Parent and group
- VIMAXART88%
LACART
ActiveFrom the official registers: KBO 2 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
The computed 12-month bankruptcy probability of LACART is 1.9% (moderate). The annual accounts of LACART for financial year 2025 show a net loss of 86% of the equity at the start of that year. The 2025 annual accounts show equity of €1,939 and a net result of -€12,290. Its solvency ranks better than 13% of 9,811 sector peers (NACE 46, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
KBO- Status
- Active since 06-06-2022 Normal situation
- Legal form
- Private limited company
- Registered office
- Margarethaplein 7, 3000 Leuven
- Activity
- Wholesale trade NACE 46480and 3 others
- Establishment unit
- 2.332.115.669 3000 Leuven, since 06-06-2022
- Financial year end
- 31 May
- Peppol
- Reachable since 30-12-2025
Who decides
Board
Shareholders
How it is doing
- Bankruptcy probabilitywithin 12 months
- 1.9%
Annual accounts to 31-05-2025
- Gross margin
- -€5,317
- ▲ 40.5%
- Loss
- €12,290
- ▲ 14.1%
- Equity
- €1,939
- ▼ 86.4%
- Total assets
- €169,946
- ▲ 989%
Turnover not published (abbreviated format)2025 accounts 20 days early
Filed on 11-12-2025PDF
Why 52raises riskFounded in 2022Equity €1,939 (1.1% of total assets)Loss of €12,290, the second in a row (financial year 2025)Sector: Wholesale trade (NACE 46)Show the evidence
Checked score
Score 2025
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 18% of its sector peers (NACE 46, micro)
Financial strength · tick = 2024
Weak
Solvency
26-74
equity 1.1% of total assets
Liquidity
35-33
short-term debt 47.0% · cash 6.8%
Profitability
10+10
return on assets -7.2%
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.9%highest value
12-2024: 2.9%● unchanged vs 11-2024
01-2025: 1.0%▼ -1.9 percentage points vs 12-2024
02-2025: 1.0%● unchanged vs 01-2025
03-2025: 0.9%▼ -0.1 percentage points vs 02-2025
04-2025: 0.9%● unchanged vs 03-2025
05-2025: 0.9%● unchanged vs 04-2025
06-2025: 0.9%● unchanged vs 05-2025
07-2025: 0.9%● unchanged vs 06-2025
08-2025: 0.9%● unchanged vs 07-2025lowest value
09-2025: 0.9%● unchanged vs 08-2025
10-2025: 1.0%▲ +0.1 percentage points vs 09-2025
11-2025: 1.0%● unchanged vs 10-2025
12-2025: 1.1%▲ +0.1 percentage points vs 11-2025
01-2026: 2.0%▲ +0.9 percentage points vs 12-2025
02-2026: 1.7%▼ -0.3 percentage points vs 01-2026
03-2026: 1.7%● unchanged vs 02-2026
04-2026: 1.7%● unchanged vs 03-2026
05-2026: 1.7%● unchanged vs 04-2026
06-2026: 1.6%▼ -0.1 percentage points vs 05-2026
07-2026: 1.6%● unchanged vs 06-2026
08-2026: 1.6%● unchanged vs 07-2026
09-2026: 1.7%▲ +0.1 percentage points vs 08-2026
10-2026: 1.9%▲ +0.2 percentage points vs 09-2026
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity insufficient (current ratio 0.69, compared with 2.28 in 2024, below 1; short-term debt: 47% and cash: 6.8% of total assets), and 98.9% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 17% on solvency, 33% on liquidity, 16% on profitability and 6% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Seven signals.
raises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2425
2024 to 2025 · latest year -€12,290
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 9811 sector peers (2025).
NBB · sector comparisonPosition among 9811 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 11-12-2025, 20 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
20 days early
2024
19 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 20 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-05-2026 is due by 31-12-2026. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
31-05-2026 year end31-10-2026 today31-12-2026 deadline
Key points
- Caution: Among the weakest 13% on equitysector median €365,227 · 9,807 companies €1,939 View
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 11-12-2025
- Annual accounts 2024filed on 12-12-2024
Acts in the Belgian Official Gazette
- Incorporationact of 08-06-2022
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about LACART
- What is the company number of LACART?
- 0786.838.165. In Belgium the VAT number is the company number with BE in front: BE 0786.838.165.
- Where is LACART based?
- The registered office is at Margarethaplein 7, 3000 Leuven.Company details
- What does LACART do?
- According to the KBO register, the main activity is wholesale trade (NACE 46480).
- What is the legal form of LACART?
- Private limited company (BV).
- When was LACART founded?
- On 06-06-2022.
- Is LACART still active?
- Yes, LACART is an active enterprise in the KBO register.
- What is the turnover of LACART?
- The annual accounts for financial year 2025 state no turnover: the abbreviated format does not require it.Financials
- Is LACART profitable?
- In financial year 2025, LACART made a loss of €12,290.
- Where can I find the annual accounts of LACART?
- LACART filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
- When are the next annual accounts of LACART due?
- By 31-12-2026, for financial year 2026.Timeline
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