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HALLE ASSET MANAGEMENT CONSORTIUM

Active
Coöperatieve vennootschap met beperkte aansprakelijkheidfounded 201510 yrs activeZuster Bernardastraat 35, 1500 Halle, BelgiumKBO/BCE: BE 0639.883.165
Summary

HALLE ASSET MANAGEMENT CONSORTIUM has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47k and a net result of €-2k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 94% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
74 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▼-33
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 4.65 against 4.73 in 2024; short-term debt: 3.1% and cash: 14.4% of total assets), and 3.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Three signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
8 d early
2024
21 d late
2023
28 d late
2022
30 d late
2021
29 d late
2020
26 d late
2019
349 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€47k▼ 3.4%
2024 · €49k
2018: €43k 2019: €47k 2020: €53k 2021: €53k 2022: €51k 2023: €50k 2024: €49k
2018 → 2025
Total assets
€48k▼ 3.3%
2024 · €50k
2018: €44k 2019: €48k 2020: €55k 2021: €54k 2022: €53k 2023: €51k 2024: €50k
2018 → 2025
Net result
€-2k▼ 77.0%
2024 · €-939
2018: €-2k 2019: €-1k 2020: €-972 2021: €-785 2022: €-1k 2023: €-2k 2024: €-939
2018 → 2025
Working capital
€5k▼ 2.0%
2024 · €6k
2018: €1k 2019: €2k 2020: €7k 2021: €7k 2022: €8k 2023: €7k 2024: €6k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€53k-€51k▼ 2.4%€50k▼ 3.5%€49k▼ 1.9%€47k▼ 3.4%
Operating result€-2k-€-2k▲ 31.2%€-2k▼ 31.5%€-1k▲ 36.0%€-2k▼ 57.1%
Net result€-785-€-1k▼ 61.7%€-2k▼ 40.8%€-939▲ 47.5%€-2k▼ 77.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-3k€-2k€-1k€0Operating result 2021: €-2k€-2kNet result 2021: €-785€-785Operating result 2022: €-2k€-2kNet result 2022: €-1k€-1kOperating result 2023: €-2k€-2kNet result 2023: €-2k€-2kOperating result 2024: €-1k€-1kNet result 2024: €-939€-939Operating result 2025: €-2k€-2kNet result 2025: €-2k€-2k20212022202320242025€-3k€-2k€-1k€0Operating result 2023: €-2k€-2kNet result 2023: €-2k€-1.8kOperating result 2024: €-1k€-1.3kNet result 2024: €-939€-939Operating result 2025: €-2k€-2kNet result 2025: €-2k€-1.7k202320242025
The operating result stays negative: a loss of €2k in 2025 against €1k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €48k
Fixed assets €41k ▼ 3.6%
Current assets €7k ▼ 1.6%
Equity and liabilities €48k
Equity €47k ▼ 3.4%
Debt €2k =
Debt's share of the balance-sheet total rises from 3.0% to 3.1%. Equity is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-484
2024 · €256
Cash flow
€-111
2024 · €611
Current ratio
4.65
2024 · 4.73
Debt to equity
0.03
2024 · 0.03
ROE
-3.5%
2024 · -1.9%
ROA
-3.4%
2024 · -1.9%
Interest coverage
-7.52
2024 · 3.62
Debt ≤ 1 year
€2k=
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines
Balance sheet Code20242025
Assets
Total assets20/58€50k€48k
Fixed assets21/28€43k€41k
Tangible fixed assets22/27€24k€23k
Land and buildings22€24k€23k
Financial fixed assets28€19k€19k=
Current assets29/58€7k€7k
Cash at bank and in hand54/58€7k€7k
Equity and liabilities
Total equity and liabilities10/49€50k€48k
Equity10/15€49k€47k
Contributions10/11€60k€60k=
Capital10€60k€60k=
Issued capital100€60k€60k=
Profit (loss) carried forward14€-11k€-13k
Amounts payable17/49€2k€2k=
Amounts payable within one year42/48€2k€2k=
Other amounts payable47/48€2k€2k=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€76€79
Gross operating margin9900€332€-405
Operating profit (loss)9901€-1k€-2k
Financial income75/76B€426€437
Recurring financial income75€426€437
Financial charges65/66B€71€64
Recurring financial charges65€71€64
Profit (loss) for the period before taxes9903€-939€-2k
Profit (loss) for the period9904€-939€-2k
Profit (loss) for the period to be appropriated9905€-939€-2k
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€-13k
Profit (loss) brought forward from the previous period14P€-10k€-11k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
23-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
21-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
28-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
30-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
29-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
26-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
15-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 349 days late
2020
31-12
Financial Liquidity doublescurrent ratio 5.45
Current ratio from 2.65 to 5.45.
2019
31-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2015
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Zuster Bernardastraat 351500 Halle
Ground area
367 m²
Building footprint
68 m²
Volume, LiDAR
352 m³
Parcel 23027F0157/00C002, Flanders · tallest building 10.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
HAMCO
Zuster Bernardastraat 35, 1500 HalleFinancial service activities, except insurance and pension funding
since 20152.247.085.469
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23027F0157/00C002 Flanders 367 m² 1 · 68 m² 10.8 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

875500T833OPUD165E07
live in the LEI register

Similar companies · same sector, comparable size

Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 37,812 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded02-10-2015
Fiscal year end31-12
Abbreviation NL HAMCO
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
E-mail:kbo@reynaerts.be
Enterprise
Phone:0475620114
Enterprise