HAINAUT CREMATION

Active

Public limited companyfounded 1988active for 38 yearsChemin de l'Oasis 2, 7000 Mons, BelgiumKBO/BCE: BE 0434.795.075

Summary

HAINAUT CREMATION has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of -€16,578. Equity remains stable across the filed financial years (±0.9% per year). Its solvency ranks better than 64% of 380 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

HAINAUT CREMATIONActiveChecked score 90/100

Risk analysis Report Compare

Activity

Funeral services

NACE 96301

5th largest company by equity in Mons, Other services sector2 sites

Size

≈ €490,000turnover 2025, estimated

Staff: 4.1 FTE
Equity: €1.2m
Loss: -€16,578

Turnover estimated from the gross margin

Financial health

90 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

Parent: DELA HOLDING BELGIUM · 60%

BORLEC HOLDINGManaging director · permanent representative Carlo-Emilio Borgno
DELA Holding BelgiumManaging director · permanent representative Sandra Lyppens-Schellekens
DELA HOLDING N.V.Director · permanent representative DOEVE Edzo

Auditor: Deloitte bedrijfsrevisoren BV CVBA2025 accounts on time

Why 90raises riskLiquidity: current ratio 0.58, cash €33,445lowers riskFounded in 1988Size: 4.1 FTE, total assets €2.1mFigures for financial year 2025 (filed 04-08-2026)Show the evidence

Checked score

Score 2025

90 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 45% of its sector peers (NACE 96, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 80+7

equity 55.2% of total assets

Liquidity 30+4

short-term debt 44.3% · cash 1.6%

Profitability 68-1

return on assets -0.8%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,621 companies, NACE 96, micro)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.2%▲ +0.1 percentage points vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.1%▼ -0.2 percentage points vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025lowest value 10-2025: 0.1%● unchanged vs 09-2025lowest value 11-2025: 0.1%● unchanged vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.2%▲ +0.1 percentage points vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.1%▼ -0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026

Credit of up to €100,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.58, compared with 0.67 in 2024, below 1; short-term debt: 44.3% and cash: 1.6% of total assets), and 44.8% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro): better than 72% on solvency, 23% on liquidity, 46% on profitability and 38% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.

lowers riskraises riskneutral

Founded in 1988

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 0.58, cash €33,445

NBB · annual accounts

Size: 4.1 FTE, total assets €2.1m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Figures for financial year 2025 (filed 04-08-2026)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

on the day

2024

27 days early

2023

20 days early

2022

28 days early

2021

17 days early

2020

40 days early

2019

32 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 23 days before the deadline; the sector median (NACE 96) for financial year 2024 is on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 July (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

28-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

31-07-2026 Annual accounts filedfinancial year 2025 · full…
13-11-2025 Appointment: PwC Reviseurs d'Entreprises (statutory auditor)Permanent representatives: Kurt Cappoen, Geert…
04-07-2025 Annual accounts filedfinancial year 2024 · full…

Key points

Positive: 5th largest company by equity in Mons, Other services sectorin the Checked rankings No. 5 View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Controlled by DELA HOLDING BELGIUMknown shareholders 100% 60% View

By topic

Financials

Financial year: 2025
Total assets: €2.1m
Loss: -€16,578
Solvency: 55.2%

Total assets▼ 14.6%

Net result

20182025

Go to Financials

Board & ownership

Board: 3 members
Parent: DELA HOLDING BELGIUM · 60%
Known shareholders: 100%
Auditor: Deloitte bedrijfsrevisoren BV CVBA

BORLEC HOLDINGManaging director
DELA Holding BelgiumManaging director
DELA HOLDING N.V.Director

Go to Board & ownership

Network & group

Group: Dela Coöperatie
Connected companies: 11

Go to Network & group

Timeline

Events: 57
Since: 1990
Next accounts: by 31-07-2027

11-07-2024Annual accounts filed
28-03-2024Permanent representatives: Sandra Lyppens-Schellekens, Geert Deschoolmeester and…
03-07-2023Annual accounts filed

Go to Timeline

Company details

Sites: 2

Legal form: Public limited company
Activity: Funeral servicesNACE 96301
Founded: 06-07-1988
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 9

Purpose: “La société n’a pas d’autre but que de distribuer ou procurer à ses actionnaires un…” (deed in French)

Go to Articles of association

Key facts about HAINAUT CREMATION

What is the company number of HAINAUT CREMATION?: 0434.795.075. In Belgium the VAT number is the company number with BE in front: BE 0434.795.075.
Where is HAINAUT CREMATION based?: The registered office is at Chemin de l'Oasis 2, 7000 Mons.Company details
What does HAINAUT CREMATION do?: According to the KBO register, the main activity is funeral services (NACE 96301).
What is the legal form of HAINAUT CREMATION?: Public limited company (NV).
When was HAINAUT CREMATION founded?: On 06-07-1988.
Is HAINAUT CREMATION still active?: Yes, HAINAUT CREMATION is an active enterprise in the KBO register.
How many employees does HAINAUT CREMATION have?: On average 4.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of HAINAUT CREMATION?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is HAINAUT CREMATION profitable?: In financial year 2025, HAINAUT CREMATION made a loss of €16,578.
Where can I find the annual accounts of HAINAUT CREMATION?: HAINAUT CREMATION filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HAINAUT CREMATION due?: By 31-07-2027, for financial year 2026.Timeline