HAMAPA
ActiveSummary
HAMAPA has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €282k and a net result of €77k. Its solvency ranks better than 64% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability92▼-8
Solvency94▲+2
Growth52
Track record82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days only on tighter terms
Liquidity tight (current ratio 1.21 against 1.93 in 2024; short-term debt: 30.8% and cash: 22.4% of total assets), and 30.9% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.1%
Return on assets
19%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
27 d late
2024
25 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€282k▲ 37.9%
2024 · €204k
Total assets
€408k▲ 33.1%
2024 · €306k
Net result
€77k▼ 61.6%
2024 · €201k
Working capital
€27k▼ 71.5%
2024 · €94k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€289k-€103k▼ 64.5%
Net result€201k-€77k▼ 61.6%
Equity€204k-€282k▲ 37.9%
Total assets€306k-€408k▲ 33.1%
Debt€102k-€126k▲ 23.6%
Working capital€94k-€27k▼ 71.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 64% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €408k
Fixed assets
€256k ▲ 131%
Current assets
€152k ▼ 22.2%
Equity and liabilities €408k
Equity
€282k ▲ 37.9%
Debt
€126k ▲ 23.6%
Debt's share of the balance-sheet total falls from 33.2% to 30.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€113k▼
2024 · €293k
Cash flow
€88k▼
2024 · €206k
Current ratio
1.21▼
2024 · 1.93
Quick ratio
1.10▼
2024 · 1.85
Debt to equity
0.45▼
2024 · 0.50
ROE
27.5%▼
2024 · 98.5%
ROA
19.0%▼
2024 · 65.8%
Interest coverage
380.51▼
2024 · 6618.88
Debt ≤ 1 year
€125k▲
2024 · €102k
Income taxes
€26k▼
2024 · €88k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k | €11k | ▲ 131% |
| Other operating charges640/8 | €965 | €1k | ▲ 25.4% |
| Gross operating margin9900 | €294k | €114k | ▼ 61.2% |
| Operating profit (loss)9901 | €289k | €103k | ▼ 64.5% |
| Financial income75/76B | €652 | €1k | ▲ 106% |
| Recurring financial income75 | €652 | €1k | ▲ 106% |
| Financial charges65/66B | €44 | €297 | ▲ 571% |
| Recurring financial charges65 | €44 | €297 | ▲ 571% |
| Profit (loss) for the period before taxes9903 | €290k | €104k | ▼ 64.2% |
| Income taxes67/77 | €88k | €26k | ▼ 70.2% |
| Profit (loss) for the period9904 | €201k | €77k | ▼ 61.6% |
| Profit (loss) for the period to be appropriated9905 | €201k | €77k | ▼ 61.6% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €306k | €408k | ▲ 33.1% |
| Fixed assets21/28 | €111k | €256k | ▲ 131% |
| Tangible fixed assets22/27 | €111k | €256k | ▲ 131% |
| Land and buildings22 | €111k | €253k | ▲ 128% |
| Furniture and vehicles24 | - | €3k | - |
| Current assets29/58 | €196k | €152k | ▼ 22.2% |
| Stocks and contracts in progress3 | €8k | €14k | ▲ 74.6% |
| Stocks30/36 | €8k | €14k | ▲ 74.6% |
| Amounts receivable within one year40/41 | €42k | €46k | ▲ 10.5% |
| Trade receivables40 | €25k | €15k | ▼ 40.4% |
| Other amounts receivable41 | €17k | €31k | ▲ 87.8% |
| Cash at bank and in hand54/58 | €146k | €91k | ▼ 37.4% |
| Deferred charges and accrued income490/1 | €31 | €615 | ▲ 1,891% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €306k | €408k | ▲ 33.1% |
| Equity10/15 | €204k | €282k | ▲ 37.9% |
| Contributions10/11 | €3k | €3k | = |
| Reserves13 | €201k | €279k | ▲ 38.4% |
| Distributable reserves133 | €201k | €279k | ▲ 38.4% |
| Amounts payable17/49 | €102k | €126k | ▲ 23.6% |
| Amounts payable within one year42/48 | €102k | €125k | ▲ 23.5% |
| Trade debts44 | €8k | €2k | ▼ 78.7% |
| Suppliers440/4 | €8k | €2k | ▼ 78.7% |
| Advances received on contracts in progress46 | - | €205 | - |
| Taxes, remuneration and social security45 | €94k | €124k | ▲ 31.7% |
| Taxes450/3 | €92k | €122k | ▲ 32.4% |
| Remuneration and social security454/9 | €2k | €2k | = |
| Accrued charges and deferred income492/3 | €194 | €428 | ▲ 121% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €201k | €77k | ▼ 61.6% |
| + Depreciation and write-downs630 | €5k | €11k | ▲ 131% |
| Operating cash flow (approximation) | €206k | €88k | ▼ 57.3% |
| Investment in fixed assets (approximation) | - | €-155k | - |
| Change in cash | - | €-54k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2023
Ground area
1,536 m²
Building footprint
181 m²
Volume, LiDAR
1,435 m³
2 parcels, Wallonia · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Atelier Sauvage
since 20232.352.928.307
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63036A0121/00R003 | Wallonia | 957 m² | 1 · 103 m² | 8.1 m · 2 fl. |
| 63036A0716/00A000 | Wallonia | 580 m² | 1 · 79 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Blue Ocean Surfing
BE 0801.452.107
Brussel · Eq €281,856
BRICKS FINANCIAL SERVICES
BE 0635.571.120
Gent · Eq €281,862
REVERE
BE 0805.038.830
Grimbergen · Eq €281,864
NOVA Partners
BE 0678.984.558
Mechelen · Eq €281,838
VAN DAMME KOEN
BE 0792.898.388
As · Eq €281,902
Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 38,462 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-09-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.