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HAM & BIL 36

Active
Private limited companyfounded 2018active for 8 yearsZwart-Waterstraat 53, 3580 Beringen, BelgiumKBO/BCE: BE 0702.942.271
Summary

The computed 12-month bankruptcy probability of HAM & BIL 36 is 2.6% (moderate). The 2025 annual accounts show equity of €78,705 and a net result of €15,761. Equity has been growing by about 35% per year since 2019. Its solvency ranks better than 94% of 34,946 sector peers (NACE 43, financial year 2025). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 2 administrative register entries.

Overview

Official details

Source: KBO
Status
Active since 07-09-2018 Normal situation
Activity
Bricklaying and masonry work NACE 43910
Establishment unit
2.281.121.779 3580 Beringen, since 07-09-2018
Financial year end
31 December
Peppol
Reachable since 13-10-2025

Board and ownership

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.6%
Annual accounts 2025
Gross margin
€29,343
Turnover
≈ €250,000
estimated
Profit
€15,761
Equity
€78,705
Total assets
€86,272
  • 2025 accounts filed 53 days after the deadline
Score breakdownraises riskSize: total assets €86,272Last filed accounts filed 53 days late; 2 of the last 3 accounts lateEx-officio strike-off in the KBOlowers riskEquity €78,705 (91.2% of total assets)Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 75% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2023
Strong
Solvency 100=
equity 91.2% of total assets
Liquidity 60+9
short-term debt 8.8% · cash 7.6%
Profitability 92-4
return on assets 18.3%
Bankruptcy probability within 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 15.1%highest value 01-2025: 7.2%▼ -7.9 percentage points vs 12-2024 02-2025: 7.2%● unchanged vs 01-2025 03-2025: 7.2%● unchanged vs 02-2025 04-2025: 7.9%▲ +0.7 percentage points vs 03-2025 05-2025: 8.3%▲ +0.4 percentage points vs 04-2025 06-2025: 7.0%▼ -1.3 percentage points vs 05-2025 07-2025: 7.2%▲ +0.2 percentage points vs 06-2025 08-2025: 9.0%▲ +1.8 percentage points vs 07-2025 09-2025: 10.0%▲ +1.0 percentage point vs 08-2025 10-2025: 7.8%▼ -2.2 percentage points vs 09-2025 11-2025: 7.9%▲ +0.1 percentage points vs 10-2025 12-2025: 9.1%▲ +1.2 percentage points vs 11-2025 01-2026: 13.0%▲ +3.9 percentage points vs 12-2025 02-2026: 13.0%● unchanged vs 01-2026 03-2026: 13.5%▲ +0.5 percentage points vs 02-2026 04-2026: 12.6%▼ -0.9 percentage points vs 03-2026 05-2026: 2.9%▼ -9.7 percentage points vs 04-2026 06-2026: 2.9%● unchanged vs 05-2026 07-2026: 2.9%● unchanged vs 06-2026 08-2026: 2.9%● unchanged vs 07-2026 09-2026: 2.9%● unchanged vs 08-2026 10-2026: 2.6%▼ -0.3 percentage points vs 09-2026lowest value 11-2026: 2.6%● unchanged vs 10-2026lowest value
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 8.2 (4.74 in 2023), above the usual 1.5. Short-term debt is 8.8% and cash 7.6% of total assets. 8.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 57% on liquidity and 78% on profitability.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Size: total assets €86,272
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 53 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Ex-officio strike-off in the KBO
KBO publications
lowers risk · Equity €78,705 (91.2% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 53 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-09-2026, 53 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2025
53 days late
2023
124 days late
2022
59 days early
2021
319 days late
2020
839 days late
2019
1154 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 405 days after the deadline. In the sector (NACE 43), the median for financial year 2023 was 1 day before the deadline, and 44% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
The FPS Economy published 2 notices about the company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
Accounts not filedStrikeout withdrawn
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 December (4 of the last 5 accounts filed within 194 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline

Key points

  • Positive: Higher solvency than 94% of companies in specialised constructionsector median 46.7% · 34,946 companies 91.2% View

Recent changes

  1. · Gazette deed Resignation: TASPINAR Merve Altun (manager)Reappointment: TASPINAR Merve Altun (director)
  2. · KBO administration Strikeout withdrawnevent 17-11-2023
  3. · Gazette deed Registered office moved within Beringen
All 13 events

Comparable companies

These companies have the same main activity as HAM & BIL 36: bricklaying and masonry work (NACE 43910). They are comparable in size and age: total assets between €80,000 and €124,000, founded between 2016 and 2020.

CompanyTotal assetsGross margin
HAM & BIL 36 Beringen€86,272€29,343
Kenis David Brecht€80,022€39,022
RB TECHNICS Lokeren€85,507€22,425
VOEGWERKEN TOM VOUNCKX Aarschot€91,903€32,237
LP Reno Schelle€110,456€38,601
Waasland Vloer & Tegelwerken Sint-Niklaas€102,828€36,065
CEN BOUW Antwerpen€123,596€28,075
Full comparison

Key facts about HAM & BIL 36

What is the company number of HAM & BIL 36?
The company number of HAM & BIL 36 is 0702.942.271. The VAT number is the same number with BE in front: BE 0702.942.271.
Where is HAM & BIL 36 based?
The registered office is at Zwart-Waterstraat 53, 3580 Beringen.Company details
What does HAM & BIL 36 do?
According to the KBO register, the main activity is bricklaying and masonry work (NACE 43910).
What is the legal form of HAM & BIL 36?
The legal form of HAM & BIL 36 is Private limited company (BV).
When was HAM & BIL 36 founded?
HAM & BIL 36 was founded on 07-09-2018.
Is HAM & BIL 36 still active?
Yes, HAM & BIL 36 is an active enterprise in the KBO register.
What is the turnover of HAM & BIL 36?
The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €29,343 and 99 comparable companies (NACE 439). It probably lies between €160,000 and €450,000. In financial year 2022 turnover was €157,991.Financials
Is HAM & BIL 36 profitable?
In financial year 2025, HAM & BIL 36 made a profit of €15,761.
Where can I find the annual accounts of HAM & BIL 36?
HAM & BIL 36 filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HAM & BIL 36 due?
HAM & BIL 36 must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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