesale trade (NACE 46480). They are comparable in size and age: total assets between €87,400 and €206,000, founded between 2019 and 2023.
Official details
Source: KBO- Status
- Active since 07-07-2021Normal situation
- Activity
- Wholesale tradeNACE 46480and 3 others
- Establishment unit
- 2.321.675.0064100 Seraing, since 07-07-2021
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Insights on HAMRA
HAMRA files the micro format. That format states no turnover. The gross margin rose from -€62,688 in 2022 to -€2,613 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about HAMRA
- What is the company number of HAMRA?
- The company number of HAMRA is 0770.852.268. The VAT number is the same number with BE in front: BE 0770.852.268.
- Where is HAMRA based?
- The registered office is at Rue du Premier Mai 6, 4102 Seraing.Company details
- What does HAMRA do?
- According to the KBO register, the main activity is wholesale trade (NACE 46480).
- What is the legal form of HAMRA?
- HAMRA is a private limited company (BV).
- When was HAMRA founded?
- HAMRA was founded on 07-07-2021.
- Is HAMRA still active?
- Yes, HAMRA is an active enterprise in the KBO register.
- What is the turnover of HAMRA?
- The turnover of HAMRA was €0 in financial year 2025, according to the filed annual accounts.Financials
- Is HAMRA profitable?
- In financial year 2025, HAMRA made a loss of €4,295.
- Where can I find the annual accounts of HAMRA?
- HAMRA filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of HAMRA due?
- HAMRA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.